BlastPoint's Banking Scorecard
Signature Bank of Arkansas
Designations: ✓ Community bank
Fayetteville, AR
11 branches across AR
Signature Bank of Arkansas has 2 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 0.89% below tier average
- + Nonperforming Asset Ratio 0.67% below tier average
Key Concerns
Areas that may need attention
- - ROA 0.36% below tier average
- - Net Interest Margin 0.17% below tier average
- - Efficiency Ratio 2.85% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.6B
+18.1% YoY
+6.9% QoQ
|
-$1.2B |
$2.8B
-0.1% YoY
|
$2.3B
+2.8% YoY
|
$6.2B
+9.1% YoY
|
40% |
| Total Loans ? |
$1.3B
+14.6% YoY
+3.5% QoQ
|
-$670.6M |
$2.0B
+0.6% YoY
|
$1.7B
+6.4% YoY
|
$3.2B
+10.8% YoY
|
47% |
| Total Deposits ? |
$1.4B
+19.1% YoY
+8.3% QoQ
|
-$908.9M |
$2.3B
-0.3% YoY
|
$1.9B
+3.0% YoY
|
$4.8B
+8.2% YoY
|
43% |
| Return on Assets ? |
1.01%
+11.1% YoY
-7.6% QoQ
|
-0.36% |
1.37%
+19.6% YoY
|
1.34%
+14.2% YoY
|
1.23%
+13.4% YoY
|
33% |
| Net Interest Margin ? |
3.65%
+2.9% YoY
-3.4% QoQ
|
-0.17% |
3.82%
+6.9% YoY
|
4.08%
+8.2% YoY
|
3.89%
+5.7% YoY
|
50% |
| Efficiency Ratio ? |
63.92%
+0.3% YoY
+3.3% QoQ
|
+2.85% |
61.06%
-4.6% YoY
|
61.77%
-4.8% YoY
|
66.95%
-4.1% YoY
|
38% |
| Delinquency Rate ? |
0.00%
-95.8% YoY
|
-0.89% |
0.89%
+14.1% YoY
|
1.02%
+24.4% YoY
|
0.95%
+18.8% YoY
|
Top 2.4% in tier |
| Loan-to-Deposit Ratio ? |
90.23%
-3.7% YoY
-4.4% QoQ
|
+6.02% |
84.20%
+0.3% YoY
|
80.49%
+1.3% YoY
|
76.70%
+0.9% YoY
|
37% |
| Non-Interest-Bearing Deposit Share ? |
17.57%
-9.9% YoY
+1.5% QoQ
|
-3.72% |
21.29%
-2.5% YoY
|
19.62%
+0.8% YoY
|
22.01%
-1.2% YoY
|
39% |
| Nonperforming Asset Ratio ? |
0.00%
-97.7% YoY
|
-0.67% |
0.67%
+15.6% YoY
|
0.79%
+32.8% YoY
|
0.67%
+19.3% YoY
|
Top 2.6% in tier |
| Tier 1 Capital Ratio ? |
11.79%
+6.5% YoY
+9.4% QoQ
|
-3.37% |
15.16%
+2.0% YoY
|
13.59%
+0.0% YoY
|
17.06%
+0.8% YoY
|
28% |
| Non-Interest Income / Assets ? |
0.14%
+1.3% YoY
-74.4% QoQ
|
-0.12% |
0.26%
+1.6% YoY
|
0.18%
-3.1% YoY
|
0.32%
+4.1% YoY
|
47% |
Get Full Access to Signature Bank of Arkansas
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.