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Tolleson Private Bank

$100M-$1B Specialty: Mortgage TX FDIC cert 57522

Dallas, TX

2 branches across TX

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 219 in TX.
  • Deposits +4.9% year over year ($857.4M on the books).
  • Delinquency rate 0.00%.
  • Return on assets 1.50%.
  • Efficiency ratio 61.07% vs a 64.48% peer average.
  • Loan-to-deposit ratio 87.69% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 219 in TX
View $100M-$1B leaderboard (TX) →

Tolleson Private Bank has 5 strengths but faces 3 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Revenue Diversifier: Top 21.6% in tier
  • + Credit Quality Leader: Top 48.1% in tier
  • + Nonperforming Asset Ratio 0.67% below tier average
  • + ROA 0.18% above tier average
  • + Efficiency Ratio 3.41% below tier average

Key Concerns

Areas that may need attention

  • - Margin Compression: Bottom 61.9% in tier
  • - Net Interest Margin 1.11% below tier average
  • - Non-Interest-Bearing Deposit Share 13.05% below tier average
Get updates when Tolleson Private Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Total Assets ? $982.0M
+4.1% YoY +7.2% QoQ
+$595.4M $386.6M
+1.2% YoY
$2.3B
+5.2% YoY
$6.3B
+7.7% YoY
Top 0.7% in tier
Total Loans ? $751.9M
+1.0% YoY -0.1% QoQ
+$493.5M $258.3M
+1.7% YoY
$1.1B
+11.2% YoY
$3.2B
+9.4% YoY
Top 0.9% in tier
Total Deposits ? $857.4M
+4.9% YoY +4.8% QoQ
+$530.6M $326.7M
+0.7% YoY
$2.0B
+7.3% YoY
$4.9B
+7.3% YoY
Top 0.5% in tier
Return on Assets ? 1.50%
-9.8% YoY +3.2% QoQ
+0.18% 1.32%
+10.8% YoY
1.27%
-5.3% YoY
1.30%
+12.1% YoY
65%
Net Interest Margin ? 2.88%
+29.5% YoY +1.6% QoQ
-1.11% 3.99%
+5.0% YoY
4.08%
+2.2% YoY
3.95%
+4.9% YoY
Bottom 7.1% in tier
Efficiency Ratio ? 61.07%
+3.6% YoY -2.8% QoQ
-3.41% 64.48%
-3.2% YoY
90.57%
+43.9% YoY
70.05%
+2.5% YoY
54%
Delinquency Rate ? 0.00% -0.92% 0.92%
+15.7% YoY
0.94%
+18.8% YoY
0.98%
+16.3% YoY
Top 0.1% in tier
Loan-to-Deposit Ratio ? 87.69%
-3.7% YoY -4.7% QoQ
+9.74% 77.95%
+1.0% YoY
67.96%
-1.3% YoY
79.03%
+2.3% YoY
31%
Non-Interest-Bearing Deposit Share ? 8.98%
-18.0% YoY +5.0% QoQ
-13.05% 22.03%
-0.6% YoY
29.12%
-0.7% YoY
21.98%
-0.6% YoY
Bottom 8.6% in tier
Nonperforming Asset Ratio ? 0.00% -0.67% 0.67%
+16.4% YoY
0.64%
+15.8% YoY
0.69%
+15.8% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 13.77%
-1.6% YoY -4.3% QoQ
-2.13% 15.91%
+1.4% YoY
18.23%
+1.1% YoY
17.09%
+0.8% YoY
56%
Non-Interest Income / Assets ? 0.68%
-26.0% YoY +89.9% QoQ
+0.11% 0.57%
+7.6% YoY
0.40%
+1.2% YoY
0.66%
+5.2% YoY
Top 5.9% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Noninterest-Bearing 9.0%
-2.0pp YoY
+0.4pp QoQ
 -13.2pp 22.1% 29.2% 22.2% 8%
Brokered Deposits 2.4%
-7.3pp YoY
 -5.4pp 7.9% 8.0% 8.5% 33%

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
C&I 7.8%
-1.0pp YoY
+0.6pp QoQ
 -3.7pp 11.6% 14.8% 12.5% 39%
CRE 13.1%
-3.9pp YoY
-0.6pp QoQ
 -26.5pp 39.5% 48.4% 41.4% 8%
1-4 Family 63.5%
+2.2pp YoY
-1.1pp QoQ
 +30.9pp 32.6% 25.8% 31.3% 92%
Consumer 4.7%
+2.0pp YoY
+0.5pp QoQ
 +0.6pp 4.1% 4.7% 5.0% 76%

Capital

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
CET1 Ratio 13.8%
-0.2pp YoY
-0.6pp QoQ
 -5.1pp 18.8% 22.7% 19.7% 37%
Leverage Ratio 9.4%
+0.6pp YoY
+0.2pp QoQ
 -2.8pp 12.2% 12.6% 12.6% 18%
Total Capital Ratio 15.0%
-0.2pp YoY
-0.6pp QoQ
 -4.9pp 19.9% 23.8% 20.8% 38%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Full-Time Employees 59
0 YoY
-1 (-1.7%) QoQ
 +0 58 186 482 62%
Assets per Employee ($) $16.6M
+4.1% YoY
+9.0% QoQ
 +$9.1M $7.5M $10.1M $8.8M 98%
Branch Count 2
0 YoY
0 QoQ
 -3 4 12 18 11%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Past Due 90+ Days n/a n/a 0.3% 0.3% 0.4% n/a
Nonaccrual n/a n/a 0.9% 1.0% 1.0% n/a
Allowance Coverage n/a n/a 24.15x 18.82x 20.23x n/a
Net Charge-off Rate (YTD) n/a n/a 0.1% 0.1% 0.2% n/a

Profitability

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
ROE 17.3%
-2.2pp YoY
+0.5pp QoQ
 +5.1pp 12.2% 13.2% 11.6% 79%
Cost of Funds (YTD) 1.8%
-0.7pp YoY
0.0pp QoQ
 +0.1pp 1.7% 1.6% 1.7% 60%
Net Income ($, YTD) $7.3M
-6.9% YoY
— QoQ
 +$4.7M $2.6M $15.9M $40.4M 96%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (2)

Revenue Diversifier

growth
#144 of 661 • Top 21.6% in tier

Top-quartile non-interest income relative to assets. Revenue less dependent on spread - more resilient to rate cycles.

Why this signature
Noninterest Income / Assets: 0.68%
(Tier: 0.57%, National: 0.66%)
better than tier avg
Return on Assets: 1.50%
(Tier: 1.32%, National: 1.30%)
better than tier avg
661 of 661 Community banks match · 923 nationally
→ Stable | QoQ rank declining

Credit Quality Leader

growth
#318 of 659 • Top 48.1% in tier

Best-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.

Why this signature
Delinquency Rate: 0.00%
(Tier: 0.92%, National: 0.98%)
better than tier avg
659 of 659 Community banks match · 920 nationally
→ Stable +1 banks QoQ | QoQ rank improving

Concerns (1)

Margin Compression

decline
#191 of 307 • Bottom 61.9% in tier

Profitability above 0.75% ROA but margins eroding by at least 0.10pp YoY. Something changed - rising costs or falling yields need addressing.

Why this signature
Return on Assets: 1.50%
(Tier: 1.32%, National: 1.30%)
better than tier avg
307 of 307 Community banks match · 413 nationally
→ Stable +8 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (6 metrics)

1
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 0.92%
#1 of 2633 Top 0.1% in $100M-$1B
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.67%
#1 of 2643 Top 0.1% in $100M-$1B
13
Total Deposits
size
Value: $857.36M
Peer Median: $326.73M
#13 of 2643 Top 0.5% in $100M-$1B
20
Total Assets
size
Value: $981.96M
Peer Median: $386.57M
#20 of 2643 Top 0.7% in $100M-$1B
25
Total Loans
size
Value: $751.85M
Peer Median: $258.35M
#25 of 2643 Top 0.9% in $100M-$1B
157
Non-Interest Income / Assets
revenue_mix
Value: 0.68%
Peer Median: 0.57%
#157 of 2643 Top 5.9% in $100M-$1B

Top Weaknesses (2 metrics)

2456
Net Interest Margin
profitability
Value: 2.88%
Peer Median: 3.99%
#2456 of 2643 Bottom 7.1% in $100M-$1B
2417
Non-Interest-Bearing Deposit Share
funding
Value: 8.98%
Peer Median: 22.03%
#2417 of 2643 Bottom 8.6% in $100M-$1B
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