BlastPoint's Banking Scorecard

Colfax Banking Company

$100M-$1B Specialty: Other LA FDIC cert 8140

Colfax, LA

5 branches across LA

2664 banks in the $100M-$1B peer group nationally 74 in LA

Colfax Banking Company has 1 strength but faces 6 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.84% below tier average

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 20.9% in tier
- Flatlined Growth: Bottom 24.4% in tier
- Deposit Outflow: Bottom 44.1% in tier
- ROA 0.38% below tier average
- Net Interest Margin 0.26% below tier average
- Efficiency Ratio 11.57% above tier average

Get updates when Colfax Banking Company releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (LA)	National Avg	Tier Percentile
Total Assets ?	$151.1M -0.5% YoY -2.4% QoQ	-$235.0M	$386.1M +0.5% YoY	$784.8M +7.0% YoY	$6.2B +9.1% YoY	Bottom 14.5% in tier
Total Loans ?	$66.0M -1.1% YoY -3.1% QoQ	-$189.7M	$255.7M +1.1% YoY	$523.7M +4.0% YoY	$3.2B +10.8% YoY	Bottom 6.3% in tier
Total Deposits ?	$137.3M -1.5% YoY -2.5% QoQ	-$190.6M	$328.0M +0.1% YoY	$671.5M +6.9% YoY	$4.8B +8.2% YoY	18%
Return on Assets ?	0.89% -8.5% YoY -13.2% QoQ	-0.38%	1.27% +12.9% YoY	1.24% +12.4% YoY	1.23% +13.4% YoY	31%
Net Interest Margin ?	3.67% -0.9% YoY -2.7% QoQ	-0.26%	3.93% +6.0% YoY	4.12% +1.2% YoY	3.89% +5.7% YoY	39%
Efficiency Ratio ?	76.86% +2.7% YoY +4.1% QoQ	+11.57%	65.29% -4.5% YoY	70.37% -1.0% YoY	66.95% -4.1% YoY	20%
Delinquency Rate ?	0.05% -77.2% YoY +19.1% QoQ	-0.84%	0.89% +18.8% YoY	1.51% +4.5% YoY	0.95% +18.8% YoY	80%
Loan-to-Deposit Ratio ?	48.09% +0.4% YoY -0.6% QoQ	-28.55%	76.64% +0.8% YoY	75.16% -1.5% YoY	76.70% +0.9% YoY	Top 8.1% in tier
Non-Interest-Bearing Deposit Share ?	26.18% -3.4% YoY -0.6% QoQ	+4.16%	22.02% -1.0% YoY	24.55% -1.4% YoY	22.01% -1.2% YoY	70%
Nonperforming Asset Ratio ?	0.02% -77.3% YoY -79.4% QoQ	-0.62%	0.64% +19.7% YoY	1.07% +4.2% YoY	0.67% +19.3% YoY	83%
Tier 1 Capital Ratio ?	10.88% +2.6% YoY -2.2% QoQ	-4.95%	15.83% +1.5% YoY	16.56% +0.4% YoY	17.06% +0.8% YoY	22%
Non-Interest Income / Assets ?	0.10% +13.0% YoY -72.4% QoQ	-0.18%	0.28% +9.3% YoY	0.11% -17.3% YoY	0.32% +4.1% YoY	53%

Get Full Access to Colfax Banking Company

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (3)

Capital Thin

risk

#140 of 666 • Bottom 20.9% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 10.88%

(Tier: 15.83%, National: 17.06%)

worse than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ

Flatlined Growth

risk

#126 of 512 • Bottom 24.4% in tier

Asset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.

Why this signature

Return on Assets: 0.89%

(Tier: 1.27%, National: 1.23%)

worse than tier avg

512 of 512 Community banks match · 687 nationally

→ Stable +32 banks QoQ

Deposit Outflow

decline

#224 of 506 • Bottom 44.1% in tier

Deposits down 0.5%+ YoY. Funding base eroding - rate competition or franchise weakness.

506 of 506 Community banks match · 656 nationally

→ Stable -8 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

218

Loan-to-Deposit Ratio

liquidity

Value: 48.09%

Peer Median: 76.64%

#218 of 2664 Top 8.1% in $100M-$1B

444

Nonperforming Asset Ratio

credit_quality

Value: 0.02%

Peer Median: 0.64%

#444 of 2664 Top 16.6% in $100M-$1B

526

Delinquency Rate

credit_quality

Value: 0.05%

Peer Median: 0.89%

#526 of 2654 Top 19.8% in $100M-$1B

Top Weaknesses (5 metrics)

2496

Total Loans

size

Value: $66.05M

Peer Median: $255.72M

#2496 of 2664 Bottom 6.3% in $100M-$1B

2279

Total Assets

size

Value: $151.07M

Peer Median: $386.08M

#2279 of 2664 Bottom 14.5% in $100M-$1B

2198

Total Deposits

size

Value: $137.34M

Peer Median: $327.97M

#2198 of 2664 Bottom 17.5% in $100M-$1B

2143

Efficiency Ratio

profitability

Value: 76.86%

Peer Median: 65.29%

#2143 of 2664 Bottom 19.6% in $100M-$1B

2087

Tier 1 Capital Ratio

capital

Value: 10.88%

Peer Median: 15.83%

#2087 of 2664 Bottom 21.7% in $100M-$1B