BlastPoint's Banking Scorecard

Connection Bank

$100M-$1B Specialty: Commercial IA FDIC cert 955

Fort Madison, IA

5 branches across IA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 167 in IA.
Deposits +4.8% year over year ($452.4M on the books).
Delinquency rate 0.26%.
Return on assets 1.75%.
Efficiency ratio 54.04% vs a 64.48% peer average.
Loan-to-deposit ratio 104.06% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 167 in IA

View $100M-$1B leaderboard (IA) →

Connection Bank has 3 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.43% above tier average
+ Efficiency Ratio 10.44% below tier average
+ Delinquency Rate 0.66% below tier average

Key Concerns

Areas that may need attention

- Loan-to-Deposit Ratio 26.10% above tier average
- Net Interest Margin 0.14% below tier average

Get updates when Connection Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Total Assets ?	$540.9M +5.1% YoY -0.5% QoQ	+$154.3M	$386.6M +1.2% YoY	$566.2M +5.8% YoY	$6.3B +7.7% YoY	75%
Total Loans ?	$470.7M +3.3% YoY -0.1% QoQ	+$212.4M	$258.3M +1.7% YoY	$385.0M +5.4% YoY	$3.2B +9.4% YoY	Top 14.0% in tier
Total Deposits ?	$452.4M +4.8% YoY -1.0% QoQ	+$125.6M	$326.7M +0.7% YoY	$472.4M +6.3% YoY	$4.9B +7.3% YoY	75%
Return on Assets ?	1.75% +15.4% YoY +0.1% QoQ	+0.43%	1.32% +10.8% YoY	1.58% +39.1% YoY	1.30% +12.1% YoY	78%
Net Interest Margin ?	3.84% +7.9% YoY +0.9% QoQ	-0.14%	3.99% +5.0% YoY	3.58% +9.0% YoY	3.95% +4.9% YoY	45%
Efficiency Ratio ?	54.04% -4.3% YoY +1.2% QoQ	-10.44%	64.48% -3.2% YoY	57.74% -6.0% YoY	70.05% +2.5% YoY	74%
Delinquency Rate ?	0.26% -32.3% YoY -31.5% QoQ	-0.66%	0.92% +15.7% YoY	0.99% +12.8% YoY	0.98% +16.3% YoY	61%
Loan-to-Deposit Ratio ?	104.06% -1.5% YoY +0.8% QoQ	+26.10%	77.95% +1.0% YoY	80.39% +2.7% YoY	79.03% +2.3% YoY	Bottom 6.4% in tier
Non-Interest-Bearing Deposit Share ?	23.22% -7.9% YoY +3.2% QoQ	+1.19%	22.03% -0.6% YoY	17.72% +0.8% YoY	21.98% -0.6% YoY	60%
Nonperforming Asset Ratio ?	0.25% -26.0% YoY -30.1% QoQ	-0.42%	0.67% +16.4% YoY	0.63% +7.9% YoY	0.69% +15.8% YoY	56%
Tier 1 Capital Ratio ?	11.54% +4.7% YoY +2.8% QoQ	-4.37%	15.91% +1.4% YoY	14.69% +3.0% YoY	17.09% +0.8% YoY	29%
Non-Interest Income / Assets ?	0.28% +11.4% YoY +97.9% QoQ	-0.29%	0.57% +7.6% YoY	0.24% +5.5% YoY	0.66% +5.2% YoY	68%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Noninterest-Bearing	23.2% -2.0pp YoY +0.7pp QoQ	+1.1pp	22.1%	17.8%	22.2%	60%
Brokered Deposits	n/a	n/a	7.9%	6.0%	8.5%	n/a

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
C&I	12.7% -1.1pp YoY -1.1pp QoQ	+1.2pp	11.6%	12.8%	12.5%	67%
CRE	34.4% -0.1pp YoY +0.3pp QoQ	-5.2pp	39.5%	28.3%	41.4%	42%
1-4 Family	35.5% +0.6pp YoY +0.5pp QoQ	+2.9pp	32.6%	23.0%	31.3%	63%
Consumer	1.4% -0.1pp YoY -0.1pp QoQ	-2.7pp	4.1%	2.9%	5.0%	38%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
CET1 Ratio	11.5% +0.5pp YoY +0.3pp QoQ	-7.3pp	18.8%	15.4%	19.7%	12%
Leverage Ratio	10.0% +0.2pp YoY +0.6pp QoQ	-2.2pp	12.2%	12.4%	12.6%	30%
Total Capital Ratio	12.7% +0.6pp YoY +0.3pp QoQ	-7.2pp	19.9%	16.5%	20.8%	13%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Full-Time Employees	62 0 YoY +2 (+3.3%) QoQ	+3	58	64	482	65%
Assets per Employee ($)	$8.7M +5.1% YoY -3.7% QoQ	+$1.2M	$7.5M	$8.9M	$8.8M	77%
Branch Count	5 0 YoY 0 QoQ	0	4	5	18	55%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Past Due 90+ Days	0.0% -0.1pp YoY -0.1pp QoQ	-0.3pp	0.3%	0.4%	0.4%	30%
Nonaccrual	0.2% -0.1pp YoY -0.1pp QoQ	-0.7pp	0.9%	1.0%	1.0%	32%
Allowance Coverage	4.47x +52.9% YoY +47.1% QoQ	-19.69x	24.15x	18.97x	20.23x	68%
Net Charge-off Rate (YTD)	0.1% +0.1pp YoY 0.0pp QoQ	-0.1pp	0.1%	0.1%	0.2%	71%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
ROE	17.4% +1.9pp YoY -0.2pp QoQ	+5.2pp	12.2%	12.8%	11.6%	79%
Cost of Funds (YTD)	2.0% -0.1pp YoY 0.0pp QoQ	+0.3pp	1.7%	1.8%	1.7%	72%
Net Income ($, YTD)	$4.8M +23.2% YoY — QoQ	+$2.2M	$2.6M	$4.0M	$40.4M	86%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (4 metrics)

371

Total Loans

size

Value: $470.71M

Peer Median: $258.35M

#371 of 2643 Top 14.0% in $100M-$1B

578

Return on Assets

profitability

Value: 1.75%

Peer Median: 1.32%

#578 of 2643 Top 21.8% in $100M-$1B

652

Total Assets

size

Value: $540.91M

Peer Median: $386.57M

#652 of 2643 Top 24.6% in $100M-$1B

657

Total Deposits

size

Value: $452.37M

Peer Median: $326.73M

#657 of 2643 Top 24.8% in $100M-$1B

Top Weaknesses (1 metrics)

2475

Loan-to-Deposit Ratio

liquidity

Value: 104.06%

Peer Median: 77.95%

#2475 of 2643 Bottom 6.4% in $100M-$1B