BlastPoint's Banking Scorecard
Currie State Bank
Designations: ✓ Community bank
Currie, MN
2 branches across MN
Currie State Bank has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + ROA 0.37% above tier average
- + Net Interest Margin 0.70% above tier average
- + Efficiency Ratio 26.16% below tier average
- + Delinquency Rate 0.31% below tier average
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 35.51% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$97.7M
-2.0% YoY
-4.0% QoQ
|
+$35.4M |
$62.3M
-0.5% YoY
|
$514.9M
+5.5% YoY
|
$6.2B
+9.0% YoY
|
Top 2.6% in tier |
| Total Loans ? |
$85.9M
-5.8% YoY
-9.4% QoQ
|
+$51.6M |
$34.3M
-1.5% YoY
|
$289.5M
+6.9% YoY
|
$3.2B
+10.7% YoY
|
Top 0.1% in tier |
| Total Deposits ? |
$86.2M
-2.6% YoY
-3.5% QoQ
|
+$34.4M |
$51.8M
-0.6% YoY
|
$445.6M
+5.0% YoY
|
$4.8B
+8.0% YoY
|
Top 2.2% in tier |
| Return on Assets ? |
1.22%
+4.3% YoY
-10.7% QoQ
|
+0.37% |
0.86%
-3.6% YoY
|
1.14%
+11.1% YoY
|
1.24%
+13.1% YoY
|
63% |
| Net Interest Margin ? |
4.57%
+4.1% YoY
-2.5% QoQ
|
+0.70% |
3.87%
+2.7% YoY
|
3.93%
+7.5% YoY
|
3.89%
+5.7% YoY
|
78% |
| Efficiency Ratio ? |
61.47%
-0.4% YoY
+4.8% QoQ
|
-26.16% |
87.63%
+2.3% YoY
|
64.52%
-3.4% YoY
|
66.84%
-3.8% YoY
|
72% |
| Delinquency Rate ? |
1.05%
-65.9% YoY
-81.6% QoQ
|
-0.31% |
1.36%
+33.7% YoY
|
1.04%
+28.5% YoY
|
0.95%
+18.8% YoY
|
36% |
| Loan-to-Deposit Ratio ? |
99.62%
-3.2% YoY
-6.1% QoQ
|
+35.51% |
64.11%
-0.9% YoY
|
76.74%
-0.5% YoY
|
76.69%
+0.9% YoY
|
Bottom 7.8% in tier |
| Non-Interest-Bearing Deposit Share ? |
20.94%
+19.6% YoY
+1.4% QoQ
|
-2.85% |
23.79%
+0.5% YoY
|
21.89%
-0.8% YoY
|
22.01%
-1.1% YoY
|
42% |
| Nonperforming Asset Ratio ? |
0.92%
-67.2% YoY
-82.6% QoQ
|
+0.15% |
0.77%
+28.7% YoY
|
0.77%
+26.8% YoY
|
0.66%
+19.3% YoY
|
25% |
| Tier 1 Capital Ratio ? |
10.44%
+2.5% YoY
-2.8% QoQ
|
-16.33% |
26.77%
+2.0% YoY
|
15.37%
+0.7% YoY
|
17.06%
+0.8% YoY
|
Bottom 9.3% in tier |
| Non-Interest Income / Assets ? |
0.04%
+22.4% YoY
-70.8% QoQ
|
-0.63% |
0.67%
+1.6% YoY
|
0.15%
+3.6% YoY
|
0.32%
+4.0% YoY
|
36% |
Get Full Access to Currie State Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.