BlastPoint's Banking Scorecard

Story Bank DBA Story Financial Partners

$100M-$1B Specialty: Commercial MS FDIC cert 57069

Jackson, MS

7 branches across MS · AL · TN

2664 banks in the $100M-$1B peer group nationally 42 in MS

Story Bank DBA Story Financial Partners has 1 strength but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.

Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

+ Delinquency Rate 0.88% below tier average

Key Concerns

Areas that may need attention

- Loan-to-Deposit Ratio 25.75% above tier average
- ROA 0.44% below tier average
- Net Interest Margin 0.26% below tier average
- Efficiency Ratio 6.12% above tier average

Get updates when Story Bank DBA Story Financial Partners releases new data →

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MS)	National Avg	Tier Percentile
Total Assets ?	$957.0M +7.6% YoY -3.2% QoQ	+$570.9M	$386.1M +0.5% YoY	$2.3B +11.5% YoY	$6.2B +9.1% YoY	Top 1.4% in tier
Total Loans ?	$857.2M +8.3% YoY +2.1% QoQ	+$601.5M	$255.7M +1.1% YoY	$1.5B +13.2% YoY	$3.2B +10.8% YoY	Top 0.1% in tier
Total Deposits ?	$837.2M +8.4% YoY -3.8% QoQ	+$509.3M	$328.0M +0.1% YoY	$1.9B +10.5% YoY	$4.8B +8.2% YoY	Top 1.0% in tier
Return on Assets ?	0.83% +15.5% YoY +2.1% QoQ	-0.44%	1.27% +12.9% YoY	1.16% +5.3% YoY	1.23% +13.4% YoY	28%
Net Interest Margin ?	3.67% +6.8% YoY +1.5% QoQ	-0.26%	3.93% +6.0% YoY	3.97% +6.6% YoY	3.89% +5.7% YoY	39%
Efficiency Ratio ?	71.40% -4.0% YoY -1.0% QoQ	+6.12%	65.29% -4.5% YoY	67.65% -1.2% YoY	66.95% -4.1% YoY	29%
Delinquency Rate ?	0.00% -89.7% YoY -72.9% QoQ	-0.88%	0.89% +18.8% YoY	1.06% +2.0% YoY	0.95% +18.8% YoY	Top 12.3% in tier
Loan-to-Deposit Ratio ?	102.39% -0.0% YoY +6.1% QoQ	+25.75%	76.64% +0.8% YoY	70.20% +3.2% YoY	76.70% +0.9% YoY	Bottom 6.5% in tier
Non-Interest-Bearing Deposit Share ?	16.90% -10.8% YoY +3.8% QoQ	-5.12%	22.02% -1.0% YoY	22.68% -1.8% YoY	22.01% -1.2% YoY	31%
Nonperforming Asset Ratio ?	0.00% -89.6% YoY -71.4% QoQ	-0.64%	0.64% +19.7% YoY	0.74% +0.7% YoY	0.67% +19.3% YoY	Top 11.8% in tier
Tier 1 Capital Ratio ?	12.26% -2.0% YoY +1.5% QoQ	-3.57%	15.83% +1.5% YoY	13.90% -1.0% YoY	17.06% +0.8% YoY	38%
Non-Interest Income / Assets ?	0.13% -20.0% YoY -76.3% QoQ	-0.15%	0.28% +9.3% YoY	0.17% -9.5% YoY	0.32% +4.1% YoY	66%

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$250B+

12 performance metrics with tier, state, and national benchmarks

Signature behaviors (strengths & concerns)

Metric and signature rankings across 4,287 FDIC-insured banks

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Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).

Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).

Concerns are metrics in the bottom 25% (25th percentile or lower).

Compare against:

Comparing against 2664 peers in $100M-$1B

Top Strengths (5 metrics)

Total Loans

size

Value: $857.22M

Peer Median: $255.72M

#1 of 2664 Top 0.1% in $100M-$1B

Total Deposits

size

Value: $837.22M

Peer Median: $327.97M

#27 of 2664 Top 1.0% in $100M-$1B

Total Assets

size

Value: $957.01M

Peer Median: $386.08M

#37 of 2664 Top 1.4% in $100M-$1B

316

Nonperforming Asset Ratio

credit_quality

Value: 0.00%

Peer Median: 0.64%

#316 of 2664 Top 11.8% in $100M-$1B

328

Delinquency Rate

credit_quality

Value: 0.00%

Peer Median: 0.89%

#328 of 2654 Top 12.3% in $100M-$1B

Top Weaknesses (1 metrics)

2492

Loan-to-Deposit Ratio

liquidity

Value: 102.39%

Peer Median: 76.64%

#2492 of 2664 Bottom 6.5% in $100M-$1B