BlastPoint's Banking Scorecard

Connection Bank

$100M-$1B Specialty: Commercial IA FDIC cert 955

Fort Madison, IA

5 branches across IA

2664 banks in the $100M-$1B peer group nationally 166 in IA

Connection Bank has 3 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.48% above tier average
+ Efficiency Ratio 11.87% below tier average
+ Delinquency Rate 0.51% below tier average

Key Concerns

Areas that may need attention

- Credit Risk Growth: Bottom 17.4% in tier
- Credit Quality Pressure: Bottom 21.2% in tier
- Loan-to-Deposit Ratio 26.56% above tier average
- Net Interest Margin 0.12% below tier average

Get updates when Connection Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Total Assets ?	$543.5M +4.9% YoY +0.6% QoQ	+$157.4M	$386.1M +0.5% YoY	$560.1M +4.8% YoY	$6.2B +9.1% YoY	76%
Total Loans ?	$471.3M +5.8% YoY +0.6% QoQ	+$215.6M	$255.7M +1.1% YoY	$379.9M +5.0% YoY	$3.2B +10.8% YoY	Top 13.7% in tier
Total Deposits ?	$456.7M +4.0% YoY +0.8% QoQ	+$128.8M	$328.0M +0.1% YoY	$469.6M +4.4% YoY	$4.8B +8.2% YoY	76%
Return on Assets ?	1.75% +17.8% YoY +17.9% QoQ	+0.48%	1.27% +12.9% YoY	1.31% +22.6% YoY	1.23% +13.4% YoY	80%
Net Interest Margin ?	3.81% +9.2% YoY +4.7% QoQ	-0.12%	3.93% +6.0% YoY	3.52% +10.3% YoY	3.89% +5.7% YoY	47%
Efficiency Ratio ?	53.41% -6.8% YoY -6.6% QoQ	-11.87%	65.29% -4.5% YoY	58.40% -7.6% YoY	66.95% -4.1% YoY	78%
Delinquency Rate ?	0.38% +14.7% YoY -4.4% QoQ	-0.51%	0.89% +18.8% YoY	0.92% +14.5% YoY	0.95% +18.8% YoY	52%
Loan-to-Deposit Ratio ?	103.19% +1.7% YoY -0.2% QoQ	+26.56%	76.64% +0.8% YoY	77.40% +1.1% YoY	76.70% +0.9% YoY	Bottom 6.0% in tier
Non-Interest-Bearing Deposit Share ?	22.50% -7.5% YoY -16.2% QoQ	+0.48%	22.02% -1.0% YoY	17.87% +0.7% YoY	22.01% -1.2% YoY	57%
Nonperforming Asset Ratio ?	0.36% +26.4% YoY +4.5% QoQ	-0.28%	0.64% +19.7% YoY	0.58% +11.7% YoY	0.67% +19.3% YoY	46%
Tier 1 Capital Ratio ?	11.23% +3.1% YoY +0.7% QoQ	-4.61%	15.83% +1.5% YoY	14.34% +1.8% YoY	17.06% +0.8% YoY	26%
Non-Interest Income / Assets ?	0.14% +11.0% YoY -71.4% QoQ	-0.14%	0.28% +9.3% YoY	0.12% +10.7% YoY	0.32% +4.1% YoY	71%

Get Full Access to Connection Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (2)

Credit Risk Growth

risk

#170 of 973 • Bottom 17.4% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

973 of 973 Community banks match · 1464 nationally

→ Stable -10 banks QoQ | QoQ rank improving

Credit Quality Pressure

risk

#279 of 1308 • Bottom 21.2% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature

Delinquency Rate: 0.38%

(Tier: 0.89%, National: 0.95%)

better than tier avg

1308 of 1308 Community banks match · 1899 nationally

→ Stable +2 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

365

Total Loans

size

Value: $471.33M

Peer Median: $255.72M

#365 of 2664 Top 13.7% in $100M-$1B

545

Return on Assets

profitability

Value: 1.75%

Peer Median: 1.27%

#545 of 2664 Top 20.4% in $100M-$1B

599

Efficiency Ratio

profitability

Value: 53.41%

Peer Median: 65.29%

#599 of 2664 Top 22.4% in $100M-$1B

640

Total Assets

size

Value: $543.51M

Peer Median: $386.08M

#640 of 2664 Top 24.0% in $100M-$1B

648

Total Deposits

size

Value: $456.74M

Peer Median: $327.97M

#648 of 2664 Top 24.3% in $100M-$1B

Top Weaknesses (1 metrics)

2504

Loan-to-Deposit Ratio

liquidity

Value: 103.19%

Peer Median: 76.64%

#2504 of 2664 Bottom 6.0% in $100M-$1B