BlastPoint's Banking Scorecard

Fortuna Bank

under $100M Specialty: Commercial OH FDIC cert 59330

Designations: ✓ Community bank

Grandview Heights, OH

537 banks in the under $100M peer group nationally 22 in OH

Fortuna Bank has 2 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 1.36% below tier average
+ Nonperforming Asset Ratio 0.77% below tier average

Key Concerns

Areas that may need attention

- Return on Assets 5.40% below tier average
- Efficiency Ratio 149.70% above tier average
- Net Interest Margin 0.59% below tier average

Get updates when Fortuna Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (OH)	National Avg	Tier Percentile
Total Assets ?	$49.6M +32.8% YoY +16.2% QoQ	-$12.7M	$62.3M -0.5% YoY	$36.0B +10.6% YoY	$6.2B +9.0% YoY	31%
Total Loans ?	$24.1M +714.2% YoY +105.6% QoQ	-$10.2M	$34.3M -1.5% YoY	$15.8B +12.8% YoY	$3.2B +10.7% YoY	35%
Total Deposits ?	$30.1M +84.3% YoY +34.5% QoQ	-$21.8M	$51.8M -0.6% YoY	$26.1B +8.5% YoY	$4.8B +8.0% YoY	19%
Return on Assets ?	-4.54% -1.1% YoY -47.9% QoQ	-5.40%	0.86% -3.6% YoY	1.13% +9.6% YoY	1.24% +13.1% YoY	Bottom 2.0% in tier
Net Interest Margin ?	3.27% -3.1% YoY +4.2% QoQ	-0.59%	3.87% +2.7% YoY	3.59% +7.5% YoY	3.89% +5.7% YoY	23%
Efficiency Ratio ?	237.33% +2.9% YoY +8.6% QoQ	+149.70%	87.63% +2.3% YoY	72.32% -4.0% YoY	66.84% -3.8% YoY	Bottom 2.0% in tier
Delinquency Rate ?	0.00%	-1.36%	1.36% +33.7% YoY	0.66% +14.5% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	79.98% +341.7% YoY +52.9% QoQ	+15.87%	64.11% -0.9% YoY	79.14% +0.8% YoY	76.69% +0.9% YoY	27%
Non-Interest-Bearing Deposit Share ?	14.27% +196.9% YoY +42.8% QoQ	-9.52%	23.79% +0.5% YoY	18.19% -0.4% YoY	22.01% -1.1% YoY	22%
Nonperforming Asset Ratio ?	0.00%	-0.77%	0.77% +28.7% YoY	0.44% +14.5% YoY	0.66% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	41.17% -33.8% YoY -8.7% QoQ	+14.40%	26.77% +2.0% YoY	19.42% +3.1% YoY	17.06% +0.8% YoY	Top 9.1% in tier
Non-Interest Income / Assets ?	0.04% +445.1% QoQ	-0.63%	0.67% +1.6% YoY	0.57% -2.5% YoY	0.32% +4.0% YoY	30%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 537 peers in under $100M

Top Strengths (3 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 1.36%

#1 of 517 Top 0.1% in under $100M

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.77%

#1 of 537 Top 0.1% in under $100M

Tier 1 Capital Ratio

capital

Value: 41.17%

Peer Median: 26.77%

#50 of 537 Top 9.1% in under $100M

Top Weaknesses (5 metrics)

527

Efficiency Ratio

profitability

Value: 237.33%

Peer Median: 87.63%

#527 of 537 Bottom 2.0% in under $100M

527

Return on Assets

profitability

Value: -4.54%

Peer Median: 0.86%

#527 of 537 Bottom 2.0% in under $100M

436

Total Deposits

size

Value: $30.07M

Peer Median: $51.83M

#436 of 537 Bottom 19.0% in under $100M

421

Non-Interest-Bearing Deposit Share

funding

Value: 14.27%

Peer Median: 23.79%

#421 of 537 Bottom 21.8% in under $100M

413

Net Interest Margin

profitability

Value: 3.27%

Peer Median: 3.87%

#413 of 537 Bottom 23.3% in under $100M