The Industry's Most Divided Year.
Now in the Books.
The performance gap between $10B-$250B and $100M-$1B banks is among the widest measured in this dataset. Asset growth, efficiency, and capital trajectories are diverging by asset band - and 2026-Q2 call-report data made it final.
U.S. Bank NIM Reaches 3.87% in Q2 2026, Profitability Stable Across 4,221 FDIC-Insured Institutions
Tier-stratified divergence on growth, efficiency, and capital - quantified across every FDIC-insured bank in the latest filing.
Compare Performance by Asset Tier
How does your peer group stack up? Explore trends segmented by bank asset tier.
$100M-$1B banks
FDIC asset-size band
$100M-$1B Banks Post 1.27% ROA in Q2 2026, 3 Basis Points Above National Average
$1B-$10B banks
FDIC asset-size band
$1B-$10B Banks Post 1.28% ROA in Q2 2026, Outpacing National Average by 4 Basis Points
$10B-$250B banks
FDIC asset-size band
$10B-$250B Banks Post 1.32% ROA in Q2 2026, Outpacing National Average by 8 Basis Points
$250B+ banks
FDIC asset-size band
$250B+ Banks Post 1.17% ROA in Q2 2026, 6 Basis Points Below National Average
Regional Deep Dives
State-by-state analysis for every market with FDIC-insured headquarters. Find your state to explore local bank performance.
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