BlastPoint's Banking Scorecard
Amalgamated Bank
New York, NY
6 branches across NY · CA · DC
Amalgamated Bank has 3 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Loan-to-Deposit Ratio 23.73% below tier average
- + Non-Interest-Bearing Deposit Share 19.50% above tier average
- + Efficiency Ratio 13.23% below tier average
Key Concerns
Areas that may need attention
- - Delinquency Rate 1.10% above tier average
- - ROA 0.22% below tier average
- - Net Interest Margin 0.12% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$9.2B
+10.6% YoY
+3.4% QoQ
|
+$6.4B |
$2.8B
-0.1% YoY
|
$19.3B
+17.3% YoY
|
$6.2B
+9.1% YoY
|
Top 1.7% in tier |
| Total Loans ? |
$5.0B
+7.4% YoY
+1.3% QoQ
|
+$3.0B |
$2.0B
+0.6% YoY
|
$8.1B
+14.6% YoY
|
$3.2B
+10.8% YoY
|
Top 6.6% in tier |
| Total Deposits ? |
$8.2B
+10.1% YoY
+2.7% QoQ
|
+$5.9B |
$2.3B
-0.3% YoY
|
$15.1B
+16.0% YoY
|
$4.8B
+8.2% YoY
|
Top 0.8% in tier |
| Return on Assets ? |
1.15%
-7.6% YoY
-8.5% QoQ
|
-0.22% |
1.37%
+19.6% YoY
|
0.86%
+14.3% YoY
|
1.23%
+13.4% YoY
|
44% |
| Net Interest Margin ? |
3.70%
+3.6% YoY
+1.7% QoQ
|
-0.12% |
3.82%
+6.9% YoY
|
3.45%
+7.0% YoY
|
3.89%
+5.7% YoY
|
53% |
| Efficiency Ratio ? |
47.83%
-8.9% YoY
-5.9% QoQ
|
-13.23% |
61.06%
-4.6% YoY
|
69.17%
-3.6% YoY
|
66.95%
-4.1% YoY
|
84% |
| Delinquency Rate ? |
1.99%
+171.2% YoY
+240.7% QoQ
|
+1.10% |
0.89%
+14.1% YoY
|
1.13%
+6.9% YoY
|
0.95%
+18.8% YoY
|
Bottom 9.8% in tier |
| Loan-to-Deposit Ratio ? |
60.47%
-2.5% YoY
-1.4% QoQ
|
-23.73% |
84.20%
+0.3% YoY
|
77.98%
+0.4% YoY
|
76.70%
+0.9% YoY
|
Top 7.9% in tier |
| Non-Interest-Bearing Deposit Share ? |
40.79%
+3.5% YoY
-0.5% QoQ
|
+19.50% |
21.29%
-2.5% YoY
|
21.94%
+1.2% YoY
|
22.01%
-1.2% YoY
|
Top 4.4% in tier |
| Nonperforming Asset Ratio ? |
1.08%
+163.4% YoY
+233.7% QoQ
|
+0.40% |
0.67%
+15.6% YoY
|
0.73%
+4.5% YoY
|
0.67%
+19.3% YoY
|
18% |
| Tier 1 Capital Ratio ? |
14.70%
-0.2% YoY
+0.8% QoQ
|
-0.46% |
15.16%
+2.0% YoY
|
24.83%
+10.8% YoY
|
17.06%
+0.8% YoY
|
70% |
| Non-Interest Income / Assets ? |
0.15%
+80.0% YoY
-60.3% QoQ
|
-0.10% |
0.26%
+1.6% YoY
|
0.21%
+9.1% YoY
|
0.32%
+4.1% YoY
|
55% |
Get Full Access to Amalgamated Bank
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.