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BlastPoint's Banking Scorecard

Chain Bridge Bank, National Association

$1B-$10B Specialty: Other VA FDIC cert 58595

Designations: Community bank

Mclean, VA

884 banks in the $1B-$10B peer group nationally 24 in VA
View $1B-$10B leaderboard (VA) →

Chain Bridge Bank, National Association has 5 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 17.63% below tier average
  • + Delinquency Rate 0.89% below tier average
  • + Non-Interest-Bearing Deposit Share 59.42% above tier average
  • + Nonperforming Asset Ratio 0.67% below tier average
  • + ROA 0.42% above tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.49% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (VA) National Avg Tier Percentile
Total Assets ? $1.9B
+11.1% YoY +9.6% QoQ
-$897.2M $2.8B
-0.1% YoY
$17.9B
+25.7% YoY
$6.2B
+9.1% YoY
48%
Total Loans ? $269.8M
-9.3% YoY -0.3% QoQ
-$1.7B $2.0B
+0.6% YoY
$10.6B
+27.9% YoY
$3.2B
+10.8% YoY
Bottom 1.2% in tier
Total Deposits ? $1.7B
+10.1% YoY +9.9% QoQ
-$601.9M $2.3B
-0.3% YoY
$14.1B
+22.4% YoY
$4.8B
+8.2% YoY
52%
Return on Assets ? 1.79%
+15.5% YoY +25.4% QoQ
+0.42% 1.37%
+19.6% YoY
1.15%
+53.9% YoY
1.23%
+13.4% YoY
84%
Net Interest Margin ? 3.32%
-7.9% YoY -0.6% QoQ
-0.49% 3.82%
+6.9% YoY
3.81%
+7.1% YoY
3.89%
+5.7% YoY
30%
Efficiency Ratio ? 43.43%
-9.7% YoY -13.7% QoQ
-17.63% 61.06%
-4.6% YoY
65.58%
-7.6% YoY
66.95%
-4.1% YoY
Top 9.5% in tier
Delinquency Rate ? 0.00% -0.89% 0.89%
+14.1% YoY
0.77%
+12.4% YoY
0.95%
+18.8% YoY
Top 0.1% in tier
Loan-to-Deposit Ratio ? 15.49%
-17.7% YoY -9.3% QoQ
-68.71% 84.20%
+0.3% YoY
79.34%
+0.5% YoY
76.70%
+0.9% YoY
Top 1.2% in tier
Non-Interest-Bearing Deposit Share ? 80.71%
+1.6% YoY +1.0% QoQ
+59.42% 21.29%
-2.5% YoY
25.27%
-0.4% YoY
22.01%
-1.2% YoY
Top 0.7% in tier
Nonperforming Asset Ratio ? 0.00% -0.67% 0.67%
+15.6% YoY
0.55%
+12.2% YoY
0.67%
+19.3% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 46.12%
+24.9% YoY +6.1% QoQ
+30.96% 15.16%
+2.0% YoY
16.28%
+2.7% YoY
17.06%
+0.8% YoY
Top 1.1% in tier
Non-Interest Income / Assets ? 0.14%
+261.4% YoY -42.1% QoQ
-0.12% 0.26%
+1.6% YoY
0.18%
+27.1% YoY
0.32%
+4.1% YoY
48%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (7 metrics)

1
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 0.89%
#1 of 880 Top 0.1% in $1B-$10B
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.67%
#1 of 884 Top 0.1% in $1B-$10B
7
Non-Interest-Bearing Deposit Share
funding
Value: 80.71%
Peer Median: 21.29%
#7 of 884 Top 0.7% in $1B-$10B
11
Tier 1 Capital Ratio
capital
Value: 46.12%
Peer Median: 15.16%
#11 of 884 Top 1.1% in $1B-$10B
12
Loan-to-Deposit Ratio
liquidity
Value: 15.49%
Peer Median: 84.20%
#12 of 884 Top 1.2% in $1B-$10B
85
Efficiency Ratio
profitability
Value: 43.43%
Peer Median: 61.06%
#85 of 884 Top 9.5% in $1B-$10B
145
Return on Assets
profitability
Value: 1.79%
Peer Median: 1.37%
#145 of 884 Top 16.3% in $1B-$10B

Top Weaknesses (1 metrics)

874
Total Loans
size
Value: $269.77M
Peer Median: $1.96B
#874 of 884 Bottom 1.2% in $1B-$10B
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