BlastPoint's Banking Scorecard

Fieldpoint Private Bank & Trust

$100M-$1B Specialty: Commercial CT FDIC cert 58741

Greenwich, CT

2 branches across CT · NY

2664 banks in the $100M-$1B peer group nationally 12 in CT

Fieldpoint Private Bank & Trust faces 6 concerns requiring attention

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

No key strengths identified

Key Concerns

Areas that may need attention

- Capital Thin: Bottom 0.9% in tier
- Return on Assets 1.67% below tier average
- Net Interest Margin 1.90% below tier average
- Efficiency Ratio 55.96% above tier average
- Delinquency Rate 3.03% above tier average
- Nonperforming Asset Ratio 2.04% above tier average

Get updates when Fieldpoint Private Bank & Trust releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (CT)	National Avg	Tier Percentile
Total Assets ?	$943.6M -15.6% YoY -0.0% QoQ	+$557.6M	$386.1M +0.5% YoY	$4.6B +6.9% YoY	$6.2B +9.1% YoY	Top 2.0% in tier
Total Loans ?	$638.5M -18.4% YoY -1.9% QoQ	+$382.8M	$255.7M +1.1% YoY	$3.2B +8.3% YoY	$3.2B +10.8% YoY	Top 4.5% in tier
Total Deposits ?	$816.0M +2.6% YoY -0.6% QoQ	+$488.0M	$328.0M +0.1% YoY	$3.7B +5.9% YoY	$4.8B +8.2% YoY	Top 1.8% in tier
Return on Assets ?	-0.40% +88.5% YoY +77.5% QoQ	-1.67%	1.27% +12.9% YoY	0.98% +59.4% YoY	1.23% +13.4% YoY	Bottom 1.9% in tier
Net Interest Margin ?	2.03% +84.2% YoY +34.7% QoQ	-1.90%	3.93% +6.0% YoY	3.30% +11.1% YoY	3.89% +5.7% YoY	Bottom 0.9% in tier
Efficiency Ratio ?	121.24% -76.0% QoQ	+55.96%	65.29% -4.5% YoY	74.04% -0.3% YoY	66.95% -4.1% YoY	Bottom 0.8% in tier
Delinquency Rate ?	3.92% +34.7% YoY +57.9% QoQ	+3.03%	0.89% +18.8% YoY	0.76% +15.1% YoY	0.95% +18.8% YoY	Bottom 3.4% in tier
Loan-to-Deposit Ratio ?	78.25% -20.4% YoY -1.3% QoQ	+1.61%	76.64% +0.8% YoY	87.65% +0.6% YoY	76.70% +0.9% YoY	50%
Non-Interest-Bearing Deposit Share ?	12.94% +17.4% YoY +11.4% QoQ	-9.08%	22.02% -1.0% YoY	20.48% -2.9% YoY	22.01% -1.2% YoY	17%
Nonperforming Asset Ratio ?	2.68% +31.5% YoY +54.2% QoQ	+2.04%	0.64% +19.7% YoY	0.54% +14.2% YoY	0.67% +19.3% YoY	Bottom 3.9% in tier
Tier 1 Capital Ratio ?	9.82% +3.1% YoY -2.5% QoQ	-6.01%	15.83% +1.5% YoY	15.66% +1.9% YoY	17.06% +0.8% YoY	Bottom 7.5% in tier
Non-Interest Income / Assets ?	0.11% +115.8% YoY +110.7% QoQ	-0.17%	0.28% +9.3% YoY	0.74% +3.6% YoY	0.32% +4.1% YoY	59%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Capital Thin

risk

#7 of 666 • Bottom 0.9% in tier

Tier 1 capital ratio in the bottom quartile of peers. Capital cushion thin relative to peers - regulator-watching cohort.

Why this signature

Tier 1 Capital Ratio: 9.82%

(Tier: 15.83%, National: 17.06%)

worse than tier avg

666 of 666 Community banks match · 926 nationally

→ Stable +3 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (3 metrics)

Total Deposits

size

Value: $816.01M

Peer Median: $327.97M

#50 of 2664 Top 1.8% in $100M-$1B

Total Assets

size

Value: $943.65M

Peer Median: $386.08M

#55 of 2664 Top 2.0% in $100M-$1B

121

Total Loans

size

Value: $638.50M

Peer Median: $255.72M

#121 of 2664 Top 4.5% in $100M-$1B

Top Weaknesses (7 metrics)

2645

Efficiency Ratio

profitability

Value: 121.24%

Peer Median: 65.29%

#2645 of 2664 Bottom 0.8% in $100M-$1B

2642

Net Interest Margin

profitability

Value: 2.03%

Peer Median: 3.93%

#2642 of 2664 Bottom 0.9% in $100M-$1B

2614

Return on Assets

profitability

Value: -0.40%

Peer Median: 1.27%

#2614 of 2664 Bottom 1.9% in $100M-$1B

2564

Delinquency Rate

credit_quality

Value: 3.92%

Peer Median: 0.89%

#2564 of 2654 Bottom 3.4% in $100M-$1B

2560

Nonperforming Asset Ratio

credit_quality

Value: 2.68%

Peer Median: 0.64%

#2560 of 2664 Bottom 3.9% in $100M-$1B

2465

Tier 1 Capital Ratio

capital

Value: 9.82%

Peer Median: 15.83%

#2465 of 2664 Bottom 7.5% in $100M-$1B

2206

Non-Interest-Bearing Deposit Share

funding

Value: 12.94%

Peer Median: 22.02%

#2206 of 2664 Bottom 17.2% in $100M-$1B