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BlastPoint's Banking Scorecard

Anchor Bank

$100M-$1B Specialty: Commercial FL FDIC cert 57931

Designations: Minority Depository Institution

Palm Beach Gardens, FL

9 branches across FL · GA

2664 banks in the $100M-$1B peer group nationally 43 in FL
View $100M-$1B leaderboard (FL) →

Anchor Bank has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 7.37% below tier average
  • + Delinquency Rate 0.74% below tier average

Key Concerns

Areas that may need attention

  • - ROA 0.20% below tier average
  • - Net Interest Margin 0.78% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (FL) National Avg Tier Percentile
Total Assets ? $606.9M
+21.3% YoY +6.3% QoQ
+$220.9M $386.1M
+0.5% YoY
$4.3B
+10.8% YoY
$6.2B
+9.1% YoY
81%
Total Loans ? $446.8M
+24.5% YoY +7.0% QoQ
+$191.1M $255.7M
+1.1% YoY
$3.0B
+12.4% YoY
$3.2B
+10.8% YoY
84%
Total Deposits ? $477.1M
+20.5% YoY +4.9% QoQ
+$149.1M $328.0M
+0.1% YoY
$3.6B
+11.7% YoY
$4.8B
+8.2% YoY
77%
Return on Assets ? 1.07%
+21.7% YoY +9.6% QoQ
-0.20% 1.27%
+12.9% YoY
0.83%
+61.5% YoY
1.23%
+13.4% YoY
42%
Net Interest Margin ? 3.16%
+0.9% YoY -0.4% QoQ
-0.78% 3.93%
+6.0% YoY
3.75%
+4.2% YoY
3.89%
+5.7% YoY
17%
Efficiency Ratio ? 57.92%
-6.1% YoY +0.3% QoQ
-7.37% 65.29%
-4.5% YoY
71.93%
-25.2% YoY
66.95%
-4.1% YoY
66%
Delinquency Rate ? 0.15%
-45.2% YoY -2.3% QoQ
-0.74% 0.89%
+18.8% YoY
0.63%
-5.7% YoY
0.95%
+18.8% YoY
68%
Loan-to-Deposit Ratio ? 93.66%
+3.3% YoY +2.0% QoQ
+17.02% 76.64%
+0.8% YoY
73.79%
+1.2% YoY
76.70%
+0.9% YoY
17%
Non-Interest-Bearing Deposit Share ? 29.68%
+13.0% YoY -5.2% QoQ
+7.66% 22.02%
-1.0% YoY
27.22%
-2.5% YoY
22.01%
-1.2% YoY
81%
Nonperforming Asset Ratio ? 0.11%
-43.7% YoY -1.7% QoQ
-0.53% 0.64%
+19.7% YoY
0.43%
-5.1% YoY
0.67%
+19.3% YoY
69%
Tier 1 Capital Ratio ? 9.06%
-4.2% YoY +8.8% QoQ
-6.77% 15.83%
+1.5% YoY
16.64%
-24.7% YoY
17.06%
+0.8% YoY
Bottom 1.2% in tier
Non-Interest Income / Assets ? 0.09%
+0.6% YoY -79.7% QoQ
-0.19% 0.28%
+9.3% YoY
0.50%
+7.6% YoY
0.32%
+4.1% YoY
48%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (4 metrics)

420
Total Loans
size
Value: $446.81M
Peer Median: $255.72M
#420 of 2664 Top 15.7% in $100M-$1B
505
Total Assets
size
Value: $606.94M
Peer Median: $386.08M
#505 of 2664 Top 18.9% in $100M-$1B
513
Non-Interest-Bearing Deposit Share
funding
Value: 29.68%
Peer Median: 22.02%
#513 of 2664 Top 19.2% in $100M-$1B
608
Total Deposits
size
Value: $477.06M
Peer Median: $327.97M
#608 of 2664 Top 22.8% in $100M-$1B

Top Weaknesses (3 metrics)

2634
Tier 1 Capital Ratio
capital
Value: 9.06%
Peer Median: 15.83%
#2634 of 2664 Bottom 1.2% in $100M-$1B
2225
Net Interest Margin
profitability
Value: 3.16%
Peer Median: 3.93%
#2225 of 2664 Bottom 16.5% in $100M-$1B
2211
Loan-to-Deposit Ratio
liquidity
Value: 93.66%
Peer Median: 76.64%
#2211 of 2664 Bottom 17.0% in $100M-$1B
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