BlastPoint's Banking Scorecard
State Bank of Table Rock
Table Rock, NE
6 branches across NE
State Bank of Table Rock has 4 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.89% below tier average
- + Nonperforming Asset Ratio 0.64% below tier average
- + ROA 0.13% above tier average
- + Net Interest Margin 0.40% above tier average
Key Concerns
Areas that may need attention
- - Capital Thin: Bottom 12.2% in tier
- - Loan-to-Deposit Ratio 28.46% above tier average
- - Efficiency Ratio 0.61% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$148.5M
+1.6% YoY
+4.0% QoQ
|
-$237.6M |
$386.1M
+0.5% YoY
|
$791.1M
+6.6% YoY
|
$6.2B
+9.1% YoY
|
Bottom 13.7% in tier |
| Total Loans ? |
$124.5M
+2.1% YoY
-1.4% QoQ
|
-$131.2M |
$255.7M
+1.1% YoY
|
$551.6M
+6.9% YoY
|
$3.2B
+10.8% YoY
|
27% |
| Total Deposits ? |
$118.5M
+2.2% YoY
+5.1% QoQ
|
-$209.5M |
$328.0M
+0.1% YoY
|
$661.1M
+6.6% YoY
|
$4.8B
+8.2% YoY
|
Bottom 11.4% in tier |
| Return on Assets ? |
1.39%
+16.2% YoY
+11.4% QoQ
|
+0.13% |
1.27%
+12.9% YoY
|
1.36%
+20.0% YoY
|
1.23%
+13.4% YoY
|
62% |
| Net Interest Margin ? |
4.33%
+5.9% YoY
-1.5% QoQ
|
+0.40% |
3.93%
+6.0% YoY
|
3.79%
+6.5% YoY
|
3.89%
+5.7% YoY
|
75% |
| Efficiency Ratio ? |
65.89%
-0.9% YoY
-1.8% QoQ
|
+0.61% |
65.29%
-4.5% YoY
|
60.11%
-6.9% YoY
|
66.95%
-4.1% YoY
|
42% |
| Delinquency Rate ? |
0.00%
-100.0% YoY
-100.0% QoQ
|
-0.89% |
0.89%
+18.8% YoY
|
0.72%
+6.8% YoY
|
0.95%
+18.8% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
105.10%
-0.1% YoY
-6.2% QoQ
|
+28.46% |
76.64%
+0.8% YoY
|
79.63%
+0.4% YoY
|
76.70%
+0.9% YoY
|
Bottom 5.0% in tier |
| Non-Interest-Bearing Deposit Share ? |
15.50%
-10.2% YoY
-1.1% QoQ
|
-6.52% |
22.02%
-1.0% YoY
|
17.92%
-1.5% YoY
|
22.01%
-1.2% YoY
|
26% |
| Nonperforming Asset Ratio ? |
0.00%
-100.0% YoY
-100.0% QoQ
|
-0.64% |
0.64%
+19.7% YoY
|
0.55%
+6.0% YoY
|
0.67%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
9.70%
-10.8% YoY
-0.1% QoQ
|
-6.13% |
15.83%
+1.5% YoY
|
14.10%
+3.9% YoY
|
17.06%
+0.8% YoY
|
Bottom 6.5% in tier |
| Non-Interest Income / Assets ? |
0.03%
+4.5% YoY
-75.5% QoQ
|
-0.25% |
0.28%
+9.3% YoY
|
0.12%
+3.0% YoY
|
0.32%
+4.1% YoY
|
Bottom 10.3% in tier |
Get Full Access to State Bank of Table Rock
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (1)
Capital Thin
riskTier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.