BlastPoint's Banking Scorecard

Trinity Bank, N.A.

$100M-$1B Specialty: Commercial TX FDIC cert 57543

Fort Worth, TX

2664 banks in the $100M-$1B peer group nationally 219 in TX

Trinity Bank, N.A. shows strong momentum with 4 strengths and 6.5% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.89% below tier average
+ Nonperforming Asset Ratio 0.64% below tier average
+ ROA 0.38% above tier average
+ Efficiency Ratio 14.36% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when Trinity Bank, N.A. releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (TX)	National Avg	Tier Percentile
Total Assets ?	$563.3M +6.5% YoY +1.8% QoQ	+$177.2M	$386.1M +0.5% YoY	$2.3B +1.1% YoY	$6.2B +9.1% YoY	78%
Total Loans ?	$339.8M +13.5% YoY +0.6% QoQ	+$84.1M	$255.7M +1.1% YoY	$1.1B +10.2% YoY	$3.2B +10.8% YoY	73%
Total Deposits ?	$493.1M +5.0% YoY +2.1% QoQ	+$165.1M	$328.0M +0.1% YoY	$1.9B +3.3% YoY	$4.8B +8.2% YoY	79%
Return on Assets ?	1.65% -1.9% YoY -2.9% QoQ	+0.38%	1.27% +12.9% YoY	1.40% +10.3% YoY	1.23% +13.4% YoY	75%
Net Interest Margin ?	3.96% +5.0% YoY +0.0% QoQ	+0.03%	3.93% +6.0% YoY	4.03% +2.6% YoY	3.89% +5.7% YoY	55%
Efficiency Ratio ?	50.93% +4.2% YoY +5.4% QoQ	-14.36%	65.29% -4.5% YoY	63.18% -2.3% YoY	66.95% -4.1% YoY	83%
Delinquency Rate ?	0.00% -100.0% YoY	-0.89%	0.89% +18.8% YoY	0.96% +36.6% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	68.92% +8.2% YoY -1.4% QoQ	-7.72%	76.64% +0.8% YoY	67.20% -0.8% YoY	76.70% +0.9% YoY	69%
Non-Interest-Bearing Deposit Share ?	29.44% -1.6% YoY -0.8% QoQ	+7.42%	22.02% -1.0% YoY	29.02% -1.0% YoY	22.01% -1.2% YoY	80%
Nonperforming Asset Ratio ?	0.00% -100.0% YoY	-0.64%	0.64% +19.7% YoY	0.62% +31.5% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	17.37% -3.5% YoY +1.7% QoQ	+1.54%	15.83% +1.5% YoY	18.04% +0.0% YoY	17.06% +0.8% YoY	79%
Non-Interest Income / Assets ?	0.05% +52.8% YoY -68.8% QoQ	-0.23%	0.28% +9.3% YoY	0.20% +4.0% YoY	0.32% +4.1% YoY	20%

Get Full Access to Trinity Bank, N.A.

Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free

$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

Want to see an example first? Preview JPMorgan Chase's scorecard →

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (8 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

467

Efficiency Ratio

profitability

Value: 50.93%

Peer Median: 65.29%

#467 of 2664 Top 17.5% in $100M-$1B

524

Non-Interest-Bearing Deposit Share

funding

Value: 29.44%

Peer Median: 22.02%

#524 of 2664 Top 19.6% in $100M-$1B

566

Total Deposits

size

Value: $493.11M

Peer Median: $327.97M

#566 of 2664 Top 21.2% in $100M-$1B

571

Tier 1 Capital Ratio

capital

Value: 17.37%

Peer Median: 15.83%

#571 of 2664 Top 21.4% in $100M-$1B

597

Total Assets

size

Value: $563.28M

Peer Median: $386.08M

#597 of 2664 Top 22.4% in $100M-$1B

664

Return on Assets

profitability

Value: 1.65%

Peer Median: 1.27%

#664 of 2664 Top 24.9% in $100M-$1B

Top Weaknesses (1 metrics)

2133

Non-Interest Income / Assets

revenue_mix

Value: 0.05%

Peer Median: 0.28%

#2133 of 2664 Bottom 20.0% in $100M-$1B