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Investar Bank, National Association

$1B-$10B Specialty: Commercial LA FDIC cert 58316

Baton Rouge, LA

38 branches across LA · TX · AL

884 banks in the $1B-$10B peer group nationally 19 in LA
View $1B-$10B leaderboard (LA) →

Investar Bank, National Association shows strong momentum with 4 strengths and 41.8% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.22% above tier average
  • + Net Interest Margin 0.54% above tier average
  • + Efficiency Ratio 2.36% below tier average
  • + Delinquency Rate 0.22% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Investar Bank, National Association releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Total Assets ? $3.9B
+41.8% YoY +36.7% QoQ
+$1.1B $2.8B
-0.1% YoY
$784.8M
+7.0% YoY
$6.2B
+9.1% YoY
79%
Total Loans ? $3.0B
+45.7% YoY +41.0% QoQ
+$1.1B $2.0B
+0.6% YoY
$523.7M
+4.0% YoY
$3.2B
+10.8% YoY
82%
Total Deposits ? $3.2B
+37.8% YoY +37.2% QoQ
+$893.4M $2.3B
-0.3% YoY
$671.5M
+6.9% YoY
$4.8B
+8.2% YoY
80%
Return on Assets ? 1.58%
+57.5% YoY +77.2% QoQ
+0.22% 1.37%
+19.6% YoY
1.24%
+12.4% YoY
1.23%
+13.4% YoY
75%
Net Interest Margin ? 4.36%
+44.0% YoY +33.1% QoQ
+0.54% 3.82%
+6.9% YoY
4.12%
+1.2% YoY
3.89%
+5.7% YoY
85%
Efficiency Ratio ? 58.70%
-23.0% YoY -16.3% QoQ
-2.36% 61.06%
-4.6% YoY
70.37%
-1.0% YoY
66.95%
-4.1% YoY
53%
Delinquency Rate ? 0.67%
+150.0% YoY +55.8% QoQ
-0.22% 0.89%
+14.1% YoY
1.51%
+4.5% YoY
0.95%
+18.8% YoY
42%
Loan-to-Deposit Ratio ? 93.67%
+5.7% YoY +2.8% QoQ
+9.47% 84.20%
+0.3% YoY
75.16%
-1.5% YoY
76.70%
+0.9% YoY
28%
Non-Interest-Bearing Deposit Share ? 19.90%
+6.7% YoY +3.1% QoQ
-1.39% 21.29%
-2.5% YoY
24.55%
-1.4% YoY
22.01%
-1.2% YoY
52%
Nonperforming Asset Ratio ? 0.61%
+42.4% YoY +37.4% QoQ
-0.06% 0.67%
+15.6% YoY
1.07%
+4.2% YoY
0.67%
+19.3% YoY
36%
Tier 1 Capital Ratio ? 13.11%
+8.0% YoY +0.9% QoQ
-2.05% 15.16%
+2.0% YoY
16.56%
+0.4% YoY
17.06%
+0.8% YoY
50%
Non-Interest Income / Assets ? 0.07%
-1.4% YoY -75.8% QoQ
-0.18% 0.26%
+1.6% YoY
0.11%
-17.3% YoY
0.32%
+4.1% YoY
20%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (5 metrics)

138
Net Interest Margin
profitability
Value: 4.36%
Peer Median: 3.82%
#138 of 884 Top 15.5% in $1B-$10B
158
Total Loans
size
Value: $3.03B
Peer Median: $1.96B
#158 of 884 Top 17.8% in $1B-$10B
182
Total Deposits
size
Value: $3.24B
Peer Median: $2.34B
#182 of 884 Top 20.5% in $1B-$10B
186
Total Assets
size
Value: $3.87B
Peer Median: $2.82B
#186 of 884 Top 20.9% in $1B-$10B
222
Return on Assets
profitability
Value: 1.58%
Peer Median: 1.37%
#222 of 884 Top 25.0% in $1B-$10B

Top Weaknesses (1 metrics)

708
Non-Interest Income / Assets
revenue_mix
Value: 0.07%
Peer Median: 0.26%
#708 of 884 Bottom 20.0% in $1B-$10B
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