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BlastPoint's Banking Scorecard

Movement Bank

$100M-$1B Specialty: Commercial VA FDIC cert 9502

Danville, VA

4 branches across NC · SC · VA

2664 banks in the $100M-$1B peer group nationally 22 in VA
View $100M-$1B leaderboard (VA) →

Movement Bank has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Revenue Diversifier: Top 20.4% in tier
  • + Delinquency Rate 0.28% below tier average

Key Concerns

Areas that may need attention

  • - Efficiency Ratio 22.18% above tier average
  • - ROA 0.65% below tier average
  • - Net Interest Margin 0.35% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (VA) National Avg Tier Percentile
Total Assets ? $163.8M
+3.0% YoY +6.3% QoQ
-$222.3M $386.1M
+0.5% YoY
$17.9B
+25.7% YoY
$6.2B
+9.1% YoY
18%
Total Loans ? $113.9M
-6.5% YoY -0.7% QoQ
-$141.8M $255.7M
+1.1% YoY
$10.6B
+27.9% YoY
$3.2B
+10.8% YoY
24%
Total Deposits ? $144.3M
+1.6% YoY +31.5% QoQ
-$183.7M $328.0M
+0.1% YoY
$14.1B
+22.4% YoY
$4.8B
+8.2% YoY
20%
Return on Assets ? 0.62%
+298.0% YoY +546.9% QoQ
-0.65% 1.27%
+12.9% YoY
1.15%
+53.9% YoY
1.23%
+13.4% YoY
17%
Net Interest Margin ? 3.58%
+8.8% YoY +2.0% QoQ
-0.35% 3.93%
+6.0% YoY
3.81%
+7.1% YoY
3.89%
+5.7% YoY
34%
Efficiency Ratio ? 87.47%
-20.5% YoY -16.7% QoQ
+22.18% 65.29%
-4.5% YoY
65.58%
-7.6% YoY
66.95%
-4.1% YoY
Bottom 8.1% in tier
Delinquency Rate ? 0.61%
+722.5% YoY -34.7% QoQ
-0.28% 0.89%
+18.8% YoY
0.77%
+12.4% YoY
0.95%
+18.8% YoY
40%
Loan-to-Deposit Ratio ? 78.94%
-8.0% YoY -24.5% QoQ
+2.30% 76.64%
+0.8% YoY
79.34%
+0.5% YoY
76.70%
+0.9% YoY
49%
Non-Interest-Bearing Deposit Share ? 34.88%
-5.2% YoY -19.8% QoQ
+12.86% 22.02%
-1.0% YoY
25.27%
-0.4% YoY
22.01%
-1.2% YoY
Top 10.0% in tier
Nonperforming Asset Ratio ? 0.66%
-4.4% QoQ
+0.02% 0.64%
+19.7% YoY
0.55%
+12.2% YoY
0.67%
+19.3% YoY
31%
Tier 1 Capital Ratio ? 15.96%
+27.8% YoY +2.5% QoQ
+0.13% 15.83%
+1.5% YoY
16.28%
+2.7% YoY
17.06%
+0.8% YoY
72%
Non-Interest Income / Assets ? 0.74%
+156.4% YoY -43.6% QoQ
+0.46% 0.28%
+9.3% YoY
0.18%
+27.1% YoY
0.32%
+4.1% YoY
Top 2.1% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Revenue Diversifier

growth
#137 of 666 • Top 20.4% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature
Noninterest Income / Assets: 0.74%
(Tier: 0.28%, National: 0.32%)
better than tier avg
Return on Assets: 0.62%
(Tier: 1.27%, National: 1.23%)
but worse than tier avg
666 of 666 Community banks match · 926 nationally
→ Stable +3 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

57
Non-Interest Income / Assets
revenue_mix
Value: 0.74%
Peer Median: 0.28%
#57 of 2664 Top 2.1% in $100M-$1B
268
Non-Interest-Bearing Deposit Share
funding
Value: 34.88%
Peer Median: 22.02%
#268 of 2664 Top 10.0% in $100M-$1B

Top Weaknesses (5 metrics)

2449
Efficiency Ratio
profitability
Value: 87.47%
Peer Median: 65.29%
#2449 of 2664 Bottom 8.1% in $100M-$1B
2211
Return on Assets
profitability
Value: 0.62%
Peer Median: 1.27%
#2211 of 2664 Bottom 17.0% in $100M-$1B
2188
Total Assets
size
Value: $163.83M
Peer Median: $386.08M
#2188 of 2664 Bottom 17.9% in $100M-$1B
2144
Total Deposits
size
Value: $144.31M
Peer Median: $327.97M
#2144 of 2664 Bottom 19.6% in $100M-$1B
2025
Total Loans
size
Value: $113.91M
Peer Median: $255.72M
#2025 of 2664 Bottom 24.0% in $100M-$1B
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