BlastPoint's Banking Scorecard

Bank of Maple Plain

under $100M Specialty: Other MN FDIC cert 9332

Designations: ✓ Community bank

Maple Plain, MN

541 banks in the under $100M peer group nationally 55 in MN

Bank of Maple Plain has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.13% above tier average
+ Efficiency Ratio 16.25% below tier average
+ Delinquency Rate 0.81% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.75% below tier average

Get updates when Bank of Maple Plain releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MN)	National Avg	Tier Percentile
Total Assets ?	$85.2M -1.6% YoY +0.1% QoQ	+$23.0M	$62.2M -0.6% YoY	$512.9M +5.5% YoY	$6.2B +9.1% YoY	79%
Total Loans ?	$39.5M -5.3% YoY -3.3% QoQ	+$5.3M	$34.2M -1.4% YoY	$288.3M +6.9% YoY	$3.2B +10.8% YoY	62%
Total Deposits ?	$74.8M -2.7% YoY +0.4% QoQ	+$23.0M	$51.7M -0.7% YoY	$443.8M +5.0% YoY	$4.8B +8.2% YoY	82%
Return on Assets ?	0.96%	+0.13%	0.84% -2.3% YoY	1.13% +10.7% YoY	1.23% +13.4% YoY	51%
Net Interest Margin ?	3.11% +15.4% YoY +9.1% QoQ	-0.75%	3.86% +2.8% YoY	3.93% +7.5% YoY	3.89% +5.7% YoY	19%
Efficiency Ratio ?	72.10% -24.4% YoY -13.4% QoQ	-16.25%	88.34% +0.3% YoY	64.77% -3.3% YoY	66.95% -4.1% YoY	48%
Delinquency Rate ?	0.56% -72.4% YoY -0.6% QoQ	-0.81%	1.37% +33.8% YoY	1.04% +28.9% YoY	0.95% +18.8% YoY	46%
Loan-to-Deposit Ratio ?	52.83% -2.6% YoY -3.7% QoQ	-11.38%	64.22% -0.7% YoY	76.69% -0.4% YoY	76.70% +0.9% YoY	66%
Non-Interest-Bearing Deposit Share ?	29.43% -5.5% YoY -4.2% QoQ	+5.72%	23.71% +0.3% YoY	21.87% -0.9% YoY	22.01% -1.2% YoY	72%
Nonperforming Asset Ratio ?	0.26% -73.5% YoY -3.9% QoQ	-0.53%	0.79% +28.2% YoY	0.77% +27.1% YoY	0.67% +19.3% YoY	49%
Tier 1 Capital Ratio ?	30.37% +124.8% YoY +6.3% QoQ	+3.69%	26.68% +2.0% YoY	15.37% +0.7% YoY	17.06% +0.8% YoY	85%
Non-Interest Income / Assets ?	0.08% +18.3% YoY -77.0% QoQ	-0.58%	0.67% +1.9% YoY	0.16% +5.0% YoY	0.32% +4.1% YoY	62%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (3 metrics)

Tier 1 Capital Ratio

capital

Value: 30.37%

Peer Median: 26.68%

#84 of 541 Top 15.3% in under $100M

Total Deposits

size

Value: $74.79M

Peer Median: $51.74M

#97 of 541 Top 17.7% in under $100M

117

Total Assets

size

Value: $85.15M

Peer Median: $62.16M

#117 of 541 Top 21.4% in under $100M

Top Weaknesses (1 metrics)

441

Net Interest Margin

profitability

Value: 3.11%

Peer Median: 3.86%

#441 of 541 Bottom 18.7% in under $100M