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Bloomsdale Bank

$100M-$1B Specialty: Commercial MO FDIC cert 9788

Bloomsdale, MO

5 branches across MO

2664 banks in the $100M-$1B peer group nationally 143 in MO
View $100M-$1B leaderboard (MO) →

Bloomsdale Bank demonstrates 4 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Profitability Leader: Top 5.7% in tier
  • + Efficiency Ratio 20.54% below tier average
  • + Net Interest Margin 0.25% above tier average
  • + Delinquency Rate 0.69% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Bloomsdale Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MO) National Avg Tier Percentile
Total Assets ? $397.2M
+4.8% YoY +6.6% QoQ
+$11.1M $386.1M
+0.5% YoY
$1.6B
+6.5% YoY
$6.2B
+9.1% YoY
61%
Total Loans ? $259.7M
+6.6% YoY +2.8% QoQ
+$4.0M $255.7M
+1.1% YoY
$1.0B
+8.5% YoY
$3.2B
+10.8% YoY
61%
Total Deposits ? $366.0M
+3.5% YoY +7.1% QoQ
+$38.0M $328.0M
+0.1% YoY
$1.3B
+6.1% YoY
$4.8B
+8.2% YoY
65%
Return on Assets ? 2.44%
+63.4% YoY +22.1% QoQ
+1.17% 1.27%
+12.9% YoY
1.43%
+10.8% YoY
1.23%
+13.4% YoY
Top 5.4% in tier
Net Interest Margin ? 4.18%
+15.8% YoY +7.6% QoQ
+0.25% 3.93%
+6.0% YoY
4.51%
+2.1% YoY
3.89%
+5.7% YoY
67%
Efficiency Ratio ? 44.75%
-12.4% YoY -6.5% QoQ
-20.54% 65.29%
-4.5% YoY
59.97%
-5.2% YoY
66.95%
-4.1% YoY
Top 8.7% in tier
Delinquency Rate ? 0.20%
-55.9% YoY -55.4% QoQ
-0.69% 0.89%
+18.8% YoY
0.83%
+18.3% YoY
0.95%
+18.8% YoY
65%
Loan-to-Deposit Ratio ? 70.97%
+2.9% YoY -3.9% QoQ
-5.66% 76.64%
+0.8% YoY
79.48%
+1.6% YoY
76.70%
+0.9% YoY
65%
Non-Interest-Bearing Deposit Share ? 22.55%
-22.7% YoY -17.9% QoQ
+0.53% 22.02%
-1.0% YoY
20.72%
+0.3% YoY
22.01%
-1.2% YoY
57%
Nonperforming Asset Ratio ? 0.13%
-55.2% YoY -57.0% QoQ
-0.51% 0.64%
+19.7% YoY
0.67%
+20.5% YoY
0.67%
+19.3% YoY
67%
Tier 1 Capital Ratio ? 12.44%
+8.2% YoY +2.1% QoQ
-3.39% 15.83%
+1.5% YoY
15.44%
-0.4% YoY
17.06%
+0.8% YoY
40%
Non-Interest Income / Assets ? 0.09%
+46.7% YoY -69.7% QoQ
-0.19% 0.28%
+9.3% YoY
0.29%
+5.6% YoY
0.32%
+4.1% YoY
44%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth
#39 of 666 • Top 5.7% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature
Return on Assets: 2.44%
(Tier: 1.27%, National: 1.23%)
better than tier avg
666 of 666 Community banks match · 926 nationally
→ Stable +3 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

144
Return on Assets
profitability
Value: 2.44%
Peer Median: 1.27%
#144 of 2664 Top 5.4% in $100M-$1B
233
Efficiency Ratio
profitability
Value: 44.75%
Peer Median: 65.29%
#233 of 2664 Top 8.7% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available
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