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Bank of Little Rock

$100M-$1B Specialty: Commercial AR FDIC cert 91280

Little Rock, AR

5 branches across AR

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 49 in AR.
  • Deposits -10.8% year over year ($231.5M on the books).
  • Delinquency rate 0.52%.
  • Return on assets -1.25%.
  • Efficiency ratio 73.96% vs a 64.48% peer average.
  • Loan-to-deposit ratio 55.49% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 49 in AR
View $100M-$1B leaderboard (AR) →

Bank of Little Rock has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Revenue Diversifier: Top 34.0% in tier
  • + Delinquency Rate 0.40% below tier average

Key Concerns

Areas that may need attention

  • - Capital Thin: Bottom 0.8% in tier
  • - Deposit Outflow: Bottom 44.1% in tier
  • - Return on Assets 2.57% below tier average
  • - Efficiency Ratio 9.48% above tier average
Get updates when Bank of Little Rock releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Total Assets ? $252.9M
-13.1% YoY -4.7% QoQ
-$133.7M $386.6M
+1.2% YoY
$2.4B
+2.9% YoY
$6.3B
+7.7% YoY
37%
Total Loans ? $128.5M
-7.1% YoY +1.2% QoQ
-$129.9M $258.3M
+1.7% YoY
$1.7B
+5.8% YoY
$3.2B
+9.4% YoY
28%
Total Deposits ? $231.5M
-10.8% YoY -4.1% QoQ
-$95.2M $326.7M
+0.7% YoY
$2.0B
+2.5% YoY
$4.9B
+7.3% YoY
41%
Return on Assets ? -1.25%
-486.9% YoY -228.8% QoQ
-2.57% 1.32%
+10.8% YoY
1.32%
+8.9% YoY
1.30%
+12.1% YoY
Bottom 1.1% in tier
Net Interest Margin ? 3.99%
+51.7% YoY +2.7% QoQ
+0.00% 3.99%
+5.0% YoY
4.10%
+6.0% YoY
3.95%
+4.9% YoY
53%
Efficiency Ratio ? 73.96%
-18.1% YoY -0.8% QoQ
+9.48% 64.48%
-3.2% YoY
61.09%
-4.5% YoY
70.05%
+2.5% YoY
22%
Delinquency Rate ? 0.52%
-69.3% YoY -5.6% QoQ
-0.40% 0.92%
+15.7% YoY
1.05%
+22.1% YoY
0.98%
+16.3% YoY
45%
Loan-to-Deposit Ratio ? 55.49%
+4.2% YoY +5.6% QoQ
-22.46% 77.95%
+1.0% YoY
82.37%
+1.8% YoY
79.03%
+2.3% YoY
Top 12.9% in tier
Non-Interest-Bearing Deposit Share ? 16.87%
+14.2% YoY +9.6% QoQ
-5.16% 22.03%
-0.6% YoY
19.62%
+0.3% YoY
21.98%
-0.6% YoY
32%
Nonperforming Asset Ratio ? 0.26%
-71.3% YoY +0.2% QoQ
-0.41% 0.67%
+16.4% YoY
0.84%
+30.0% YoY
0.69%
+15.8% YoY
54%
Tier 1 Capital Ratio ? 8.59%
-49.2% YoY -8.0% QoQ
-7.32% 15.91%
+1.4% YoY
13.64%
+0.9% YoY
17.09%
+0.8% YoY
Bottom 0.5% in tier
Non-Interest Income / Assets ? 0.96%
+23.0% YoY +142.4% QoQ
+0.39% 0.57%
+7.6% YoY
0.36%
-4.6% YoY
0.66%
+5.2% YoY
Top 3.6% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Noninterest-Bearing 16.9%
+2.1pp YoY
+1.5pp QoQ
 -5.3pp 22.1% 19.6% 22.2% 32%
Brokered Deposits n/a n/a 7.9% 7.2% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
C&I 24.0%
-3.2pp YoY
-3.7pp QoQ
 +12.5pp 11.6% 12.7% 12.5% 92%
CRE 44.3%
+3.1pp YoY
+3.6pp QoQ
 +4.7pp 39.5% 41.0% 41.4% 61%
1-4 Family 29.5%
+0.2pp YoY
+0.1pp QoQ
 -3.1pp 32.6% 28.1% 31.3% 50%
Consumer 3.8%
0.0pp YoY
-0.1pp QoQ
 -0.3pp 4.1% 4.5% 5.0% 68%

Capital

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
CET1 Ratio n/a n/a 18.8% 15.1% 19.7% n/a
Leverage Ratio 8.6%
-1.1pp YoY
-0.7pp QoQ
 -3.6pp 12.2% 11.9% 12.6% 7%
Total Capital Ratio n/a n/a 19.9% 16.3% 20.8% n/a

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Full-Time Employees 55
-4 (-6.8%) YoY
0 QoQ
 -4 58 315 482 58%
Assets per Employee ($) $4.6M
-6.8% YoY
-4.7% QoQ
 -$2.9M $7.5M $6.7M $8.8M 9%
Branch Count 5
0 YoY
0 QoQ
 0 4 25 18 55%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.3% 0.1% 0.4% n/a
Nonaccrual 0.5%
-1.1pp YoY
0.0pp QoQ
 -0.4pp 0.9% 1.1% 1.0% 54%
Allowance Coverage 3.42x
+263.2% YoY
+11.2% QoQ
 -20.74x 24.15x 4.69x 20.23x 62%
Net Charge-off Rate (YTD) 6.6%
+6.2pp YoY
+5.7pp QoQ
 +6.4pp 0.1% 0.2% 0.2% 100%

Profitability

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
ROE -15.4%
-19.3pp YoY
-27.0pp QoQ
 -27.6pp 12.2% 12.3% 11.6% 1%
Cost of Funds (YTD) 1.4%
-0.5pp YoY
-0.1pp QoQ
 -0.3pp 1.7% 2.0% 1.7% 31%
Net Income ($, YTD) $-1642000.0
-440.0% YoY
— QoQ
 -$4.2M $2.6M $16.0M $40.4M 1%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Revenue Diversifier

growth
#226 of 661 • Top 34.0% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature
Noninterest Income / Assets: 0.96%
(Tier: 0.57%, National: 0.66%)
better than tier avg
Return on Assets: -1.25%
(Tier: 1.32%, National: 1.30%)
but worse than tier avg
661 of 661 Community banks match · 923 nationally
→ Stable | QoQ rank declining

Concerns (2)

Capital Thin

risk
#6 of 661 • Bottom 0.8% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature
Tier 1 Capital Ratio: 8.59%
(Tier: 15.91%, National: 17.09%)
worse than tier avg
661 of 661 Community banks match · 923 nationally
→ Stable

Deposit Outflow

decline
#237 of 535 • Bottom 44.1% in tier

Deposits down 0.5%+ YoY. Funding base eroding - rate competition or franchise weakness.

535 of 535 Community banks match · 686 nationally
→ Stable +31 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (2 metrics)

97
Non-Interest Income / Assets
revenue_mix
Value: 0.96%
Peer Median: 0.57%
#97 of 2643 Top 3.6% in $100M-$1B
343
Loan-to-Deposit Ratio
liquidity
Value: 55.49%
Peer Median: 77.95%
#343 of 2643 Top 12.9% in $100M-$1B

Top Weaknesses (3 metrics)

2632
Tier 1 Capital Ratio
capital
Value: 8.59%
Peer Median: 15.91%
#2632 of 2643 Bottom 0.5% in $100M-$1B
2616
Return on Assets
profitability
Value: -1.25%
Peer Median: 1.32%
#2616 of 2643 Bottom 1.1% in $100M-$1B
2061
Efficiency Ratio
profitability
Value: 73.96%
Peer Median: 64.48%
#2061 of 2643 Bottom 22.1% in $100M-$1B
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