BlastPoint's Banking Scorecard

Lexicon Bank

$100M-$1B Specialty: Commercial NV FDIC cert 59117

Las Vegas, NV

2664 banks in the $100M-$1B peer group nationally 8 in NV

Lexicon Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Non-Interest-Bearing Deposit Share 39.76% above tier average
+ Net Interest Margin 0.37% above tier average
+ Efficiency Ratio 2.61% below tier average
+ Delinquency Rate 0.13% below tier average

Key Concerns

Areas that may need attention

- ROA 0.07% below tier average

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Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Total Assets ?	$460.0M +14.6% YoY +6.3% QoQ	+$73.9M	$386.1M +0.5% YoY	$3.1B +7.5% YoY	$6.2B +9.1% YoY	68%
Total Loans ?	$200.2M +15.3% YoY +3.4% QoQ	-$55.5M	$255.7M +1.1% YoY	$1.6B +22.3% YoY	$3.2B +10.8% YoY	49%
Total Deposits ?	$414.0M +12.1% YoY +6.6% QoQ	+$86.0M	$328.0M +0.1% YoY	$2.1B +0.1% YoY	$4.8B +8.2% YoY	71%
Return on Assets ?	1.20% +84.2% YoY +7.2% QoQ	-0.07%	1.27% +12.9% YoY	3.24% -3.8% YoY	1.23% +13.4% YoY	50%
Net Interest Margin ?	4.30% +13.5% YoY -0.8% QoQ	+0.37%	3.93% +6.0% YoY	5.24% +3.6% YoY	3.89% +5.7% YoY	73%
Efficiency Ratio ?	62.68% -9.6% YoY -0.9% QoQ	-2.61%	65.29% -4.5% YoY	57.12% -16.3% YoY	66.95% -4.1% YoY	52%
Delinquency Rate ?	0.76% +196.5% YoY -5.3% QoQ	-0.13%	0.89% +18.8% YoY	1.11% -32.2% YoY	0.95% +18.8% YoY	35%
Loan-to-Deposit Ratio ?	48.36% +2.9% YoY -3.0% QoQ	-28.28%	76.64% +0.8% YoY	80.72% +7.8% YoY	76.70% +0.9% YoY	Top 8.3% in tier
Non-Interest-Bearing Deposit Share ?	61.78% +9.5% YoY -1.5% QoQ	+39.76%	22.02% -1.0% YoY	22.43% -7.9% YoY	22.01% -1.2% YoY	Top 0.5% in tier
Nonperforming Asset Ratio ?	0.33% +198.4% YoY -7.9% QoQ	-0.31%	0.64% +19.7% YoY	0.75% -3.5% YoY	0.67% +19.3% YoY	48%
Tier 1 Capital Ratio ?	20.14% +23.7% YoY -0.3% QoQ	+4.31%	15.83% +1.5% YoY	22.57% +2.5% YoY	17.06% +0.8% YoY	Top 13.0% in tier
Non-Interest Income / Assets ?	0.10% +86.3% YoY -67.0% QoQ	-0.18%	0.28% +9.3% YoY	1.43% +2.0% YoY	0.32% +4.1% YoY	54%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Non-Interest-Bearing Deposit Share

funding

Value: 61.78%

Peer Median: 22.02%

#14 of 2664 Top 0.5% in $100M-$1B

222

Loan-to-Deposit Ratio

liquidity

Value: 48.36%

Peer Median: 76.64%

#222 of 2664 Top 8.3% in $100M-$1B

346

Tier 1 Capital Ratio

capital

Value: 20.14%

Peer Median: 15.83%

#346 of 2664 Top 13.0% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available