BlastPoint's Banking Scorecard
Champion Bank
Designations: ✓ Community bank
Parker, CO
2 branches across CO
Champion Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 0.21% below tier average
- + Delinquency Rate 0.33% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 2.05% below tier average
- - Efficiency Ratio 35.39% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$41.8M
-14.1% YoY
-9.9% QoQ
|
-$20.5M |
$62.3M
-0.5% YoY
|
$902.4M
+10.4% YoY
|
$6.2B
+9.0% YoY
|
23% |
| Total Loans ? |
$13.9M
-1.6% YoY
-6.7% QoQ
|
-$20.4M |
$34.3M
-1.5% YoY
|
$622.8M
+11.0% YoY
|
$3.2B
+10.7% YoY
|
17% |
| Total Deposits ? |
$25.1M
-21.0% YoY
-14.5% QoQ
|
-$26.7M |
$51.8M
-0.6% YoY
|
$761.8M
+9.5% YoY
|
$4.8B
+8.0% YoY
|
15% |
| Return on Assets ? |
-1.19%
-213.4% YoY
-166.9% QoQ
|
-2.05% |
0.86%
-3.6% YoY
|
0.93%
+13.2% YoY
|
1.24%
+13.1% YoY
|
Bottom 6.3% in tier |
| Net Interest Margin ? |
3.85%
+0.3% YoY
-0.2% QoQ
|
-0.02% |
3.87%
+2.7% YoY
|
4.00%
+4.6% YoY
|
3.89%
+5.7% YoY
|
51% |
| Efficiency Ratio ? |
123.02%
+14.8% YoY
+13.8% QoQ
|
+35.39% |
87.63%
+2.3% YoY
|
74.16%
-3.6% YoY
|
66.84%
-3.8% YoY
|
Bottom 6.9% in tier |
| Delinquency Rate ? |
1.03%
+7.2% QoQ
|
-0.33% |
1.36%
+33.7% YoY
|
0.67%
-9.0% YoY
|
0.95%
+18.8% YoY
|
36% |
| Loan-to-Deposit Ratio ? |
55.14%
+24.6% YoY
+9.2% QoQ
|
-8.97% |
64.11%
-0.9% YoY
|
78.28%
+0.7% YoY
|
76.69%
+0.9% YoY
|
64% |
| Non-Interest-Bearing Deposit Share ? |
30.99%
-5.0% YoY
+16.6% QoQ
|
+7.21% |
23.79%
+0.5% YoY
|
23.78%
-3.2% YoY
|
22.01%
-1.1% YoY
|
76% |
| Nonperforming Asset Ratio ? |
0.40%
+710.2% YoY
+11.0% QoQ
|
-0.37% |
0.77%
+28.7% YoY
|
0.50%
-1.5% YoY
|
0.66%
+19.3% YoY
|
43% |
| Tier 1 Capital Ratio ? |
96.86%
+5.6% YoY
+8.5% QoQ
|
+70.09% |
26.77%
+2.0% YoY
|
21.83%
+3.3% YoY
|
17.06%
+0.8% YoY
|
Top 3.5% in tier |
| Non-Interest Income / Assets ? |
0.46%
+3.1% YoY
-77.5% QoQ
|
-0.21% |
0.67%
+1.6% YoY
|
0.26%
+12.1% YoY
|
0.32%
+4.0% YoY
|
Top 5.2% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.