BlastPoint's Banking Scorecard
Meadows Bank
Designations: ✓ Community bank
Las Vegas, NV
Meadows Bank has 3 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Deposit Franchise: Top 17.4% in tier
- + ROA 0.12% above tier average
- + Efficiency Ratio 2.31% below tier average
Key Concerns
Areas that may need attention
- - Capital Constraint: Bottom 83.8% in tier
- - Non-Interest Income / Assets 0.22% below tier average
- - Delinquency Rate 0.17% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.5B
+7.4% YoY
+2.3% QoQ
|
-$1.4B |
$2.8B
-0.1% YoY
|
$3.1B
+7.5% YoY
|
$6.2B
+9.1% YoY
|
32% |
| Total Loans ? |
$1.3B
+10.6% YoY
+2.5% QoQ
|
-$679.8M |
$2.0B
+0.6% YoY
|
$1.6B
+22.3% YoY
|
$3.2B
+10.8% YoY
|
46% |
| Total Deposits ? |
$1.1B
-7.6% YoY
-11.3% QoQ
|
-$1.3B |
$2.3B
-0.3% YoY
|
$2.1B
+0.1% YoY
|
$4.8B
+8.2% YoY
|
21% |
| Return on Assets ? |
1.48%
+3.9% YoY
-13.9% QoQ
|
+0.12% |
1.37%
+19.6% YoY
|
3.24%
-3.8% YoY
|
1.23%
+13.4% YoY
|
70% |
| Net Interest Margin ? |
4.63%
+3.0% YoY
-2.1% QoQ
|
+0.81% |
3.82%
+6.9% YoY
|
5.24%
+3.6% YoY
|
3.89%
+5.7% YoY
|
Top 9.3% in tier |
| Efficiency Ratio ? |
58.75%
-1.2% YoY
+9.5% QoQ
|
-2.31% |
61.06%
-4.6% YoY
|
57.12%
-16.3% YoY
|
66.95%
-4.1% YoY
|
53% |
| Delinquency Rate ? |
1.06%
-2.4% YoY
+16.6% QoQ
|
+0.17% |
0.89%
+14.1% YoY
|
1.11%
-32.2% YoY
|
0.95%
+18.8% YoY
|
25% |
| Loan-to-Deposit Ratio ? |
119.74%
+19.8% YoY
+15.5% QoQ
|
+35.54% |
84.20%
+0.3% YoY
|
80.72%
+7.8% YoY
|
76.70%
+0.9% YoY
|
Bottom 2.3% in tier |
| Non-Interest-Bearing Deposit Share ? |
39.67%
+6.3% YoY
+11.9% QoQ
|
+18.38% |
21.29%
-2.5% YoY
|
22.43%
-7.9% YoY
|
22.01%
-1.2% YoY
|
Top 4.8% in tier |
| Nonperforming Asset Ratio ? |
0.94%
+0.5% YoY
+16.9% QoQ
|
+0.26% |
0.67%
+15.6% YoY
|
0.75%
-3.5% YoY
|
0.67%
+19.3% YoY
|
23% |
| Tier 1 Capital Ratio ? |
13.95%
+2.3% YoY
+0.2% QoQ
|
-1.21% |
15.16%
+2.0% YoY
|
22.57%
+2.5% YoY
|
17.06%
+0.8% YoY
|
62% |
| Non-Interest Income / Assets ? |
0.03%
-21.9% YoY
-80.2% QoQ
|
-0.22% |
0.26%
+1.6% YoY
|
1.43%
+2.0% YoY
|
0.32%
+4.1% YoY
|
Bottom 5.0% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Deposit Franchise
growthTop-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.
Concerns (1)
Capital Constraint
riskStrong balance sheet under pressure - deposits leaving while lending capacity maxed. Need funding solutions before hitting regulatory limits.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.