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The Bank of Landisburg

$100M-$1B Specialty: Mortgage PA FDIC cert 90384

Landisburg, PA

4 branches across PA

2664 banks in the $100M-$1B peer group nationally 55 in PA
View $100M-$1B leaderboard (PA) →

The Bank of Landisburg has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.37% above tier average
  • + Efficiency Ratio 18.37% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.12% below tier average
  • - Delinquency Rate 0.91% above tier average
Get updates when The Bank of Landisburg releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $418.5M
+4.6% YoY +0.2% QoQ
+$32.4M $386.1M
+0.5% YoY
$3.1B
+7.0% YoY
$6.2B
+9.1% YoY
64%
Total Loans ? $270.0M
+3.0% YoY +0.0% QoQ
+$14.3M $255.7M
+1.1% YoY
$2.2B
+7.7% YoY
$3.2B
+10.8% YoY
63%
Total Deposits ? $349.0M
+3.9% YoY -0.1% QoQ
+$21.0M $328.0M
+0.1% YoY
$2.6B
+7.1% YoY
$4.8B
+8.2% YoY
63%
Return on Assets ? 1.64%
+18.5% YoY +21.7% QoQ
+0.37% 1.27%
+12.9% YoY
1.46%
+26.2% YoY
1.23%
+13.4% YoY
75%
Net Interest Margin ? 3.81%
+13.0% YoY +4.0% QoQ
-0.12% 3.93%
+6.0% YoY
3.32%
+8.7% YoY
3.89%
+5.7% YoY
47%
Efficiency Ratio ? 46.92%
-8.2% YoY -9.8% QoQ
-18.37% 65.29%
-4.5% YoY
69.09%
-7.7% YoY
66.95%
-4.1% YoY
Top 11.0% in tier
Delinquency Rate ? 1.79%
+95.9% YoY +35.1% QoQ
+0.91% 0.89%
+18.8% YoY
0.92%
+20.5% YoY
0.95%
+18.8% YoY
Bottom 14.7% in tier
Loan-to-Deposit Ratio ? 77.37%
-0.9% YoY +0.2% QoQ
+0.73% 76.64%
+0.8% YoY
83.35%
-0.2% YoY
76.70%
+0.9% YoY
52%
Non-Interest-Bearing Deposit Share ? 20.56%
+3.4% YoY -1.4% QoQ
-1.46% 22.02%
-1.0% YoY
17.71%
-0.1% YoY
22.01%
-1.2% YoY
48%
Nonperforming Asset Ratio ? 1.16%
+92.9% YoY +34.8% QoQ
+0.52% 0.64%
+19.7% YoY
0.67%
+14.7% YoY
0.67%
+19.3% YoY
17%
Tier 1 Capital Ratio ? 16.73%
+0.8% YoY +2.7% QoQ
+0.90% 15.83%
+1.5% YoY
20.10%
+0.3% YoY
17.06%
+0.8% YoY
76%
Non-Interest Income / Assets ? 0.07%
-8.0% YoY -75.7% QoQ
-0.21% 0.28%
+9.3% YoY
0.69%
+18.0% YoY
0.32%
+4.1% YoY
34%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

293
Efficiency Ratio
profitability
Value: 46.92%
Peer Median: 65.29%
#293 of 2664 Top 11.0% in $100M-$1B
640
Tier 1 Capital Ratio
capital
Value: 16.73%
Peer Median: 15.83%
#640 of 2664 Top 24.0% in $100M-$1B

Top Weaknesses (2 metrics)

2265
Delinquency Rate
credit_quality
Value: 1.79%
Peer Median: 0.89%
#2265 of 2654 Bottom 14.7% in $100M-$1B
2225
Nonperforming Asset Ratio
credit_quality
Value: 1.16%
Peer Median: 0.64%
#2225 of 2664 Bottom 16.5% in $100M-$1B
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