BlastPoint's Banking Scorecard
Amalgamated Bank of Chicago
Designations: ✓ Community bank
Chicago, IL
2 branches across IL
Amalgamated Bank of Chicago has 2 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 28.38% above tier average
- + Delinquency Rate 0.20% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.32% below tier average
- - Net Interest Margin 0.37% below tier average
- - Efficiency Ratio 5.89% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.3B
+7.6% YoY
-13.0% QoQ
|
-$1.5B |
$2.8B
-0.1% YoY
|
$2.3B
+4.5% YoY
|
$6.2B
+9.1% YoY
|
22% |
| Total Loans ? |
$821.7M
+14.4% YoY
+5.8% QoQ
|
-$1.1B |
$2.0B
+0.6% YoY
|
$1.2B
+5.3% YoY
|
$3.2B
+10.8% YoY
|
17% |
| Total Deposits ? |
$1.1B
+9.4% YoY
-14.8% QoQ
|
-$1.2B |
$2.3B
-0.3% YoY
|
$1.9B
+3.9% YoY
|
$4.8B
+8.2% YoY
|
23% |
| Return on Assets ? |
1.04%
+26.7% YoY
+4.4% QoQ
|
-0.32% |
1.37%
+19.6% YoY
|
1.04%
+3.0% YoY
|
1.23%
+13.4% YoY
|
36% |
| Net Interest Margin ? |
3.45%
+5.9% YoY
+1.4% QoQ
|
-0.37% |
3.82%
+6.9% YoY
|
3.61%
+7.5% YoY
|
3.89%
+5.7% YoY
|
38% |
| Efficiency Ratio ? |
66.95%
-5.9% YoY
-0.7% QoQ
|
+5.89% |
61.06%
-4.6% YoY
|
63.68%
-7.4% YoY
|
66.95%
-4.1% YoY
|
29% |
| Delinquency Rate ? |
0.69%
-53.8% YoY
-31.2% QoQ
|
-0.20% |
0.89%
+14.1% YoY
|
1.15%
+15.6% YoY
|
0.95%
+18.8% YoY
|
41% |
| Loan-to-Deposit Ratio ? |
74.90%
+4.6% YoY
+24.1% QoQ
|
-9.30% |
84.20%
+0.3% YoY
|
71.92%
+1.0% YoY
|
76.70%
+0.9% YoY
|
76% |
| Non-Interest-Bearing Deposit Share ? |
49.67%
+3.8% YoY
-11.7% QoQ
|
+28.38% |
21.29%
-2.5% YoY
|
20.45%
-1.2% YoY
|
22.01%
-1.2% YoY
|
Top 1.7% in tier |
| Nonperforming Asset Ratio ? |
0.44%
-50.9% YoY
-16.3% QoQ
|
-0.23% |
0.67%
+15.6% YoY
|
0.78%
+18.1% YoY
|
0.67%
+19.3% YoY
|
49% |
| Tier 1 Capital Ratio ? |
15.68%
-0.4% YoY
-2.6% QoQ
|
+0.52% |
15.16%
+2.0% YoY
|
16.97%
+0.7% YoY
|
17.06%
+0.8% YoY
|
78% |
| Non-Interest Income / Assets ? |
0.29%
-16.8% YoY
-73.8% QoQ
|
+0.04% |
0.26%
+1.6% YoY
|
0.34%
+6.9% YoY
|
0.32%
+4.1% YoY
|
Top 13.9% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.