BlastPoint's Banking Scorecard

Templeton Savings Bank

$100M-$1B Specialty: Agricultural IA FDIC cert 969

Templeton, IA

2 branches across IA

2664 banks in the $100M-$1B peer group nationally 166 in IA

Templeton Savings Bank has 5 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.89% below tier average
+ Nonperforming Asset Ratio 0.64% below tier average
+ ROA 0.30% above tier average
+ Net Interest Margin 0.11% above tier average
+ Efficiency Ratio 18.02% below tier average

Key Concerns

Areas that may need attention

- Non-Interest Income / Assets 0.25% below tier average

Get updates when Templeton Savings Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Total Assets ?	$169.6M +6.0% YoY +5.8% QoQ	-$216.5M	$386.1M +0.5% YoY	$560.1M +4.8% YoY	$6.2B +9.1% YoY	19%
Total Loans ?	$107.4M +6.0% YoY -1.7% QoQ	-$148.3M	$255.7M +1.1% YoY	$379.9M +5.0% YoY	$3.2B +10.8% YoY	22%
Total Deposits ?	$142.3M +6.0% YoY +6.8% QoQ	-$185.7M	$328.0M +0.1% YoY	$469.6M +4.4% YoY	$4.8B +8.2% YoY	19%
Return on Assets ?	1.57% +22.9% YoY +14.8% QoQ	+0.30%	1.27% +12.9% YoY	1.31% +22.6% YoY	1.23% +13.4% YoY	71%
Net Interest Margin ?	4.04% +14.7% YoY +6.0% QoQ	+0.11%	3.93% +6.0% YoY	3.52% +10.3% YoY	3.89% +5.7% YoY	59%
Efficiency Ratio ?	47.27% -8.1% YoY -9.8% QoQ	-18.02%	65.29% -4.5% YoY	58.40% -7.6% YoY	66.95% -4.1% YoY	Top 11.7% in tier
Delinquency Rate ?	0.00% -100.0% YoY	-0.89%	0.89% +18.8% YoY	0.92% +14.5% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	75.49% -0.0% YoY -8.0% QoQ	-1.15%	76.64% +0.8% YoY	77.40% +1.1% YoY	76.70% +0.9% YoY	56%
Non-Interest-Bearing Deposit Share ?	24.97% -5.4% YoY +7.3% QoQ	+2.95%	22.02% -1.0% YoY	17.87% +0.7% YoY	22.01% -1.2% YoY	66%
Nonperforming Asset Ratio ?	0.00% -100.0% YoY	-0.64%	0.64% +19.7% YoY	0.58% +11.7% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	14.75% +5.4% YoY +2.1% QoQ	-1.08%	15.83% +1.5% YoY	14.34% +1.8% YoY	17.06% +0.8% YoY	64%
Non-Interest Income / Assets ?	0.03% -19.8% YoY -80.6% QoQ	-0.25%	0.28% +9.3% YoY	0.12% +10.7% YoY	0.32% +4.1% YoY	Bottom 8.1% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

314

Efficiency Ratio

profitability

Value: 47.27%

Peer Median: 65.29%

#314 of 2664 Top 11.7% in $100M-$1B

Top Weaknesses (4 metrics)

2449

Non-Interest Income / Assets

revenue_mix

Value: 0.03%

Peer Median: 0.28%

#2449 of 2664 Bottom 8.1% in $100M-$1B

2166

Total Deposits

size

Value: $142.26M

Peer Median: $327.97M

#2166 of 2664 Bottom 18.7% in $100M-$1B

2151

Total Assets

size

Value: $169.61M

Peer Median: $386.08M

#2151 of 2664 Bottom 19.3% in $100M-$1B

2082

Total Loans

size

Value: $107.39M

Peer Median: $255.72M

#2082 of 2664 Bottom 21.9% in $100M-$1B