BlastPoint's Banking Scorecard
Cottonport Bank
Designations: ✓ CDFI-certified
Cottonport, LA
13 branches across LA
Cottonport Bank has 4 strengths but faces 1 concern
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest-Bearing Deposit Share 15.10% above tier average
- + ROA 0.33% above tier average
- + Net Interest Margin 0.34% above tier average
- + Efficiency Ratio 8.04% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 0.54% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$581.1M
+5.0% YoY
+3.0% QoQ
|
+$195.0M |
$386.1M
+0.5% YoY
|
$784.8M
+7.0% YoY
|
$6.2B
+9.1% YoY
|
79% |
| Total Loans ? |
$362.8M
+9.1% YoY
+0.9% QoQ
|
+$107.1M |
$255.7M
+1.1% YoY
|
$523.7M
+4.0% YoY
|
$3.2B
+10.8% YoY
|
76% |
| Total Deposits ? |
$503.6M
+3.9% YoY
+3.1% QoQ
|
+$175.7M |
$328.0M
+0.1% YoY
|
$671.5M
+6.9% YoY
|
$4.8B
+8.2% YoY
|
80% |
| Return on Assets ? |
1.60%
+9.7% YoY
+3.1% QoQ
|
+0.33% |
1.27%
+12.9% YoY
|
1.24%
+12.4% YoY
|
1.23%
+13.4% YoY
|
73% |
| Net Interest Margin ? |
4.27%
+3.8% YoY
-1.4% QoQ
|
+0.34% |
3.93%
+6.0% YoY
|
4.12%
+1.2% YoY
|
3.89%
+5.7% YoY
|
71% |
| Efficiency Ratio ? |
57.25%
-6.9% YoY
-3.3% QoQ
|
-8.04% |
65.29%
-4.5% YoY
|
70.37%
-1.0% YoY
|
66.95%
-4.1% YoY
|
68% |
| Delinquency Rate ? |
1.43%
+40.5% YoY
+89.8% QoQ
|
+0.54% |
0.89%
+18.8% YoY
|
1.51%
+4.5% YoY
|
0.95%
+18.8% YoY
|
20% |
| Loan-to-Deposit Ratio ? |
72.04%
+5.1% YoY
-2.1% QoQ
|
-4.59% |
76.64%
+0.8% YoY
|
75.16%
-1.5% YoY
|
76.70%
+0.9% YoY
|
63% |
| Non-Interest-Bearing Deposit Share ? |
37.12%
-6.3% YoY
-1.9% QoQ
|
+15.10% |
22.02%
-1.0% YoY
|
24.55%
-1.4% YoY
|
22.01%
-1.2% YoY
|
Top 7.5% in tier |
| Nonperforming Asset Ratio ? |
0.94%
+46.7% YoY
+72.7% QoQ
|
+0.31% |
0.64%
+19.7% YoY
|
1.07%
+4.2% YoY
|
0.67%
+19.3% YoY
|
21% |
| Tier 1 Capital Ratio ? |
13.61%
+2.9% YoY
-0.4% QoQ
|
-2.22% |
15.83%
+1.5% YoY
|
16.56%
+0.4% YoY
|
17.06%
+0.8% YoY
|
53% |
| Non-Interest Income / Assets ? |
0.16%
+0.7% YoY
-74.2% QoQ
|
-0.12% |
0.28%
+9.3% YoY
|
0.11%
-17.3% YoY
|
0.32%
+4.1% YoY
|
78% |
Get Full Access to Cottonport Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.