The Industry's Most Divided Year.
Now in the Books.
The performance gap between $10B-$250B and $100M-$1B banks is among the widest measured in this dataset. Asset growth, efficiency, and capital trajectories are diverging by asset band - and 2026-Q1 call-report data made it final.
U.S. Banking Industry ROA Reaches 1.20% in Q1 2026, Up 15 Basis Points Year-Over-Year
Tier-stratified divergence on growth, efficiency, and capital - quantified across every FDIC-insured bank in the latest filing.
Compare Performance by Asset Tier
How does your peer group stack up? Explore trends segmented by bank asset tier.
$100M-$1B banks
FDIC asset-size band
$100M-$1B Banks Reach 1.23% ROA in Q1 2026, Up 16 Basis Points YoY and 3 Basis Points Above National
$1B-$10B banks
FDIC asset-size band
$1B-$10B Banks Post 1.23% ROA in Q1 2026, Up 19 Basis Points YoY and 7 Basis Points QoQ
$10B-$250B banks
FDIC asset-size band
$10B-$250B Banks Post 1.24% ROA in Q1 2026, Up 18 Basis Points YoY and 7 Basis Points QoQ
$250B+ banks
FDIC asset-size band
$250B+ Banks Post 17.15% Asset Growth in Q1 2026, Outpacing National Average by 12 Percentage Points
Regional Deep Dives
State-by-state analysis for every market with FDIC-insured headquarters. Find your state to explore local bank performance.
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