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Old Dominion National Bank

$1B-$10B Specialty: Commercial VA FDIC cert 58504

Designations: ✓ Community bank

Charlottesville, VA

6 branches across VA · FL · PA

884 banks in the $1B-$10B peer group nationally 24 in VA
View $1B-$10B leaderboard (VA) →

Old Dominion National Bank has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 1.36% below tier average

Key Concerns

Areas that may need attention

  • - Non-Interest Income / Assets 0.22% below tier average
  • - ROA 0.30% below tier average
  • - Net Interest Margin 0.80% below tier average
  • - Delinquency Rate 0.47% above tier average
Get updates when Old Dominion National Bank releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (VA) National Avg Tier Percentile
Total Assets ? $1.6B
+12.5% YoY +0.7% QoQ
-$1.2B $2.8B
-0.1% YoY
$17.9B
+25.7% YoY
$6.2B
+9.1% YoY
40%
Total Loans ? $1.3B
+8.5% YoY -1.2% QoQ
-$645.7M $2.0B
+0.6% YoY
$10.6B
+27.9% YoY
$3.2B
+10.8% YoY
48%
Total Deposits ? $1.3B
+11.7% YoY +0.4% QoQ
-$1.0B $2.3B
-0.3% YoY
$14.1B
+22.4% YoY
$4.8B
+8.2% YoY
37%
Return on Assets ? 1.07%
+63.5% YoY +49.6% QoQ
-0.30% 1.37%
+19.6% YoY
1.15%
+53.9% YoY
1.23%
+13.4% YoY
38%
Net Interest Margin ? 3.02%
+8.6% YoY +4.0% QoQ
-0.80% 3.82%
+6.9% YoY
3.81%
+7.1% YoY
3.89%
+5.7% YoY
18%
Efficiency Ratio ? 59.70%
-14.7% YoY -10.0% QoQ
-1.36% 61.06%
-4.6% YoY
65.58%
-7.6% YoY
66.95%
-4.1% YoY
51%
Delinquency Rate ? 1.36%
+33.0% QoQ
+0.47% 0.89%
+14.1% YoY
0.77%
+12.4% YoY
0.95%
+18.8% YoY
18%
Loan-to-Deposit Ratio ? 99.68%
-2.8% YoY -1.7% QoQ
+15.48% 84.20%
+0.3% YoY
79.34%
+0.5% YoY
76.70%
+0.9% YoY
Bottom 14.3% in tier
Non-Interest-Bearing Deposit Share ? 21.27%
+6.0% YoY -3.1% QoQ
-0.02% 21.29%
-2.5% YoY
25.27%
-0.4% YoY
22.01%
-1.2% YoY
58%
Nonperforming Asset Ratio ? 1.11%
+30.5% QoQ
+0.43% 0.67%
+15.6% YoY
0.55%
+12.2% YoY
0.67%
+19.3% YoY
18%
Tier 1 Capital Ratio ? 14.08%
+12.8% YoY +3.4% QoQ
-1.08% 15.16%
+2.0% YoY
16.28%
+2.7% YoY
17.06%
+0.8% YoY
63%
Non-Interest Income / Assets ? 0.04%
+18.1% YoY -74.6% QoQ
-0.22% 0.26%
+1.6% YoY
0.18%
+27.1% YoY
0.32%
+4.1% YoY
Bottom 5.2% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (0 metrics)

No strength rankings available

Top Weaknesses (5 metrics)

839
Non-Interest Income / Assets
revenue_mix
Value: 0.04%
Peer Median: 0.26%
#839 of 884 Bottom 5.2% in $1B-$10B
759
Loan-to-Deposit Ratio
liquidity
Value: 99.68%
Peer Median: 84.20%
#759 of 884 Bottom 14.3% in $1B-$10B
728
Nonperforming Asset Ratio
credit_quality
Value: 1.11%
Peer Median: 0.67%
#728 of 884 Bottom 17.8% in $1B-$10B
728
Net Interest Margin
profitability
Value: 3.02%
Peer Median: 3.82%
#728 of 884 Bottom 17.8% in $1B-$10B
721
Delinquency Rate
credit_quality
Value: 1.36%
Peer Median: 0.89%
#721 of 880 Bottom 18.2% in $1B-$10B
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