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Bank of Gueydan

under $100M Specialty: Agricultural LA FDIC cert 8144

Designations: ✓ Community bank

Gueydan, LA

541 banks in the under $100M peer group nationally 11 in LA
View under $100M leaderboard (LA) →

Bank of Gueydan has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 25.60% below tier average

Key Concerns

Areas that may need attention

  • - Delinquency Rate 7.17% above tier average
  • - Nonperforming Asset Ratio 1.67% above tier average
  • - ROA 0.09% below tier average
  • - Net Interest Margin 0.56% below tier average
Get updates when Bank of Gueydan releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Total Assets ? $71.0M
-1.7% YoY +2.4% QoQ
+$8.8M $62.2M
-0.6% YoY
$784.8M
+7.0% YoY
$6.2B
+9.1% YoY
58%
Total Loans ? $20.4M
-17.1% YoY -13.9% QoQ
-$13.9M $34.2M
-1.4% YoY
$523.7M
+4.0% YoY
$3.2B
+10.8% YoY
29%
Total Deposits ? $55.0M
-2.2% YoY +3.8% QoQ
+$3.3M $51.7M
-0.7% YoY
$671.5M
+6.9% YoY
$4.8B
+8.2% YoY
52%
Return on Assets ? 0.75%
-34.4% YoY -20.3% QoQ
-0.09% 0.84%
-2.3% YoY
1.24%
+12.4% YoY
1.23%
+13.4% YoY
40%
Net Interest Margin ? 3.30%
+2.5% YoY +1.1% QoQ
-0.56% 3.86%
+2.8% YoY
4.12%
+1.2% YoY
3.89%
+5.7% YoY
25%
Efficiency Ratio ? 62.75%
-5.5% YoY +9.8% QoQ
-25.60% 88.34%
+0.3% YoY
70.37%
-1.0% YoY
66.95%
-4.1% YoY
70%
Delinquency Rate ? 8.54%
+6.2% YoY +19.5% QoQ
+7.17% 1.37%
+33.8% YoY
1.51%
+4.5% YoY
0.95%
+18.8% YoY
Bottom 2.5% in tier
Loan-to-Deposit Ratio ? 37.07%
-15.2% YoY -17.0% QoQ
-27.14% 64.22%
-0.7% YoY
75.16%
-1.5% YoY
76.70%
+0.9% YoY
85%
Non-Interest-Bearing Deposit Share ? 33.59%
+5.8% YoY +5.4% QoQ
+9.87% 23.71%
+0.3% YoY
24.55%
-1.4% YoY
22.01%
-1.2% YoY
83%
Nonperforming Asset Ratio ? 2.45%
-10.4% YoY +0.5% QoQ
+1.67% 0.79%
+28.2% YoY
1.07%
+4.2% YoY
0.67%
+19.3% YoY
Bottom 7.6% in tier
Tier 1 Capital Ratio ? 21.93%
+2.0% YoY -1.0% QoQ
-4.76% 26.68%
+2.0% YoY
16.56%
+0.4% YoY
17.06%
+0.8% YoY
74%
Non-Interest Income / Assets ? 0.08%
+9.5% YoY -66.4% QoQ
-0.59% 0.67%
+1.9% YoY
0.11%
-17.3% YoY
0.32%
+4.1% YoY
60%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (2 metrics)

83
Loan-to-Deposit Ratio
liquidity
Value: 37.07%
Peer Median: 64.22%
#83 of 541 Top 15.2% in under $100M
92
Non-Interest-Bearing Deposit Share
funding
Value: 33.59%
Peer Median: 23.71%
#92 of 541 Top 16.8% in under $100M

Top Weaknesses (3 metrics)

509
Delinquency Rate
credit_quality
Value: 8.54%
Peer Median: 1.37%
#509 of 521 Bottom 2.5% in under $100M
501
Nonperforming Asset Ratio
credit_quality
Value: 2.45%
Peer Median: 0.79%
#501 of 541 Bottom 7.6% in under $100M
408
Net Interest Margin
profitability
Value: 3.30%
Peer Median: 3.86%
#408 of 541 Bottom 24.8% in under $100M
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