Skip to main content

BlastPoint's Banking Scorecard

Bankwell Bank

$1B-$10B Specialty: Commercial CT FDIC cert 57368

New Canaan, CT

11 branches across CT · NY

884 banks in the $1B-$10B peer group nationally 14 in CT
View $1B-$10B leaderboard (CT) →

Bankwell Bank has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + ROA 0.18% above tier average
  • + Efficiency Ratio 12.66% below tier average
  • + Delinquency Rate 0.22% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.36% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Total Assets ? $3.4B
+5.9% YoY +0.3% QoQ
+$548.9M $2.8B
-0.1% YoY
$4.6B
+6.9% YoY
$6.2B
+9.1% YoY
75%
Total Loans ? $2.8B
+8.5% YoY +1.0% QoQ
+$867.8M $2.0B
+0.6% YoY
$3.2B
+8.3% YoY
$3.2B
+10.8% YoY
80%
Total Deposits ? $2.9B
+5.4% YoY +2.1% QoQ
+$569.1M $2.3B
-0.3% YoY
$3.7B
+5.9% YoY
$4.8B
+8.2% YoY
77%
Return on Assets ? 1.54%
+51.8% YoY +21.7% QoQ
+0.18% 1.37%
+19.6% YoY
0.98%
+59.4% YoY
1.23%
+13.4% YoY
73%
Net Interest Margin ? 3.46%
+15.9% YoY +4.8% QoQ
-0.36% 3.82%
+6.9% YoY
3.30%
+11.1% YoY
3.89%
+5.7% YoY
38%
Efficiency Ratio ? 48.40%
-11.0% YoY +0.4% QoQ
-12.66% 61.06%
-4.6% YoY
74.04%
-0.3% YoY
66.95%
-4.1% YoY
83%
Delinquency Rate ? 0.67%
-33.5% YoY +15.5% QoQ
-0.22% 0.89%
+14.1% YoY
0.76%
+15.1% YoY
0.95%
+18.8% YoY
42%
Loan-to-Deposit Ratio ? 97.26%
+2.9% YoY -1.1% QoQ
+13.06% 84.20%
+0.3% YoY
87.65%
+0.6% YoY
76.70%
+0.9% YoY
19%
Non-Interest-Bearing Deposit Share ? 14.71%
+16.3% YoY +3.9% QoQ
-6.58% 21.29%
-2.5% YoY
20.48%
-2.9% YoY
22.01%
-1.2% YoY
27%
Nonperforming Asset Ratio ? 0.57%
-31.8% YoY +16.3% QoQ
-0.11% 0.67%
+15.6% YoY
0.54%
+14.2% YoY
0.67%
+19.3% YoY
39%
Tier 1 Capital Ratio ? 11.97%
-1.1% YoY +0.8% QoQ
-3.19% 15.16%
+2.0% YoY
15.66%
+1.9% YoY
17.06%
+0.8% YoY
31%
Non-Interest Income / Assets ? 0.10%
+115.1% YoY -64.1% QoQ
-0.16% 0.26%
+1.6% YoY
0.74%
+3.6% YoY
0.32%
+4.1% YoY
32%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (4 metrics)

155
Efficiency Ratio
profitability
Value: 48.40%
Peer Median: 61.06%
#155 of 884 Top 17.4% in $1B-$10B
174
Total Loans
size
Value: $2.83B
Peer Median: $1.96B
#174 of 884 Top 19.6% in $1B-$10B
208
Total Deposits
size
Value: $2.91B
Peer Median: $2.34B
#208 of 884 Top 23.4% in $1B-$10B
218
Total Assets
size
Value: $3.36B
Peer Median: $2.82B
#218 of 884 Top 24.5% in $1B-$10B

Top Weaknesses (1 metrics)

714
Loan-to-Deposit Ratio
liquidity
Value: 97.26%
Peer Median: 84.20%
#714 of 884 Bottom 19.3% in $1B-$10B
Powered by BlastPoint © 2026