BlastPoint's Banking Scorecard
SULLIVAN BANK
Designations: ✓ Community bank
Sullivan, MO
11 branches across MO
SULLIVAN BANK has 1 strength but faces 4 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 6.49% below tier average
Key Concerns
Areas that may need attention
- - Nonperforming Asset Ratio 0.94% above tier average
- - ROA 0.14% below tier average
- - Net Interest Margin 0.44% below tier average
- - Delinquency Rate 0.77% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.3B
+10.0% YoY
+2.6% QoQ
|
-$1.5B |
$2.8B
-0.1% YoY
|
$1.6B
+6.5% YoY
|
$6.2B
+9.1% YoY
|
25% |
| Total Loans ? |
$1.1B
+10.7% YoY
+1.8% QoQ
|
-$833.4M |
$2.0B
+0.6% YoY
|
$1.0B
+8.5% YoY
|
$3.2B
+10.8% YoY
|
40% |
| Total Deposits ? |
$1.2B
+10.3% YoY
+2.8% QoQ
|
-$1.2B |
$2.3B
-0.3% YoY
|
$1.3B
+6.1% YoY
|
$4.8B
+8.2% YoY
|
30% |
| Return on Assets ? |
1.23%
+27.8% YoY
+8.2% QoQ
|
-0.14% |
1.37%
+19.6% YoY
|
1.43%
+10.8% YoY
|
1.23%
+13.4% YoY
|
50% |
| Net Interest Margin ? |
3.38%
+6.8% YoY
+1.4% QoQ
|
-0.44% |
3.82%
+6.9% YoY
|
4.51%
+2.1% YoY
|
3.89%
+5.7% YoY
|
33% |
| Efficiency Ratio ? |
54.57%
-9.3% YoY
-4.8% QoQ
|
-6.49% |
61.06%
-4.6% YoY
|
59.97%
-5.2% YoY
|
66.95%
-4.1% YoY
|
65% |
| Delinquency Rate ? |
1.66%
+85.6% YoY
-6.2% QoQ
|
+0.77% |
0.89%
+14.1% YoY
|
0.83%
+18.3% YoY
|
0.95%
+18.8% YoY
|
Bottom 12.5% in tier |
| Loan-to-Deposit Ratio ? |
95.12%
+0.4% YoY
-1.0% QoQ
|
+10.92% |
84.20%
+0.3% YoY
|
79.48%
+1.6% YoY
|
76.70%
+0.9% YoY
|
24% |
| Non-Interest-Bearing Deposit Share ? |
9.15%
+12.5% YoY
+5.3% QoQ
|
-12.14% |
21.29%
-2.5% YoY
|
20.72%
+0.3% YoY
|
22.01%
-1.2% YoY
|
Bottom 10.3% in tier |
| Nonperforming Asset Ratio ? |
1.62%
+5.9% YoY
-8.8% QoQ
|
+0.94% |
0.67%
+15.6% YoY
|
0.67%
+20.5% YoY
|
0.67%
+19.3% YoY
|
Bottom 9.8% in tier |
| Tier 1 Capital Ratio ? |
11.56%
-1.8% YoY
+0.3% QoQ
|
-3.60% |
15.16%
+2.0% YoY
|
15.44%
-0.4% YoY
|
17.06%
+0.8% YoY
|
25% |
| Non-Interest Income / Assets ? |
0.10%
+18.1% YoY
-74.2% QoQ
|
-0.16% |
0.26%
+1.6% YoY
|
0.29%
+5.6% YoY
|
0.32%
+4.1% YoY
|
32% |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.