BlastPoint's Banking Scorecard
The Bank of Marion
Marion, VA
17 branches across VA · TN
The Bank of Marion has 2 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.37% above tier average
- + Efficiency Ratio 0.93% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.60% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$614.1M
+3.5% YoY
+0.0% QoQ
|
+$228.0M |
$386.1M
+0.5% YoY
|
$17.9B
+25.7% YoY
|
$6.2B
+9.1% YoY
|
81% |
| Total Loans ? |
$420.0M
+7.1% YoY
+1.4% QoQ
|
+$164.3M |
$255.7M
+1.1% YoY
|
$10.6B
+27.9% YoY
|
$3.2B
+10.8% YoY
|
82% |
| Total Deposits ? |
$550.0M
+1.6% YoY
+0.4% QoQ
|
+$222.0M |
$328.0M
+0.1% YoY
|
$14.1B
+22.4% YoY
|
$4.8B
+8.2% YoY
|
84% |
| Return on Assets ? |
1.31%
+4.6% YoY
+3.6% QoQ
|
+0.05% |
1.27%
+12.9% YoY
|
1.15%
+53.9% YoY
|
1.23%
+13.4% YoY
|
57% |
| Net Interest Margin ? |
4.30%
+7.7% YoY
+5.1% QoQ
|
+0.37% |
3.93%
+6.0% YoY
|
3.81%
+7.1% YoY
|
3.89%
+5.7% YoY
|
73% |
| Efficiency Ratio ? |
64.35%
-0.4% YoY
-0.8% QoQ
|
-0.93% |
65.29%
-4.5% YoY
|
65.58%
-7.6% YoY
|
66.95%
-4.1% YoY
|
47% |
| Delinquency Rate ? |
1.48%
+86.6% YoY
-17.1% QoQ
|
+0.60% |
0.89%
+18.8% YoY
|
0.77%
+12.4% YoY
|
0.95%
+18.8% YoY
|
18% |
| Loan-to-Deposit Ratio ? |
76.37%
+5.3% YoY
+1.0% QoQ
|
-0.27% |
76.64%
+0.8% YoY
|
79.34%
+0.5% YoY
|
76.70%
+0.9% YoY
|
54% |
| Non-Interest-Bearing Deposit Share ? |
21.25%
-1.1% YoY
-2.9% QoQ
|
-0.77% |
22.02%
-1.0% YoY
|
25.27%
-0.4% YoY
|
22.01%
-1.2% YoY
|
51% |
| Nonperforming Asset Ratio ? |
1.02%
+86.1% YoY
-16.0% QoQ
|
+0.38% |
0.64%
+19.7% YoY
|
0.55%
+12.2% YoY
|
0.67%
+19.3% YoY
|
19% |
| Tier 1 Capital Ratio ? |
18.43%
+1.2% YoY
+2.4% QoQ
|
+2.60% |
15.83%
+1.5% YoY
|
16.28%
+2.7% YoY
|
17.06%
+0.8% YoY
|
82% |
| Non-Interest Income / Assets ? |
0.21%
-4.0% YoY
-76.1% QoQ
|
-0.07% |
0.28%
+9.3% YoY
|
0.18%
+27.1% YoY
|
0.32%
+4.1% YoY
|
Top 12.5% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.