Skip to main content

BlastPoint's Banking Scorecard

Bryant Bank

$1B-$10B Specialty: Commercial AL FDIC cert 57997

Designations: Community bank

Tuscaloosa, AL

18 branches across AL

884 banks in the $1B-$10B peer group nationally 15 in AL
View $1B-$10B leaderboard (AL) →

Bryant Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.81% below tier average
  • + ROA 0.14% above tier average
  • + Efficiency Ratio 5.69% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.31% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AL) National Avg Tier Percentile
Total Assets ? $2.9B
+7.7% YoY +0.6% QoQ
+$99.3M $2.8B
-0.1% YoY
$2.5B
+0.2% YoY
$6.2B
+9.1% YoY
69%
Total Loans ? $1.3B
-0.2% YoY -1.5% QoQ
-$618.2M $2.0B
+0.6% YoY
$1.5B
+2.4% YoY
$3.2B
+10.8% YoY
49%
Total Deposits ? $2.4B
+9.4% YoY +0.1% QoQ
+$13.3M $2.3B
-0.3% YoY
$2.1B
-0.2% YoY
$4.8B
+8.2% YoY
67%
Return on Assets ? 1.50%
-5.6% YoY -11.2% QoQ
+0.14% 1.37%
+19.6% YoY
0.78%
-19.5% YoY
1.23%
+13.4% YoY
71%
Net Interest Margin ? 3.51%
-5.1% YoY -6.6% QoQ
-0.31% 3.82%
+6.9% YoY
3.99%
+5.2% YoY
3.89%
+5.7% YoY
41%
Efficiency Ratio ? 55.37%
+2.9% YoY +4.8% QoQ
-5.69% 61.06%
-4.6% YoY
72.13%
+5.1% YoY
66.95%
-4.1% YoY
63%
Delinquency Rate ? 0.08%
-38.1% YoY +21.3% QoQ
-0.81% 0.89%
+14.1% YoY
1.09%
+24.8% YoY
0.95%
+18.8% YoY
Top 9.8% in tier
Loan-to-Deposit Ratio ? 57.14%
-8.8% YoY -1.6% QoQ
-27.06% 84.20%
+0.3% YoY
67.08%
+2.0% YoY
76.70%
+0.9% YoY
Top 6.1% in tier
Non-Interest-Bearing Deposit Share ? 27.62%
-6.5% YoY -3.2% QoQ
+6.33% 21.29%
-2.5% YoY
23.89%
+0.0% YoY
22.01%
-1.2% YoY
79%
Nonperforming Asset Ratio ? 0.27%
-39.2% YoY -27.2% QoQ
-0.41% 0.67%
+15.6% YoY
0.71%
+24.8% YoY
0.67%
+19.3% YoY
67%
Tier 1 Capital Ratio ? 18.82%
+2.8% YoY +2.6% QoQ
+3.66% 15.16%
+2.0% YoY
16.96%
+13.8% YoY
17.06%
+0.8% YoY
Top 9.6% in tier
Non-Interest Income / Assets ? 0.06%
-13.3% YoY -79.5% QoQ
-0.20% 0.26%
+1.6% YoY
0.16%
-16.3% YoY
0.32%
+4.1% YoY
15%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (4 metrics)

55
Loan-to-Deposit Ratio
liquidity
Value: 57.14%
Peer Median: 84.20%
#55 of 884 Top 6.1% in $1B-$10B
86
Tier 1 Capital Ratio
capital
Value: 18.82%
Peer Median: 15.16%
#86 of 884 Top 9.6% in $1B-$10B
87
Delinquency Rate
credit_quality
Value: 0.08%
Peer Median: 0.89%
#87 of 880 Top 9.8% in $1B-$10B
189
Non-Interest-Bearing Deposit Share
funding
Value: 27.62%
Peer Median: 21.29%
#189 of 884 Top 21.3% in $1B-$10B

Top Weaknesses (1 metrics)

752
Non-Interest Income / Assets
revenue_mix
Value: 0.06%
Peer Median: 0.26%
#752 of 884 Bottom 15.0% in $1B-$10B
Powered by BlastPoint © 2026