BlastPoint

BlastPoint's Banking Scorecard

Omb Bank

$1B-$10B Specialty: Commercial MO FDIC cert 8252

Designations: ✓ Community bank

Springfield, MO

10 branches across MO · KS

884 banks in the $1B-$10B peer group nationally 29 in MO
View $1B-$10B leaderboard (MO) →

Omb Bank has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 12.44% below tier average
  • + Delinquency Rate 0.22% below tier average

Key Concerns

Areas that may need attention

  • - Non-Interest-Bearing Deposit Share 12.36% below tier average
  • - ROA 0.15% below tier average
  • - Net Interest Margin 0.23% below tier average
Get updates when Omb Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MO) National Avg Tier Percentile
Total Assets ? $2.2B
+15.8% YoY +4.6% QoQ
-$609.8M $2.8B
-0.1% YoY
$1.6B
+6.5% YoY
$6.2B
+9.1% YoY
55%
Total Loans ? $1.9B
+18.1% YoY +5.4% QoQ
-$47.6M $2.0B
+0.6% YoY
$1.0B
+8.5% YoY
$3.2B
+10.8% YoY
65%
Total Deposits ? $1.9B
+16.6% YoY +4.3% QoQ
-$420.5M $2.3B
-0.3% YoY
$1.3B
+6.1% YoY
$4.8B
+8.2% YoY
57%
Return on Assets ? 1.22%
+15.7% YoY +3.6% QoQ
-0.15% 1.37%
+19.6% YoY
1.43%
+10.8% YoY
1.23%
+13.4% YoY
49%
Net Interest Margin ? 3.59%
+2.5% YoY -3.2% QoQ
-0.23% 3.82%
+6.9% YoY
4.51%
+2.1% YoY
3.89%
+5.7% YoY
46%
Efficiency Ratio ? 48.62%
-6.2% YoY -4.1% QoQ
-12.44% 61.06%
-4.6% YoY
59.97%
-5.2% YoY
66.95%
-4.1% YoY
82%
Delinquency Rate ? 0.67%
-15.8% YoY -17.4% QoQ
-0.22% 0.89%
+14.1% YoY
0.83%
+18.3% YoY
0.95%
+18.8% YoY
42%
Loan-to-Deposit Ratio ? 99.71%
+1.4% YoY +1.0% QoQ
+15.50% 84.20%
+0.3% YoY
79.48%
+1.6% YoY
76.70%
+0.9% YoY
Bottom 14.1% in tier
Non-Interest-Bearing Deposit Share ? 8.93%
+29.0% YoY +15.3% QoQ
-12.36% 21.29%
-2.5% YoY
20.72%
+0.3% YoY
22.01%
-1.2% YoY
Bottom 9.6% in tier
Nonperforming Asset Ratio ? 0.69%
-5.2% YoY -13.3% QoQ
+0.01% 0.67%
+15.6% YoY
0.67%
+20.5% YoY
0.67%
+19.3% YoY
31%
Tier 1 Capital Ratio ? 9.92%
+4.7% YoY -1.1% QoQ
-5.24% 15.16%
+2.0% YoY
15.44%
-0.4% YoY
17.06%
+0.8% YoY
Bottom 3.8% in tier
Non-Interest Income / Assets ? 0.10%
+32.3% YoY -71.9% QoQ
-0.16% 0.26%
+1.6% YoY
0.29%
+5.6% YoY
0.32%
+4.1% YoY
31%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (1 metrics)

162
Efficiency Ratio
profitability
Value: 48.62%
Peer Median: 61.06%
#162 of 884 Top 18.2% in $1B-$10B

Top Weaknesses (3 metrics)

851
Tier 1 Capital Ratio
capital
Value: 9.92%
Peer Median: 15.16%
#851 of 884 Bottom 3.8% in $1B-$10B
800
Non-Interest-Bearing Deposit Share
funding
Value: 8.93%
Peer Median: 21.29%
#800 of 884 Bottom 9.6% in $1B-$10B
760
Loan-to-Deposit Ratio
liquidity
Value: 99.71%
Peer Median: 84.20%
#760 of 884 Bottom 14.1% in $1B-$10B
Powered by BlastPoint © 2026