BlastPoint's Banking Scorecard

JPMorgan Chase Bank, National Association

$250B+ Specialty: International OH FDIC cert 628

Columbus, OH

5,162 branches across CA · NY · TX · FL · IL · OH · AZ · NJ · MI · WA · IN · GA · CO · PA · LA · MA · OR · VA · WI · CT · NC · MD · NV · TN · UT · KY · MN · MO · SC · OK · DC · ID · WV · DE · RI · AL · NE · KS · AR · NH · IA · NM · ME · MS · MT · SD · ND · VT · WY

16 banks in the $250B+ peer group nationally 4 in OH

View $250B+ leaderboard (OH) →

JPMorgan Chase Bank, National Association has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Revenue Diversifier: Top 25.0% in tier
+ Profitability Leader: Top 50.0% in tier
+ Efficiency Ratio 1.17% below tier average
+ Delinquency Rate 0.06% below tier average

Key Concerns

Areas that may need attention

- Credit Quality Pressure: Bottom 16.7% in tier
- Net Interest Margin 0.13% below tier average

Get updates when JPMorgan Chase Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OH)	National Avg	Tier Percentile
Total Assets ?	$4,016.6B +10.3% YoY +7.0% QoQ	+$3,009.4B	$1,007.1B -0.5% YoY	$35.8B +10.6% YoY	$6.2B +9.1% YoY	Top 0.1% in tier
Total Loans ?	$1,494.0B +11.3% YoY +1.5% QoQ	+$1,057.8B	$436.2B +3.5% YoY	$15.7B +12.8% YoY	$3.2B +10.8% YoY	Top 0.1% in tier
Total Deposits ?	$2,788.0B +7.2% YoY +3.3% QoQ	+$2,021.0B	$767.0B -1.7% YoY	$25.9B +8.5% YoY	$4.8B +8.2% YoY	Top 0.1% in tier
Return on Assets ?	1.44% +0.5% YoY +7.0% QoQ	+0.29%	1.15% +9.3% YoY	1.12% +9.9% YoY	1.23% +13.4% YoY	Top 6.2% in tier
Net Interest Margin ?	2.92% -3.2% YoY -1.4% QoQ	-0.13%	3.05% +6.7% YoY	3.58% +7.5% YoY	3.89% +5.7% YoY	44%
Efficiency Ratio ?	54.72% +5.4% YoY +4.5% QoQ	-1.17%	55.89% +3.9% YoY	72.65% -4.0% YoY	66.95% -4.1% YoY	56%
Delinquency Rate ?	0.86% +0.3% YoY -1.3% QoQ	-0.06%	0.92% -4.7% YoY	0.65% +14.5% YoY	0.95% +18.8% YoY	50%
Loan-to-Deposit Ratio ?	53.59% +3.8% YoY -1.8% QoQ	-5.06%	58.65% +11.5% YoY	79.14% +0.8% YoY	76.70% +0.9% YoY	69%
Non-Interest-Bearing Deposit Share ?	23.09% -2.4% YoY -0.4% QoQ	+4.49%	18.60% +9.6% YoY	18.08% -0.4% YoY	22.01% -1.2% YoY	62%
Nonperforming Asset Ratio ?	0.34% +1.9% YoY -6.7% QoQ	-0.15%	0.48% +3.7% YoY	0.44% +14.5% YoY	0.67% +19.3% YoY	75%
Tier 1 Capital Ratio ?	15.08% -4.2% YoY -1.4% QoQ	+1.08%	14.00% -15.5% YoY	19.44% +3.1% YoY	17.06% +0.8% YoY	Top 12.5% in tier
Non-Interest Income / Assets ?	0.46% +1.1% YoY -73.8% QoQ	+0.11%	0.35% -0.9% YoY	0.57% -2.4% YoY	0.32% +4.1% YoY	Top 12.5% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Revenue Diversifier

growth

#2 of 4 • Top 25.0% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature

Noninterest Income / Assets: 0.46%

(Tier: 0.35%, National: 0.32%)

better than tier avg

Return on Assets: 1.44%

(Tier: 1.15%, National: 1.23%)

better than tier avg

4 of 4 Titans banks match · 926 nationally

→ Stable +3 banks QoQ

Profitability Leader

growth

#3 of 4 • Top 50.0% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 1.44%

(Tier: 1.15%, National: 1.23%)

better than tier avg

4 of 4 Titans banks match · 926 nationally

→ Stable +3 banks QoQ

Concerns (1)

Credit Quality Pressure

risk

#2 of 6 • Bottom 16.7% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature

Delinquency Rate: 0.86%

(Tier: 0.92%, National: 0.95%)

better than tier avg

6 of 6 Titans banks match · 1899 nationally

→ Stable +2 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 16 peers in $250B+

Top Strengths (7 metrics)

Total Assets

size

Value: $4016.57B

Peer Median: $1007.12B

#1 of 16 Top 0.1% in $250B+

Total Loans

size

Value: $1493.98B

Peer Median: $436.18B

#1 of 16 Top 0.1% in $250B+

Total Deposits

size

Value: $2787.99B

Peer Median: $767.04B

#1 of 16 Top 0.1% in $250B+

Return on Assets

profitability

Value: 1.44%

Peer Median: 1.15%

#2 of 16 Top 6.2% in $250B+

Tier 1 Capital Ratio

capital

Value: 15.08%

Peer Median: 14.00%

#3 of 16 Top 12.5% in $250B+

Non-Interest Income / Assets

revenue_mix

Value: 0.46%

Peer Median: 0.35%

#3 of 16 Top 12.5% in $250B+

Nonperforming Asset Ratio

credit_quality

Value: 0.34%

Peer Median: 0.48%

#5 of 16 Top 25.0% in $250B+

Top Weaknesses (0 metrics)

No weakness rankings available