BlastPoint's Banking Scorecard
Champion Bank
Designations: ✓ Community bank
Parker, CO
2 branches across CO
Champion Bank has 2 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Non-Interest Income / Assets 0.20% below tier average
- + Delinquency Rate 0.34% below tier average
Key Concerns
Areas that may need attention
- - Return on Assets 2.03% below tier average
- - Efficiency Ratio 34.68% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$41.8M
-14.1% YoY
-9.9% QoQ
|
-$20.4M |
$62.2M
-0.6% YoY
|
$1.3B
+9.7% YoY
|
$6.2B
+9.1% YoY
|
23% |
| Total Loans ? |
$13.9M
-1.6% YoY
-6.7% QoQ
|
-$20.4M |
$34.2M
-1.4% YoY
|
$851.2M
+6.5% YoY
|
$3.2B
+10.8% YoY
|
17% |
| Total Deposits ? |
$25.1M
-21.0% YoY
-14.5% QoQ
|
-$26.6M |
$51.7M
-0.7% YoY
|
$1.1B
+5.2% YoY
|
$4.8B
+8.2% YoY
|
16% |
| Return on Assets ? |
-1.19%
-213.4% YoY
-166.9% QoQ
|
-2.03% |
0.84%
-2.3% YoY
|
0.93%
+11.9% YoY
|
1.23%
+13.4% YoY
|
Bottom 6.7% in tier |
| Net Interest Margin ? |
3.85%
+0.3% YoY
-0.2% QoQ
|
-0.01% |
3.86%
+2.8% YoY
|
3.99%
+5.0% YoY
|
3.89%
+5.7% YoY
|
52% |
| Efficiency Ratio ? |
123.02%
+14.8% YoY
+13.8% QoQ
|
+34.68% |
88.34%
+0.3% YoY
|
74.00%
-3.2% YoY
|
66.95%
-4.1% YoY
|
Bottom 7.4% in tier |
| Delinquency Rate ? |
1.03%
+7.2% QoQ
|
-0.34% |
1.37%
+33.8% YoY
|
0.67%
-8.3% YoY
|
0.95%
+18.8% YoY
|
36% |
| Loan-to-Deposit Ratio ? |
55.14%
+24.6% YoY
+9.2% QoQ
|
-9.07% |
64.22%
-0.7% YoY
|
78.09%
+0.7% YoY
|
76.70%
+0.9% YoY
|
64% |
| Non-Interest-Bearing Deposit Share ? |
30.99%
-5.0% YoY
+16.6% QoQ
|
+7.28% |
23.71%
+0.3% YoY
|
23.93%
-3.2% YoY
|
22.01%
-1.2% YoY
|
76% |
| Nonperforming Asset Ratio ? |
0.40%
+710.2% YoY
+11.0% QoQ
|
-0.39% |
0.79%
+28.2% YoY
|
0.50%
-1.2% YoY
|
0.67%
+19.3% YoY
|
43% |
| Tier 1 Capital Ratio ? |
96.86%
+5.6% YoY
+8.5% QoQ
|
+70.18% |
26.68%
+2.0% YoY
|
21.66%
+2.9% YoY
|
17.06%
+0.8% YoY
|
Top 3.5% in tier |
| Non-Interest Income / Assets ? |
0.46%
+3.1% YoY
-77.5% QoQ
|
-0.20% |
0.67%
+1.9% YoY
|
0.26%
+10.8% YoY
|
0.32%
+4.1% YoY
|
Top 5.2% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.