BlastPoint's Banking Scorecard

Chain Bridge Bank, National Association

$1B-$10B Specialty: Other VA FDIC cert 58595

Designations: ✓ Community bank

Mclean, VA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 885 banks in the $1B-$10B peer group nationwide — 1 of 23 in VA.
Deposits +55.0% year over year ($2.0B on the books).
Delinquency rate 0.00%.
Return on assets 1.86%.
Efficiency ratio 40.43% vs a 59.73% peer average.
Loan-to-deposit ratio 13.48% vs a 85.04% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

885 banks in the $1B-$10B peer group nationally 23 in VA

View $1B-$10B leaderboard (VA) →

Chain Bridge Bank, National Association has 5 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 39.2% in tier
+ Efficiency Ratio 19.30% below tier average
+ Delinquency Rate 0.87% below tier average
+ Non-Interest-Bearing Deposit Share 62.55% above tier average
+ Nonperforming Asset Ratio 0.67% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.53% below tier average

Get updates when Chain Bridge Bank, National Association releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
Total Assets ?	$2.2B +51.7% YoY +14.3% QoQ	-$601.0M	$2.8B -0.6% YoY	$17.9B +3.0% YoY	$6.3B +7.7% YoY	54%
Total Loans ?	$270.6M -4.6% YoY +0.3% QoQ	-$1.7B	$2.0B -0.3% YoY	$10.9B +3.1% YoY	$3.2B +9.4% YoY	Bottom 1.2% in tier
Total Deposits ?	$2.0B +55.0% YoY +15.2% QoQ	-$312.3M	$2.3B -0.5% YoY	$14.1B +3.2% YoY	$4.9B +7.3% YoY	59%
Return on Assets ?	1.86% +24.7% YoY +4.2% QoQ	+0.47%	1.39% +17.0% YoY	1.34% +70.7% YoY	1.30% +12.1% YoY	84%
Net Interest Margin ?	3.34% -2.8% YoY +0.5% QoQ	-0.53%	3.87% +6.2% YoY	3.88% +6.6% YoY	3.95% +4.9% YoY	28%
Efficiency Ratio ?	40.43% -18.0% YoY -6.9% QoQ	-19.30%	59.73% -12.6% YoY	62.24% -10.7% YoY	70.05% +2.5% YoY	Top 7.8% in tier
Delinquency Rate ?	0.00%	-0.87%	0.87% +11.7% YoY	0.72% +0.1% YoY	0.98% +16.3% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	13.48% -38.4% YoY -13.0% QoQ	-71.55%	85.04% -0.1% YoY	80.15% +0.8% YoY	79.03% +2.3% YoY	Top 0.9% in tier
Non-Interest-Bearing Deposit Share ?	83.83% +19.6% YoY +3.9% QoQ	+62.55%	21.27% -1.5% YoY	26.19% +3.5% YoY	21.98% -0.6% YoY	Top 0.6% in tier
Nonperforming Asset Ratio ?	0.00%	-0.67%	0.67% +11.7% YoY	0.52% -0.4% YoY	0.69% +15.8% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	48.10% +19.6% YoY +4.3% QoQ	+33.25%	14.84% -0.4% YoY	16.58% +3.9% YoY	17.09% +0.8% YoY	Top 1.0% in tier
Non-Interest Income / Assets ?	0.27% +108.1% YoY +92.5% QoQ	-0.26%	0.53% +2.5% YoY	0.52% +72.6% YoY	0.66% +5.2% YoY	44%

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
Noninterest-Bearing	83.8% +13.7pp YoY +3.1pp QoQ	+62.5pp	21.4%	26.2%	22.2%	99%
Brokered Deposits	n/a	n/a	9.5%	8.5%	8.5%	n/a

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
C&I	1.5% -0.1pp YoY +0.3pp QoQ	-12.5pp	14.0%	11.0%	12.5%	4%
CRE	18.7% -0.7pp YoY -0.6pp QoQ	-31.4pp	50.0%	46.9%	41.4%	3%
1-4 Family	80.1% +0.7pp YoY +0.3pp QoQ	+53.7pp	26.4%	32.6%	31.3%	98%
Consumer	0.9% -0.1pp YoY 0.0pp QoQ	-3.8pp	4.7%	8.0%	5.0%	43%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
CET1 Ratio	48.1% +7.9pp YoY +2.0pp QoQ	+32.5pp	15.6%	17.2%	19.7%	98%
Leverage Ratio	9.1% -1.5pp YoY -0.5pp QoQ	-2.2pp	11.3%	12.2%	12.6%	15%
Total Capital Ratio	49.1% +7.7pp YoY +1.9pp QoQ	+32.4pp	16.7%	18.3%	20.8%	98%

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
Full-Time Employees	99 +9 (+10.0%) YoY +9 (+10.0%) QoQ	-215	313	1,956	482	7%
Assets per Employee ($)	$22.1M +37.9% YoY +3.9% QoQ	+$11.7M	$10.5M	$9.9M	$8.8M	96%
Branch Count	1 0 YoY 0 QoQ	-19	20	28	18	0%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.2%	0.2%	0.4%	n/a
Nonaccrual	n/a	n/a	0.8%	0.7%	1.0%	n/a
Allowance Coverage	n/a	n/a	18.71x	9.47x	20.23x	n/a
Net Charge-off Rate (YTD)	n/a	n/a	0.3%	0.2%	0.2%	n/a

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (VA)	National Avg	Tier Percentile
ROE	21.6% +4.6pp YoY +1.6pp QoQ	+9.0pp	12.6%	12.0%	11.6%	93%
Cost of Funds (YTD)	0.1% -0.1pp YoY 0.0pp QoQ	-1.8pp	1.9%	1.7%	1.7%	0%
Net Income ($, YTD)	$18.2M +59.9% YoY — QoQ	-$1.0M	$19.2M	$137.1M	$40.4M	67%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth

#88 of 222 • Top 39.2% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 1.86%

(Tier: 1.39%, National: 1.30%)

better than tier avg

222 of 222 Mid-Market banks match · 923 nationally

→ Stable | QoQ rank improving

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 885 peers in $1B-$10B

Top Strengths (7 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.87%

#1 of 882 Top 0.1% in $1B-$10B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.67%

#1 of 885 Top 0.1% in $1B-$10B

Non-Interest-Bearing Deposit Share

funding

Value: 83.83%

Peer Median: 21.27%

#6 of 885 Top 0.6% in $1B-$10B

Loan-to-Deposit Ratio

liquidity

Value: 13.48%

Peer Median: 85.04%

#9 of 885 Top 0.9% in $1B-$10B

Tier 1 Capital Ratio

capital

Value: 48.10%

Peer Median: 14.84%

#10 of 885 Top 1.0% in $1B-$10B

Efficiency Ratio

profitability

Value: 40.43%

Peer Median: 59.73%

#70 of 885 Top 7.8% in $1B-$10B

140

Return on Assets

profitability

Value: 1.86%

Peer Median: 1.39%

#140 of 885 Top 15.7% in $1B-$10B

Top Weaknesses (1 metrics)

875

Total Loans

size

Value: $270.57M

Peer Median: $1.96B

#875 of 885 Bottom 1.2% in $1B-$10B