BlastPoint's Banking Scorecard

Stifel Trust Company Delaware, National Association

$100M-$1B Specialty: Other DE FDIC cert 59043

Greenville, DE

Non-lending institution — comparison caveats apply

Stifel Trust Company Delaware, National Association is a trust company, wealth-management entity, or similar non-lending FDIC institution. Loan-based ratios (Loan-to-Deposit, Delinquency Rate, Non-Performing Asset Ratio, Non-Interest-Bearing Deposit Share) and capital ratios are mathematically valid but not directly comparable to traditional banks. This bank is excluded from the Signature Analysis leaderboards for the same reason.

2664 banks in the $100M-$1B peer group nationally 8 in DE

View $100M-$1B leaderboard (DE) →

Stifel Trust Company Delaware, National Association has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Revenue Diversifier: Top 4.8% in tier
+ Profitability Leader: Top 11.6% in tier
+ Efficiency Ratio 38.05% below tier average
+ Nonperforming Asset Ratio 0.64% below tier average

Key Concerns

Areas that may need attention

- Non-Interest-Bearing Deposit Share 22.02% below tier average
- Net Interest Margin 0.35% below tier average

Get updates when Stifel Trust Company Delaware, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (DE)	National Avg	Tier Percentile
Total Assets ?	$342.8M +13.4% YoY -4.1% QoQ	-$43.2M	$386.1M +0.5% YoY	$70.8B +0.0% YoY	$6.2B +9.1% YoY	53%
Total Loans ?	$0	-$255.7M	$255.7M +1.1% YoY	$38.8B +4.8% YoY	$3.2B +10.8% YoY	Bottom 0.4% in tier
Total Deposits ?	$310.6M +11.1% YoY -4.9% QoQ	-$17.4M	$328.0M +0.1% YoY	$56.2B +0.9% YoY	$4.8B +8.2% YoY	56%
Return on Assets ?	2.77% +24.7% YoY +11.9% QoQ	+1.50%	1.27% +12.9% YoY	2.25% -5.9% YoY	1.23% +13.4% YoY	Top 3.0% in tier
Net Interest Margin ?	3.58% +27.7% YoY +9.2% QoQ	-0.35%	3.93% +6.0% YoY	5.71% +1.4% YoY	3.89% +5.7% YoY	35%
Efficiency Ratio ?	27.23% -14.8% YoY -4.9% QoQ	-38.05%	65.29% -4.5% YoY	53.58% -1.6% YoY	66.95% -4.1% YoY	Top 0.5% in tier
Delinquency Rate ?	-	-	0.89% +18.8% YoY	1.76% +0.3% YoY	0.95% +18.8% YoY	-
Loan-to-Deposit Ratio ?	0.00%	-76.64%	76.64% +0.8% YoY	82.81% -6.4% YoY	76.70% +0.9% YoY	Top 0.1% in tier
Non-Interest-Bearing Deposit Share ?	0.00%	-22.02%	22.02% -1.0% YoY	23.71% -4.5% YoY	22.01% -1.2% YoY	Bottom 0.5% in tier
Nonperforming Asset Ratio ?	0.00%	-0.64%	0.64% +19.7% YoY	0.52% -2.0% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	54.64% +15.0% YoY +5.7% QoQ	+38.81%	15.83% +1.5% YoY	58.48% +5.2% YoY	17.06% +0.8% YoY	Top 0.7% in tier
Non-Interest Income / Assets ?	0.48% -5.7% YoY -72.3% QoQ	+0.20%	0.28% +9.3% YoY	1.31% -6.4% YoY	0.32% +4.1% YoY	Top 3.4% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Revenue Diversifier

growth

#33 of 666 • Top 4.8% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature

Noninterest Income / Assets: 0.48%

(Tier: 0.28%, National: 0.32%)

better than tier avg

Return on Assets: 2.77%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ

Profitability Leader

growth

#78 of 666 • Top 11.6% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 2.77%

(Tier: 1.27%, National: 1.23%)

better than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (6 metrics)

Loan-to-Deposit Ratio

liquidity

Value: 0.00%

Peer Median: 76.64%

#1 of 2664 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

Efficiency Ratio

profitability

Value: 27.23%

Peer Median: 65.29%

#15 of 2664 Top 0.5% in $100M-$1B

Tier 1 Capital Ratio

capital

Value: 54.64%

Peer Median: 15.83%

#20 of 2664 Top 0.7% in $100M-$1B

Return on Assets

profitability

Value: 2.77%

Peer Median: 1.27%

#82 of 2664 Top 3.0% in $100M-$1B

Non-Interest Income / Assets

revenue_mix

Value: 0.48%

Peer Median: 0.28%

#92 of 2664 Top 3.4% in $100M-$1B

Top Weaknesses (2 metrics)

2655

Total Loans

size

Value: $0.00

Peer Median: $255.72M

#2655 of 2664 Bottom 0.4% in $100M-$1B

2652

Non-Interest-Bearing Deposit Share

funding

Value: 0.00%

Peer Median: 22.02%

#2652 of 2664 Bottom 0.5% in $100M-$1B