BlastPoint's Banking Scorecard

PrimeBank of Texas

$100M-$1B Specialty: Commercial TX FDIC cert 57495

Austin, TX

3 branches across TX

2664 banks in the $100M-$1B peer group nationally 219 in TX

PrimeBank of Texas shows strong momentum with 5 strengths and 22.7% YoY asset growth

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.89% below tier average
+ Nonperforming Asset Ratio 0.64% below tier average
+ ROA 0.38% above tier average
+ Net Interest Margin 0.32% above tier average
+ Efficiency Ratio 16.47% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Get updates when PrimeBank of Texas releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (TX)	National Avg	Tier Percentile
Total Assets ?	$275.4M +22.7% YoY -5.2% QoQ	-$110.7M	$386.1M +0.5% YoY	$2.3B +1.1% YoY	$6.2B +9.1% YoY	41%
Total Loans ?	$173.5M +39.1% YoY +4.5% QoQ	-$82.3M	$255.7M +1.1% YoY	$1.1B +10.2% YoY	$3.2B +10.8% YoY	42%
Total Deposits ?	$241.3M +24.9% YoY -6.1% QoQ	-$86.6M	$328.0M +0.1% YoY	$1.9B +3.3% YoY	$4.8B +8.2% YoY	43%
Return on Assets ?	1.64% +52.4% YoY +14.1% QoQ	+0.38%	1.27% +12.9% YoY	1.40% +10.3% YoY	1.23% +13.4% YoY	75%
Net Interest Margin ?	4.25% +10.6% YoY -0.1% QoQ	+0.32%	3.93% +6.0% YoY	4.03% +2.6% YoY	3.89% +5.7% YoY	71%
Efficiency Ratio ?	48.82% -18.0% YoY -7.7% QoQ	-16.47%	65.29% -4.5% YoY	63.18% -2.3% YoY	66.95% -4.1% YoY	Top 14.0% in tier
Delinquency Rate ?	0.00%	-0.89%	0.89% +18.8% YoY	0.96% +36.6% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	71.87% +11.4% YoY +11.3% QoQ	-4.76%	76.64% +0.8% YoY	67.20% -0.8% YoY	76.70% +0.9% YoY	64%
Non-Interest-Bearing Deposit Share ?	19.24% -3.4% YoY +17.2% QoQ	-2.78%	22.02% -1.0% YoY	29.02% -1.0% YoY	22.01% -1.2% YoY	41%
Nonperforming Asset Ratio ?	0.00%	-0.64%	0.64% +19.7% YoY	0.62% +31.5% YoY	0.67% +19.3% YoY	Top 0.1% in tier
Tier 1 Capital Ratio ?	11.57% -11.6% YoY +10.3% QoQ	-4.26%	15.83% +1.5% YoY	18.04% +0.0% YoY	17.06% +0.8% YoY	30%
Non-Interest Income / Assets ?	0.09% +10.8% YoY -70.9% QoQ	-0.19%	0.28% +9.3% YoY	0.20% +4.0% YoY	0.32% +4.1% YoY	45%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (4 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#1 of 2664 Top 0.1% in $100M-$1B

375

Efficiency Ratio

profitability

Value: 48.82%

Peer Median: 65.29%

#375 of 2664 Top 14.0% in $100M-$1B

667

Return on Assets

profitability

Value: 1.64%

Peer Median: 1.27%

#667 of 2664 Top 25.0% in $100M-$1B

Top Weaknesses (0 metrics)

No weakness rankings available