BlastPoint's Banking Scorecard
Truxton Trust Company
Designations: ✓ Community bank
Nashville, TN
Truxton Trust Company has 5 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Revenue Diversifier: Top 12.2% in tier
- + Delinquency Rate 0.87% below tier average
- + Nonperforming Asset Ratio 0.67% below tier average
- + ROA 0.59% above tier average
- + Efficiency Ratio 11.29% below tier average
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 0.6% in tier
- - Net Interest Margin 0.69% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$1.4B
+15.0% YoY
-3.1% QoQ
|
-$1.4B |
$2.8B
-0.1% YoY
|
$2.8B
+35.7% YoY
|
$6.2B
+9.1% YoY
|
27% |
| Total Loans ? |
$800.4M
+15.2% YoY
-0.7% QoQ
|
-$1.2B |
$2.0B
+0.6% YoY
|
$2.0B
+36.6% YoY
|
$3.2B
+10.8% YoY
|
Bottom 14.9% in tier |
| Total Deposits ? |
$1.2B
+15.3% YoY
-4.5% QoQ
|
-$1.2B |
$2.3B
-0.3% YoY
|
$2.4B
+35.2% YoY
|
$4.8B
+8.2% YoY
|
29% |
| Return on Assets ? |
1.95%
+7.2% YoY
+11.1% QoQ
|
+0.59% |
1.37%
+19.6% YoY
|
1.12%
+20.1% YoY
|
1.23%
+13.4% YoY
|
Top 11.2% in tier |
| Net Interest Margin ? |
3.13%
+7.7% YoY
+6.5% QoQ
|
-0.69% |
3.82%
+6.9% YoY
|
3.93%
+7.0% YoY
|
3.89%
+5.7% YoY
|
22% |
| Efficiency Ratio ? |
49.77%
-2.5% YoY
-1.5% QoQ
|
-11.29% |
61.06%
-4.6% YoY
|
66.13%
-5.5% YoY
|
66.95%
-4.1% YoY
|
79% |
| Delinquency Rate ? |
0.01%
+16.2% QoQ
|
-0.87% |
0.89%
+14.1% YoY
|
0.68%
+13.4% YoY
|
0.95%
+18.8% YoY
|
Top 3.8% in tier |
| Loan-to-Deposit Ratio ? |
67.50%
-0.1% YoY
+4.0% QoQ
|
-16.71% |
84.20%
+0.3% YoY
|
79.84%
+2.1% YoY
|
76.70%
+0.9% YoY
|
Top 14.9% in tier |
| Non-Interest-Bearing Deposit Share ? |
12.46%
-6.3% YoY
+7.6% QoQ
|
-8.83% |
21.29%
-2.5% YoY
|
18.48%
-3.8% YoY
|
22.01%
-1.2% YoY
|
18% |
| Nonperforming Asset Ratio ? |
0.01%
+19.1% QoQ
|
-0.67% |
0.67%
+15.6% YoY
|
0.56%
+16.1% YoY
|
0.67%
+19.3% YoY
|
Top 3.6% in tier |
| Tier 1 Capital Ratio ? |
13.69%
-1.0% YoY
+5.9% QoQ
|
-1.47% |
15.16%
+2.0% YoY
|
14.23%
-1.0% YoY
|
17.06%
+0.8% YoY
|
58% |
| Non-Interest Income / Assets ? |
0.46%
-10.7% YoY
-73.3% QoQ
|
+0.20% |
0.26%
+1.6% YoY
|
0.17%
-1.0% YoY
|
0.32%
+4.1% YoY
|
Top 6.9% in tier |
Get Full Access to Truxton Trust Company
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (1)
Revenue Diversifier
growthTop-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.
Concerns (1)
Credit Quality Pressure
riskDelinquencies rising year-over-year. Credit risk is building - underwriting tools or reserves may need attention.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.