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BlastPoint's Banking Scorecard

Signature Bank of Arkansas

$1B-$10B Specialty: Commercial AR FDIC cert 89

Designations: Community bank

Fayetteville, AR

11 branches across AR

884 banks in the $1B-$10B peer group nationally 19 in AR
View $1B-$10B leaderboard (AR) →

Signature Bank of Arkansas has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.89% below tier average
  • + Nonperforming Asset Ratio 0.67% below tier average

Key Concerns

Areas that may need attention

  • - ROA 0.36% below tier average
  • - Net Interest Margin 0.17% below tier average
  • - Efficiency Ratio 2.85% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Total Assets ? $1.6B
+18.1% YoY +6.9% QoQ
-$1.2B $2.8B
-0.1% YoY
$2.3B
+2.8% YoY
$6.2B
+9.1% YoY
40%
Total Loans ? $1.3B
+14.6% YoY +3.5% QoQ
-$670.6M $2.0B
+0.6% YoY
$1.7B
+6.4% YoY
$3.2B
+10.8% YoY
47%
Total Deposits ? $1.4B
+19.1% YoY +8.3% QoQ
-$908.9M $2.3B
-0.3% YoY
$1.9B
+3.0% YoY
$4.8B
+8.2% YoY
43%
Return on Assets ? 1.01%
+11.1% YoY -7.6% QoQ
-0.36% 1.37%
+19.6% YoY
1.34%
+14.2% YoY
1.23%
+13.4% YoY
33%
Net Interest Margin ? 3.65%
+2.9% YoY -3.4% QoQ
-0.17% 3.82%
+6.9% YoY
4.08%
+8.2% YoY
3.89%
+5.7% YoY
50%
Efficiency Ratio ? 63.92%
+0.3% YoY +3.3% QoQ
+2.85% 61.06%
-4.6% YoY
61.77%
-4.8% YoY
66.95%
-4.1% YoY
38%
Delinquency Rate ? 0.00%
-95.8% YoY
-0.89% 0.89%
+14.1% YoY
1.02%
+24.4% YoY
0.95%
+18.8% YoY
Top 2.4% in tier
Loan-to-Deposit Ratio ? 90.23%
-3.7% YoY -4.4% QoQ
+6.02% 84.20%
+0.3% YoY
80.49%
+1.3% YoY
76.70%
+0.9% YoY
37%
Non-Interest-Bearing Deposit Share ? 17.57%
-9.9% YoY +1.5% QoQ
-3.72% 21.29%
-2.5% YoY
19.62%
+0.8% YoY
22.01%
-1.2% YoY
39%
Nonperforming Asset Ratio ? 0.00%
-97.7% YoY
-0.67% 0.67%
+15.6% YoY
0.79%
+32.8% YoY
0.67%
+19.3% YoY
Top 2.6% in tier
Tier 1 Capital Ratio ? 11.79%
+6.5% YoY +9.4% QoQ
-3.37% 15.16%
+2.0% YoY
13.59%
+0.0% YoY
17.06%
+0.8% YoY
28%
Non-Interest Income / Assets ? 0.14%
+1.3% YoY -74.4% QoQ
-0.12% 0.26%
+1.6% YoY
0.18%
-3.1% YoY
0.32%
+4.1% YoY
47%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (2 metrics)

22
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 0.89%
#22 of 880 Top 2.4% in $1B-$10B
24
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.67%
#24 of 884 Top 2.6% in $1B-$10B

Top Weaknesses (0 metrics)

No weakness rankings available
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