BlastPoint's Banking Scorecard

Jackson Parish Bank

under $100M Specialty: Other LA FDIC cert 8799

Designations: ✓ Community bank

Jonesboro, LA

541 banks in the under $100M peer group nationally 11 in LA

Jackson Parish Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ ROA 0.23% above tier average
+ Net Interest Margin 0.13% above tier average
+ Efficiency Ratio 26.36% below tier average

Key Concerns

Areas that may need attention

- Delinquency Rate 0.13% above tier average

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Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$67.6M +6.0% YoY -13.7% QoQ	+$5.4M	$62.2M -0.6% YoY	$784.8M +7.0% YoY	$6.2B +9.1% YoY	53%
Total Loans ?	$32.3M +17.6% YoY +1.4% QoQ	-$2.0M	$34.2M -1.4% YoY	$523.7M +4.0% YoY	$3.2B +10.8% YoY	50%
Total Deposits ?	$55.0M +4.9% YoY -16.5% QoQ	+$3.3M	$51.7M -0.7% YoY	$671.5M +6.9% YoY	$4.8B +8.2% YoY	52%
Return on Assets ?	1.06% -26.2% YoY -16.3% QoQ	+0.23%	0.84% -2.3% YoY	1.24% +12.4% YoY	1.23% +13.4% YoY	57%
Net Interest Margin ?	3.99% +2.9% YoY -0.7% QoQ	+0.13%	3.86% +2.8% YoY	4.12% +1.2% YoY	3.89% +5.7% YoY	58%
Efficiency Ratio ?	61.99% -5.7% YoY -8.8% QoQ	-26.36%	88.34% +0.3% YoY	70.37% -1.0% YoY	66.95% -4.1% YoY	71%
Delinquency Rate ?	1.50% +137.1% YoY -31.2% QoQ	+0.13%	1.37% +33.8% YoY	1.51% +4.5% YoY	0.95% +18.8% YoY	26%
Loan-to-Deposit Ratio ?	58.67% +12.1% YoY +21.4% QoQ	-5.55%	64.22% -0.7% YoY	75.16% -1.5% YoY	76.70% +0.9% YoY	60%
Non-Interest-Bearing Deposit Share ?	32.95% -0.7% YoY +31.6% QoQ	+9.24%	23.71% +0.3% YoY	24.55% -1.4% YoY	22.01% -1.2% YoY	81%
Nonperforming Asset Ratio ?	0.72% +162.9% YoY -19.2% QoQ	-0.07%	0.79% +28.2% YoY	1.07% +4.2% YoY	0.67% +19.3% YoY	30%
Tier 1 Capital Ratio ?	17.90% -11.4% YoY -16.3% QoQ	-8.78%	26.68% +2.0% YoY	16.56% +0.4% YoY	17.06% +0.8% YoY	62%
Non-Interest Income / Assets ?	0.09% +2.3% YoY -72.8% QoQ	-0.57%	0.67% +1.9% YoY	0.11% -17.3% YoY	0.32% +4.1% YoY	68%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 541 peers in under $100M

Top Strengths (1 metrics)

106

Non-Interest-Bearing Deposit Share

funding

Value: 32.95%

Peer Median: 23.71%

#106 of 541 Top 19.4% in under $100M

Top Weaknesses (0 metrics)

No weakness rankings available