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TriState Capital Bank

$10B-$250B Specialty: Other PA FDIC cert 58457

Pittsburgh, PA

2 branches across PA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 139 banks in the $10B-$250B peer group nationwide — 1 of 8 in PA.
  • Deposits +15.0% year over year ($22.3B on the books).
  • Delinquency rate 0.30%.
  • Return on assets 0.74%.
  • Efficiency ratio 47.82% vs a 53.67% peer average.
  • Loan-to-deposit ratio 87.00% vs a 82.61% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

139 banks in the $10B-$250B peer group nationally 8 in PA
View $10B-$250B leaderboard (PA) →

TriState Capital Bank has 2 strengths but faces 5 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Credit Quality Leader: Top 40.0% in tier
  • + Efficiency Ratio 5.85% below tier average

Key Concerns

Areas that may need attention

  • - Credit Quality Pressure: Bottom 9.0% in tier
  • - Liquidity Overhang: Bottom 27.3% in tier
  • - Return on Assets 0.65% below tier average
  • - Net Interest Margin 1.94% below tier average
  • - Non-Interest Income / Assets 0.46% below tier average
Get updates when TriState Capital Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Total Assets ? $24.3B
+14.6% YoY +4.3% QoQ
-$19.3B $43.6B
-13.8% YoY
$3.1B
+7.3% YoY
$6.3B
+7.7% YoY
49%
Total Loans ? $19.4B
+23.6% YoY +5.9% QoQ
-$8.5B $28.0B
-8.6% YoY
$2.3B
+8.0% YoY
$3.2B
+9.4% YoY
58%
Total Deposits ? $22.3B
+15.0% YoY +4.4% QoQ
-$13.1B $35.4B
-14.0% YoY
$2.6B
+7.1% YoY
$4.9B
+7.3% YoY
58%
Return on Assets ? 0.74%
+3.0% YoY +4.9% QoQ
-0.65% 1.39%
+25.9% YoY
1.63%
+26.6% YoY
1.30%
+12.1% YoY
Bottom 8.6% in tier
Net Interest Margin ? 1.98%
-4.1% YoY -0.5% QoQ
-1.94% 3.92%
+8.9% YoY
3.40%
+8.7% YoY
3.95%
+4.9% YoY
Bottom 6.5% in tier
Efficiency Ratio ? 47.82%
-1.8% YoY -3.1% QoQ
-5.85% 53.67%
-1.9% YoY
66.68%
-6.6% YoY
70.05%
+2.5% YoY
78%
Delinquency Rate ? 0.30%
+2.7% YoY -18.4% QoQ
-0.71% 1.01%
-2.8% YoY
0.92%
+32.0% YoY
0.98%
+16.3% YoY
Top 13.0% in tier
Loan-to-Deposit Ratio ? 87.00%
+7.5% YoY +1.4% QoQ
+4.39% 82.61%
+3.1% YoY
84.75%
+0.9% YoY
79.03%
+2.3% YoY
42%
Non-Interest-Bearing Deposit Share ? 2.10%
-4.6% YoY +1.1% QoQ
-18.48% 20.58%
+4.9% YoY
18.04%
+1.4% YoY
21.98%
-0.6% YoY
Bottom 12.9% in tier
Nonperforming Asset Ratio ? 0.24%
+10.8% YoY -17.2% QoQ
-0.49% 0.73%
+5.8% YoY
0.67%
+21.3% YoY
0.69%
+15.8% YoY
83%
Tier 1 Capital Ratio ? 18.45%
+8.3% YoY -0.6% QoQ
+3.10% 15.35%
-0.4% YoY
19.93%
+0.1% YoY
17.09%
+0.8% YoY
Top 8.6% in tier
Non-Interest Income / Assets ? 0.04%
-24.9% YoY +101.4% QoQ
-0.46% 0.50%
+10.5% YoY
1.47%
+21.0% YoY
0.66%
+5.2% YoY
Bottom 3.6% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Noninterest-Bearing 2.1%
-0.1pp YoY
0.0pp QoQ
 -18.9pp 21.0% 18.7% 22.2% 10%
Brokered Deposits 3.3%
+1.0pp YoY
+0.4pp QoQ
 -6.0pp 9.2% 6.8% 8.5% 34%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
C&I 6.0%
-1.1pp YoY
-0.3pp QoQ
 -11.2pp 17.2% 8.6% 12.5% 11%
CRE 17.7%
-4.1pp YoY
-0.9pp QoQ
 -24.3pp 42.0% 37.9% 41.4% 10%
1-4 Family 0.1%
0.0pp YoY
0.0pp QoQ
 -23.1pp 23.1% 47.8% 31.3% 1%
Consumer 1.9%
-0.1pp YoY
0.0pp QoQ
 -11.0pp 12.9% 3.8% 5.0% 56%

Capital

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
CET1 Ratio 18.4%
+1.4pp YoY
-0.1pp QoQ
 +3.2pp 15.3% 22.3% 19.7% 91%
Leverage Ratio 7.4%
-0.1pp YoY
0.0pp QoQ
 -3.0pp 10.4% 13.2% 12.6% 4%
Total Capital Ratio 19.1%
+1.4pp YoY
-0.2pp QoQ
 +2.6pp 16.5% 23.3% 20.8% 88%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Full-Time Employees 479
+4 (+0.8%) YoY
+7 (+1.5%) QoQ
 -2,779 3,258 299 482 10%
Assets per Employee ($) $50.6M
+13.6% YoY
+2.8% QoQ
 +$23.6M $27.0M $9.2M $8.8M 89%
Branch Count 2
0 YoY
0 QoQ
 -136 137 20 18 15%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.4% 0.2% 0.4% n/a
Nonaccrual 0.3%
0.0pp YoY
-0.1pp QoQ
 -0.4pp 0.7% 0.9% 1.0% 17%
Allowance Coverage 0.96x
-23.5% YoY
+6.6% QoQ
 -1.85x 2.81x 3.63x 20.23x 18%
Net Charge-off Rate (YTD) 0.1%
0.0pp YoY
0.0pp QoQ
 -0.3pp 0.4% 0.1% 0.2% 46%

Profitability

Metric Current vs Tier Tier Avg State Avg (PA) National Avg Tier Percentile
ROE 10.6%
+0.2pp YoY
+0.5pp QoQ
 -2.0pp 12.6% 10.2% 11.6% 46%
Cost of Funds (YTD) 3.1%
-0.5pp YoY
0.0pp QoQ
 +1.1pp 2.0% 1.8% 1.7% 91%
Net Income ($, YTD) $87.6M
+16.0% YoY
— QoQ
 -$209.2M $296.8M $18.2M $40.4M 24%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Credit Quality Leader

growth
#15 of 35 • Top 40.0% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature
Delinquency Rate: 0.30%
(Tier: 1.01%, National: 0.98%)
better than tier avg
35 of 35 Large banks match · 920 nationally
→ Stable +1 banks QoQ | QoQ rank declining

Concerns (2)

Credit Quality Pressure

risk
#7 of 67 • Bottom 9.0% in tier

Delinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.

Why this signature
Delinquency Rate: 0.30%
(Tier: 1.01%, National: 0.98%)
better than tier avg
67 of 67 Large banks match · 1820 nationally
→ Stable -71 banks QoQ | QoQ rank improving

Liquidity Overhang

risk
#7 of 22 • Bottom 27.3% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature
Tier 1 Capital Ratio: 18.45%
(Tier: 15.35%, National: 17.09%)
better than tier avg
Loan-to-Deposit Ratio: 87.00%
(Tier: 82.61%, National: 79.03%)
worse than tier avg
22 of 22 Large banks match · 940 nationally
→ Stable +7 banks QoQ

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 139 peers in $10B-$250B

Top Strengths (4 metrics)

13
Tier 1 Capital Ratio
capital
Value: 18.45%
Peer Median: 15.35%
#13 of 139 Top 8.6% in $10B-$250B
19
Delinquency Rate
credit_quality
Value: 0.30%
Peer Median: 1.01%
#19 of 138 Top 13.0% in $10B-$250B
25
Nonperforming Asset Ratio
credit_quality
Value: 0.24%
Peer Median: 0.73%
#25 of 139 Top 17.3% in $10B-$250B
32
Efficiency Ratio
profitability
Value: 47.82%
Peer Median: 53.67%
#32 of 139 Top 22.3% in $10B-$250B

Top Weaknesses (4 metrics)

135
Non-Interest Income / Assets
revenue_mix
Value: 0.04%
Peer Median: 0.50%
#135 of 139 Bottom 3.6% in $10B-$250B
131
Net Interest Margin
profitability
Value: 1.98%
Peer Median: 3.92%
#131 of 139 Bottom 6.5% in $10B-$250B
128
Return on Assets
profitability
Value: 0.74%
Peer Median: 1.39%
#128 of 139 Bottom 8.6% in $10B-$250B
122
Non-Interest-Bearing Deposit Share
funding
Value: 2.10%
Peer Median: 20.58%
#122 of 139 Bottom 12.9% in $10B-$250B
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