BlastPoint's Banking Scorecard
Peoples Bank
Marietta, OH
135 branches across OH · KY · WV · VA · DC · MD
Peoples Bank demonstrates 3 strengths
Key Strengths
Areas where this bank excels compared to peers
- + Net Interest Margin 0.39% above tier average
- + Efficiency Ratio 4.93% below tier average
- + Delinquency Rate 0.30% below tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$9.6B
+4.4% YoY
+0.0% QoQ
|
+$6.8B |
$2.8B
-0.1% YoY
|
$35.8B
+10.6% YoY
|
$6.2B
+9.1% YoY
|
Top 0.9% in tier |
| Total Loans ? |
$6.7B
+5.2% YoY
+0.2% QoQ
|
+$4.7B |
$2.0B
+0.6% YoY
|
$15.7B
+12.8% YoY
|
$3.2B
+10.8% YoY
|
Top 2.0% in tier |
| Total Deposits ? |
$7.7B
-1.0% YoY
-0.7% QoQ
|
+$5.4B |
$2.3B
-0.3% YoY
|
$25.9B
+8.5% YoY
|
$4.8B
+8.2% YoY
|
Top 1.8% in tier |
| Return on Assets ? |
1.32%
+8.8% YoY
+3.8% QoQ
|
-0.04% |
1.37%
+19.6% YoY
|
1.12%
+9.9% YoY
|
1.23%
+13.4% YoY
|
58% |
| Net Interest Margin ? |
4.21%
+0.4% YoY
-0.9% QoQ
|
+0.39% |
3.82%
+6.9% YoY
|
3.58%
+7.5% YoY
|
3.89%
+5.7% YoY
|
80% |
| Efficiency Ratio ? |
56.13%
-2.0% YoY
-0.3% QoQ
|
-4.93% |
61.06%
-4.6% YoY
|
72.65%
-4.0% YoY
|
66.95%
-4.1% YoY
|
61% |
| Delinquency Rate ? |
0.59%
-5.6% YoY
-7.1% QoQ
|
-0.30% |
0.89%
+14.1% YoY
|
0.65%
+14.5% YoY
|
0.95%
+18.8% YoY
|
48% |
| Loan-to-Deposit Ratio ? |
86.98%
+6.2% YoY
+0.9% QoQ
|
+2.78% |
84.20%
+0.3% YoY
|
79.14%
+0.8% YoY
|
76.70%
+0.9% YoY
|
48% |
| Non-Interest-Bearing Deposit Share ? |
20.63%
+5.0% YoY
+3.4% QoQ
|
-0.66% |
21.29%
-2.5% YoY
|
18.08%
-0.4% YoY
|
22.01%
-1.2% YoY
|
56% |
| Nonperforming Asset Ratio ? |
0.41%
-17.0% YoY
-7.0% QoQ
|
-0.26% |
0.67%
+15.6% YoY
|
0.44%
+14.5% YoY
|
0.67%
+19.3% YoY
|
52% |
| Tier 1 Capital Ratio ? |
12.12%
-0.7% YoY
+1.2% QoQ
|
-3.04% |
15.16%
+2.0% YoY
|
19.44%
+3.1% YoY
|
17.06%
+0.8% YoY
|
34% |
| Non-Interest Income / Assets ? |
0.30%
-0.3% YoY
-73.8% QoQ
|
+0.04% |
0.26%
+1.6% YoY
|
0.57%
-2.4% YoY
|
0.32%
+4.1% YoY
|
Top 13.5% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.