BlastPoint's Banking Scorecard

Town & Country Bank

$100M-$1B Specialty: Commercial NV FDIC cert 57312

Las Vegas, NV

5 branches across NV

2664 banks in the $100M-$1B peer group nationally 8 in NV

Town & Country Bank has 4 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Deposit Franchise: Top 33.8% in tier
+ Return on Assets 1.01% above tier average
+ Efficiency Ratio 21.29% below tier average
+ Delinquency Rate 0.89% below tier average

Key Concerns

Areas that may need attention

- Non-Interest Income / Assets 0.27% below tier average

Get updates when Town & Country Bank releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NV)	National Avg	Tier Percentile
Total Assets ?	$226.5M +14.2% YoY -2.3% QoQ	-$159.6M	$386.1M +0.5% YoY	$3.1B +7.5% YoY	$6.2B +9.1% YoY	32%
Total Loans ?	$174.9M +15.6% YoY +7.2% QoQ	-$80.8M	$255.7M +1.1% YoY	$1.6B +22.3% YoY	$3.2B +10.8% YoY	43%
Total Deposits ?	$195.7M +15.5% YoY -3.3% QoQ	-$132.2M	$328.0M +0.1% YoY	$2.1B +0.1% YoY	$4.8B +8.2% YoY	33%
Return on Assets ?	2.28% -4.6% YoY -3.8% QoQ	+1.01%	1.27% +12.9% YoY	3.24% -3.8% YoY	1.23% +13.4% YoY	Top 7.5% in tier
Net Interest Margin ?	4.60% -5.5% YoY -6.1% QoQ	+0.67%	3.93% +6.0% YoY	5.24% +3.6% YoY	3.89% +5.7% YoY	85%
Efficiency Ratio ?	44.00% -7.8% YoY -9.7% QoQ	-21.29%	65.29% -4.5% YoY	57.12% -16.3% YoY	66.95% -4.1% YoY	Top 7.9% in tier
Delinquency Rate ?	0.00%	-0.89%	0.89% +18.8% YoY	1.11% -32.2% YoY	0.95% +18.8% YoY	Top 0.1% in tier
Loan-to-Deposit Ratio ?	89.36% +0.0% YoY +10.8% QoQ	+12.72%	76.64% +0.8% YoY	80.72% +7.8% YoY	76.70% +0.9% YoY	26%
Non-Interest-Bearing Deposit Share ?	42.70% +1.3% YoY -5.5% QoQ	+20.68%	22.02% -1.0% YoY	22.43% -7.9% YoY	22.01% -1.2% YoY	Top 3.5% in tier
Nonperforming Asset Ratio ?	0.51% +2.4% QoQ	-0.12%	0.64% +19.7% YoY	0.75% -3.5% YoY	0.67% +19.3% YoY	37%
Tier 1 Capital Ratio ?	14.40% -9.5% YoY +5.1% QoQ	-1.43%	15.83% +1.5% YoY	22.57% +2.5% YoY	17.06% +0.8% YoY	61%
Non-Interest Income / Assets ?	0.01% -36.3% YoY -82.2% QoQ	-0.27%	0.28% +9.3% YoY	1.43% +2.0% YoY	0.32% +4.1% YoY	Bottom 1.3% in tier

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (1)

Deposit Franchise

growth

#93 of 272 • Top 33.8% in tier

Top-quartile non-interest-bearing deposits AND top-quartile NIM. A premium deposit franchise translating into above-peer spread.

Why this signature

Noninterest-Bearing Deposit Share: 42.70%

(Tier: 22.02%, National: 22.01%)

better than tier avg

Net Interest Margin: 4.60%

(Tier: 3.93%, National: 3.89%)

better than tier avg

272 of 272 Community banks match · 369 nationally

→ Stable -14 banks QoQ | QoQ rank declining

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#1 of 2654 Top 0.1% in $100M-$1B

Non-Interest-Bearing Deposit Share

funding

Value: 42.70%

Peer Median: 22.02%

#94 of 2664 Top 3.5% in $100M-$1B

200

Return on Assets

profitability

Value: 2.28%

Peer Median: 1.27%

#200 of 2664 Top 7.5% in $100M-$1B

212

Efficiency Ratio

profitability

Value: 44.00%

Peer Median: 65.29%

#212 of 2664 Top 7.9% in $100M-$1B

405

Net Interest Margin

profitability

Value: 4.60%

Peer Median: 3.93%

#405 of 2664 Top 15.2% in $100M-$1B

Top Weaknesses (1 metrics)

2630

Non-Interest Income / Assets

revenue_mix

Value: 0.01%

Peer Median: 0.28%

#2630 of 2664 Bottom 1.3% in $100M-$1B