BlastPoint's Banking Scorecard

Anchor Bank

$100M-$1B Specialty: Commercial FL FDIC cert 57931

Designations: ✓ Minority Depository Institution

Palm Beach Gardens, FL

9 branches across FL · GA

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 44 in FL.
Deposits +69.4% year over year ($656.4M on the books).
Delinquency rate 0.15%.
Return on assets 3.52%.
Efficiency ratio 33.89% vs a 64.48% peer average.
Loan-to-deposit ratio 74.04% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 44 in FL

View $100M-$1B leaderboard (FL) →

Anchor Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Profitability Leader: Top 3.6% in tier
+ Revenue Diversifier: Top 4.2% in tier
+ Efficiency Ratio 30.59% below tier average
+ Delinquency Rate 0.77% below tier average

Key Concerns

Areas that may need attention

- Net Interest Margin 0.78% below tier average

Get updates when Anchor Bank releases new data →

Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Total Assets ?	$805.5M +59.9% YoY +32.7% QoQ	+$418.9M	$386.6M +1.2% YoY	$4.3B +7.0% YoY	$6.3B +7.7% YoY	Top 7.8% in tier
Total Loans ?	$486.0M +33.1% YoY +8.8% QoQ	+$227.7M	$258.3M +1.7% YoY	$3.0B +8.2% YoY	$3.2B +9.4% YoY	Top 12.8% in tier
Total Deposits ?	$656.4M +69.4% YoY +37.6% QoQ	+$329.7M	$326.7M +0.7% YoY	$3.5B +7.0% YoY	$4.9B +7.3% YoY	Top 9.2% in tier
Return on Assets ?	3.52% +277.6% YoY +228.7% QoQ	+2.20%	1.32% +10.8% YoY	0.62% -8.3% YoY	1.30% +12.1% YoY	Top 0.9% in tier
Net Interest Margin ?	3.20% +1.0% YoY +1.6% QoQ	-0.78%	3.99% +5.0% YoY	3.70% +0.5% YoY	3.95% +4.9% YoY	16%
Efficiency Ratio ?	33.89% -41.7% YoY -41.5% QoQ	-30.59%	64.48% -3.2% YoY	199.20% +161.3% YoY	70.05% +2.5% YoY	Top 1.5% in tier
Delinquency Rate ?	0.15% -44.3% YoY -1.5% QoQ	-0.77%	0.92% +15.7% YoY	0.61% -2.0% YoY	0.98% +16.3% YoY	70%
Loan-to-Deposit Ratio ?	74.04% -21.4% YoY -20.9% QoQ	-3.91%	77.95% +1.0% YoY	72.91% -1.7% YoY	79.03% +2.3% YoY	62%
Non-Interest-Bearing Deposit Share ?	25.87% -14.4% YoY -12.8% QoQ	+3.84%	22.03% -0.6% YoY	27.35% -2.5% YoY	21.98% -0.6% YoY	69%
Nonperforming Asset Ratio ?	0.09% -53.6% YoY -19.3% QoQ	-0.58%	0.67% +16.4% YoY	0.42% -2.6% YoY	0.69% +15.8% YoY	73%
Tier 1 Capital Ratio ?	8.85% -1.9% YoY -2.4% QoQ	-7.06%	15.91% +1.4% YoY	19.50% +8.2% YoY	17.09% +0.8% YoY	Bottom 0.7% in tier
Non-Interest Income / Assets ?	1.72% +437.8% YoY	+1.15%	0.57% +7.6% YoY	1.02% +6.4% YoY	0.66% +5.2% YoY	Top 2.0% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Noninterest-Bearing	25.9% -4.4pp YoY -3.8pp QoQ	+3.7pp	22.1%	27.7%	22.2%	69%
Brokered Deposits	0.0% 0.0pp YoY 0.0pp QoQ	-7.9pp	7.9%	8.7%	8.5%	4%

Loan Composition

% of total loans & leases

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
C&I	6.9% -1.5pp YoY -2.3pp QoQ	-4.6pp	11.6%	12.9%	12.5%	32%
CRE	61.0% -0.9pp YoY -0.1pp QoQ	+21.5pp	39.5%	50.6%	41.4%	86%
1-4 Family	31.8% +3.0pp YoY +2.2pp QoQ	-0.8pp	32.6%	30.7%	31.3%	55%
Consumer	0.9% -0.6pp YoY +0.1pp QoQ	-3.2pp	4.1%	3.7%	5.0%	26%

Capital

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
CET1 Ratio	n/a	n/a	18.8%	19.8%	19.7%	n/a
Leverage Ratio	8.8% -0.2pp YoY -0.2pp QoQ	-3.3pp	12.2%	13.9%	12.6%	10%
Total Capital Ratio	n/a	n/a	19.9%	21.1%	20.8%	n/a

Efficiency & Staffing

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Full-Time Employees	98 +51 (+108.5%) YoY +46 (+88.5%) QoQ	+39	58	295	482	86%
Assets per Employee ($)	$8.2M -23.3% YoY -29.6% QoQ	+$701K	$7.5M	$10.3M	$8.8M	71%
Branch Count	9 +3 (+50.0%) YoY +3 (+50.0%) QoQ	+4	4	13	18	86%

Asset Quality

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
Past Due 90+ Days	0.1% +0.1pp YoY 0.0pp QoQ	-0.3pp	0.3%	0.3%	0.4%	44%
Nonaccrual	0.1% -0.2pp YoY -0.1pp QoQ	-0.9pp	0.9%	0.7%	1.0%	16%
Allowance Coverage	4.59x +63.0% YoY -6.9% QoQ	-19.57x	24.15x	16.62x	20.23x	68%
Net Charge-off Rate (YTD)	0.0% 0.0pp YoY 0.0pp QoQ	-0.1pp	0.1%	0.2%	0.2%	38%

Profitability

Metric	Current	vs Tier	Tier Avg	State Avg (FL)	National Avg	Tier Percentile
ROE	41.9% +31.3pp YoY +29.3pp QoQ	+29.7pp	12.2%	9.3%	11.6%	99%
Cost of Funds (YTD)	2.6% 0.0pp YoY +0.1pp QoQ	+0.9pp	1.7%	1.8%	1.7%	92%
Net Income ($, YTD)	$11.6M +414.3% YoY — QoQ	+$9.1M	$2.6M	$25.2M	$40.4M	99%

Get Full Access to Anchor Bank

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Profitability Leader

growth

#25 of 661 • Top 3.6% in tier

Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.

Why this signature

Return on Assets: 3.52%

(Tier: 1.32%, National: 1.30%)

better than tier avg

661 of 661 Community banks match · 923 nationally

→ Stable

Revenue Diversifier

growth

#29 of 661 • Top 4.2% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature

Noninterest Income / Assets: 1.72%

(Tier: 0.57%, National: 0.66%)

better than tier avg

Return on Assets: 3.52%

(Tier: 1.32%, National: 1.30%)

better than tier avg

661 of 661 Community banks match · 923 nationally

→ Stable

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2643 peers in $100M-$1B

Top Strengths (6 metrics)

Return on Assets

profitability

Value: 3.52%

Peer Median: 1.32%

#25 of 2643 Top 0.9% in $100M-$1B

Efficiency Ratio

profitability

Value: 33.89%

Peer Median: 64.48%

#40 of 2643 Top 1.5% in $100M-$1B

Non-Interest Income / Assets

revenue_mix

Value: 1.72%

Peer Median: 0.57%

#54 of 2643 Top 2.0% in $100M-$1B

208

Total Assets

size

Value: $805.52M

Peer Median: $386.57M

#208 of 2643 Top 7.8% in $100M-$1B

243

Total Deposits

size

Value: $656.40M

Peer Median: $326.73M

#243 of 2643 Top 9.2% in $100M-$1B

338

Total Loans

size

Value: $486.02M

Peer Median: $258.35M

#338 of 2643 Top 12.8% in $100M-$1B

Top Weaknesses (2 metrics)

2626

Tier 1 Capital Ratio

capital

Value: 8.85%

Peer Median: 15.91%

#2626 of 2643 Bottom 0.7% in $100M-$1B

2216

Net Interest Margin

profitability

Value: 3.20%

Peer Median: 3.99%

#2216 of 2643 Bottom 16.2% in $100M-$1B