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Rushville State Bank

$100M-$1B Specialty: Agricultural IL FDIC cert 9265

Rushville, IL

2664 banks in the $100M-$1B peer group nationally 211 in IL
View $100M-$1B leaderboard (IL) →

Rushville State Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.49% above tier average
  • + Efficiency Ratio 14.78% below tier average
  • + Delinquency Rate 0.68% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.57% below tier average
Get updates when Rushville State Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Total Assets ? $132.9M
+4.7% YoY +2.1% QoQ
-$253.1M $386.1M
+0.5% YoY
$2.3B
+4.5% YoY
$6.2B
+9.1% YoY
Bottom 9.1% in tier
Total Loans ? $57.1M
+3.7% YoY +1.1% QoQ
-$198.6M $255.7M
+1.1% YoY
$1.2B
+5.3% YoY
$3.2B
+10.8% YoY
Bottom 4.2% in tier
Total Deposits ? $117.3M
+2.7% YoY +2.2% QoQ
-$210.7M $328.0M
+0.1% YoY
$1.9B
+3.9% YoY
$4.8B
+8.2% YoY
Bottom 11.2% in tier
Return on Assets ? 1.76%
+20.4% YoY +18.0% QoQ
+0.49% 1.27%
+12.9% YoY
1.04%
+3.0% YoY
1.23%
+13.4% YoY
80%
Net Interest Margin ? 3.36%
+5.4% YoY +1.0% QoQ
-0.57% 3.93%
+6.0% YoY
3.61%
+7.5% YoY
3.89%
+5.7% YoY
24%
Efficiency Ratio ? 50.50%
-16.0% YoY -13.4% QoQ
-14.78% 65.29%
-4.5% YoY
63.68%
-7.4% YoY
66.95%
-4.1% YoY
83%
Delinquency Rate ? 0.20%
-38.2% YoY -8.2% QoQ
-0.68% 0.89%
+18.8% YoY
1.15%
+15.6% YoY
0.95%
+18.8% YoY
64%
Loan-to-Deposit Ratio ? 48.73%
+1.0% YoY -1.2% QoQ
-27.91% 76.64%
+0.8% YoY
71.92%
+1.0% YoY
76.70%
+0.9% YoY
Top 8.4% in tier
Non-Interest-Bearing Deposit Share ? 23.81%
+2.7% YoY -3.0% QoQ
+1.79% 22.02%
-1.0% YoY
20.45%
-1.2% YoY
22.01%
-1.2% YoY
62%
Nonperforming Asset Ratio ? 0.09%
-38.8% YoY -9.1% QoQ
-0.55% 0.64%
+19.7% YoY
0.78%
+18.1% YoY
0.67%
+19.3% YoY
72%
Tier 1 Capital Ratio ? 14.26%
-0.9% YoY -0.5% QoQ
-1.57% 15.83%
+1.5% YoY
16.97%
+0.7% YoY
17.06%
+0.8% YoY
60%
Non-Interest Income / Assets ? 0.11%
-5.8% YoY -73.7% QoQ
-0.17% 0.28%
+9.3% YoY
0.34%
+6.9% YoY
0.32%
+4.1% YoY
60%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

224
Loan-to-Deposit Ratio
liquidity
Value: 48.73%
Peer Median: 76.64%
#224 of 2664 Top 8.4% in $100M-$1B
451
Efficiency Ratio
profitability
Value: 50.50%
Peer Median: 65.29%
#451 of 2664 Top 16.9% in $100M-$1B
540
Return on Assets
profitability
Value: 1.76%
Peer Median: 1.27%
#540 of 2664 Top 20.2% in $100M-$1B

Top Weaknesses (4 metrics)

2553
Total Loans
size
Value: $57.14M
Peer Median: $255.72M
#2553 of 2664 Bottom 4.2% in $100M-$1B
2423
Total Assets
size
Value: $132.95M
Peer Median: $386.08M
#2423 of 2664 Bottom 9.1% in $100M-$1B
2367
Total Deposits
size
Value: $117.26M
Peer Median: $327.97M
#2367 of 2664 Bottom 11.2% in $100M-$1B
2015
Net Interest Margin
profitability
Value: 3.36%
Peer Median: 3.93%
#2015 of 2664 Bottom 24.4% in $100M-$1B
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