BlastPoint's Banking Scorecard

First Security Bank of Nevada

$100M-$1B Specialty: Commercial NV FDIC cert 58443

Las Vegas, NV

2 branches across NV

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 8 in NV.
Deposits +1.3% year over year ($211.3M on the books).
Delinquency rate 0.71%.
Return on assets 2.16%.
Efficiency ratio 38.71% vs a 64.48% peer average.
Loan-to-deposit ratio 88.61% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 8 in NV

View $100M-$1B leaderboard (NV) →

First Security Bank of Nevada has 4 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 27.4% in tier
+ Efficiency Ratio 25.77% below tier average
+ Net Interest Margin 0.67% above tier average
+ Delinquency Rate 0.21% below tier average

Key Concerns

Areas that may need attention

- Liquidity Overhang: Bottom 10.0% in tier
- Non-Interest Income / Assets 0.52% below tier average

Get updates when First Security Bank of Nevada releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Total Assets ?	$297.7M +3.2% YoY -2.7% QoQ	-$88.9M	$386.6M +1.2% YoY	$3.1B +2.3% YoY	$6.3B +7.7% YoY	45%
Total Loans ?	$187.2M -2.6% YoY +1.6% QoQ	-$71.1M	$258.3M +1.7% YoY	$1.6B +20.6% YoY	$3.2B +9.4% YoY	45%
Total Deposits ?	$211.3M +1.3% YoY -4.3% QoQ	-$115.5M	$326.7M +0.7% YoY	$2.0B +3.4% YoY	$4.9B +7.3% YoY	37%
Return on Assets ?	2.16% +18.8% YoY -12.7% QoQ	+0.84%	1.32% +10.8% YoY	3.59% +7.1% YoY	1.30% +12.1% YoY	Top 9.6% in tier
Net Interest Margin ?	4.66% +5.1% YoY -7.0% QoQ	+0.67%	3.99% +5.0% YoY	5.65% +11.1% YoY	3.95% +4.9% YoY	84%
Efficiency Ratio ?	38.71% -7.6% YoY +7.7% QoQ	-25.77%	64.48% -3.2% YoY	55.66% -2.7% YoY	70.05% +2.5% YoY	Top 3.0% in tier
Delinquency Rate ?	0.71% -54.1% YoY -1.6% QoQ	-0.21%	0.92% +15.7% YoY	1.02% -35.3% YoY	0.98% +16.3% YoY	37%
Loan-to-Deposit Ratio ?	88.61% -3.8% YoY +6.2% QoQ	+10.66%	77.95% +1.0% YoY	86.66% +13.2% YoY	79.03% +2.3% YoY	29%
Non-Interest-Bearing Deposit Share ?	26.95% -0.6% YoY +15.1% QoQ	+4.92%	22.03% -0.6% YoY	21.87% -6.7% YoY	21.98% -0.6% YoY	73%
Nonperforming Asset Ratio ?	0.45% -56.7% YoY +2.7% QoQ	-0.22%	0.67% +16.4% YoY	0.74% +3.7% YoY	0.69% +15.8% YoY	42%
Tier 1 Capital Ratio ?	26.27% -0.6% YoY -3.6% QoQ	+10.36%	15.91% +1.4% YoY	23.41% +6.1% YoY	17.09% +0.8% YoY	Top 5.8% in tier
Non-Interest Income / Assets ?	0.05% +5.0% YoY +79.2% QoQ	-0.52%	0.57% +7.6% YoY	2.78% +2.3% YoY	0.66% +5.2% YoY	Bottom 5.3% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Noninterest-Bearing	27.0% -0.2pp YoY +3.5pp QoQ	+4.8pp	22.1%	25.5%	22.2%	73%
Brokered Deposits	11.9% -0.2pp YoY +0.5pp QoQ	+4.0pp	7.9%	31.0%	8.5%	79%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
C&I	0.5% -6.8pp YoY -0.1pp QoQ	-11.1pp	11.6%	22.5%	12.5%	2%
CRE	97.5% +6.9pp YoY -0.1pp QoQ	+57.9pp	39.5%	68.4%	41.4%	100%
1-4 Family	3.9% 0.0pp YoY +0.1pp QoQ	-28.7pp	32.6%	12.7%	31.3%	4%
Consumer	n/a	n/a	4.1%	31.5%	5.0%	n/a

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	29.4%	19.7%	n/a
Leverage Ratio	26.3% -0.2pp YoY -1.0pp QoQ	+14.1pp	12.2%	16.3%	12.6%	98%
Total Capital Ratio	n/a	n/a	19.9%	30.3%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Full-Time Employees	23 +2 (+9.5%) YoY +1 (+4.5%) QoQ	-36	58	177	482	15%
Assets per Employee ($)	$12.9M -5.8% YoY -6.9% QoQ	+$5.4M	$7.5M	$17.0M	$8.8M	95%
Branch Count	2 0 YoY 0 QoQ	-3	4	2	18	11%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Past Due 90+ Days	n/a	n/a	0.3%	0.9%	0.4%	n/a
Nonaccrual	0.7% -0.8pp YoY 0.0pp QoQ	-0.2pp	0.9%	1.0%	1.0%	63%
Allowance Coverage	2.10x +126.6% YoY +1.3% QoQ	-22.05x	24.15x	4.66x	20.23x	49%
Net Charge-off Rate (YTD)	n/a	n/a	0.1%	1.2%	0.2%	n/a

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
ROE	7.7% +1.0pp YoY -1.2pp QoQ	-4.5pp	12.2%	17.9%	11.6%	24%
Cost of Funds (YTD)	1.3% -0.1pp YoY +0.1pp QoQ	-0.4pp	1.7%	2.0%	1.7%	24%
Net Income ($, YTD)	$3.2M +24.1% YoY — QoQ	+$651K	$2.6M	$65.7M	$40.4M	72%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Profitability Leader

growth

#182 of 661 • Top 27.4% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 2.16%

(Tier: 1.32%, National: 1.30%)

better than tier avg

661 of 661 Community banks match · 923 nationally

→ Stable | QoQ rank declining

Concerns (1)

Liquidity Overhang

risk

#75 of 742 • Bottom 10.0% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature

Tier 1 Capital Ratio: 26.27%

(Tier: 15.91%, National: 17.09%)

better than tier avg

Loan-to-Deposit Ratio: 88.61%

(Tier: 77.95%, National: 79.03%)

worse than tier avg

742 of 742 Community banks match · 940 nationally

→ Stable +7 banks QoQ | QoQ rank improving

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (4 metrics)

Efficiency Ratio

profitability

Value: 38.71%

Peer Median: 64.48%

#80 of 2643 Top 3.0% in $100M-$1B

155

Tier 1 Capital Ratio

capital

Value: 26.27%

Peer Median: 15.91%

#155 of 2643 Top 5.8% in $100M-$1B

254

Return on Assets

profitability

Value: 2.16%

Peer Median: 1.32%

#254 of 2643 Top 9.6% in $100M-$1B

413

Net Interest Margin

profitability

Value: 4.66%

Peer Median: 3.99%

#413 of 2643 Top 15.6% in $100M-$1B

Top Weaknesses (1 metrics)

2503

Non-Interest Income / Assets

revenue_mix

Value: 0.05%

Peer Median: 0.57%

#2503 of 2643 Bottom 5.3% in $100M-$1B