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Logan County Bank

$100M-$1B Specialty: Other AR FDIC cert 5632

Scranton, AR

2 branches across AR

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • 1 of 2,643 banks in the $100M-$1B peer group nationwide — 1 of 49 in AR.
  • Deposits +2.5% year over year ($101.0M on the books).
  • Delinquency rate 0.18%.
  • Return on assets 1.25%.
  • Efficiency ratio 50.28% vs a 64.48% peer average.
  • Loan-to-deposit ratio 72.12% vs a 77.95% peer average.

Animation disabled (reduced-motion preference). Full details in the Core Metrics table below.

2643 banks in the $100M-$1B peer group nationally 49 in AR
View $100M-$1B leaderboard (AR) →

Logan County Bank has 2 strengths but faces 4 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 14.20% below tier average
  • + Delinquency Rate 0.74% below tier average

Key Concerns

Areas that may need attention

  • - Liquidity Overhang: Bottom 12.5% in tier
  • - Non-Interest Income / Assets 0.54% below tier average
  • - ROA 0.07% below tier average
  • - Net Interest Margin 0.52% below tier average
Get updates when Logan County Bank releases new data →

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Total Assets ? $120.8M
+3.2% YoY +3.0% QoQ
-$265.7M $386.6M
+1.2% YoY
$2.4B
+2.9% YoY
$6.3B
+7.7% YoY
Bottom 5.9% in tier
Total Loans ? $72.8M
+6.5% YoY +2.2% QoQ
-$185.5M $258.3M
+1.7% YoY
$1.7B
+5.8% YoY
$3.2B
+9.4% YoY
Bottom 8.0% in tier
Total Deposits ? $101.0M
+2.5% YoY +3.2% QoQ
-$225.7M $326.7M
+0.7% YoY
$2.0B
+2.5% YoY
$4.9B
+7.3% YoY
Bottom 5.7% in tier
Return on Assets ? 1.25%
+30.1% YoY -3.1% QoQ
-0.07% 1.32%
+10.8% YoY
1.32%
+8.9% YoY
1.30%
+12.1% YoY
50%
Net Interest Margin ? 3.46%
+19.9% YoY +1.3% QoQ
-0.52% 3.99%
+5.0% YoY
4.10%
+6.0% YoY
3.95%
+4.9% YoY
26%
Efficiency Ratio ? 50.28%
-9.4% YoY -0.1% QoQ
-14.20% 64.48%
-3.2% YoY
61.09%
-4.5% YoY
70.05%
+2.5% YoY
83%
Delinquency Rate ? 0.18%
-22.5% YoY +87.2% QoQ
-0.74% 0.92%
+15.7% YoY
1.05%
+22.1% YoY
0.98%
+16.3% YoY
67%
Loan-to-Deposit Ratio ? 72.12%
+3.9% YoY -1.0% QoQ
-5.83% 77.95%
+1.0% YoY
82.37%
+1.8% YoY
79.03%
+2.3% YoY
66%
Non-Interest-Bearing Deposit Share ? 24.93%
+8.5% YoY -1.0% QoQ
+2.89% 22.03%
-0.6% YoY
19.62%
+0.3% YoY
21.98%
-0.6% YoY
66%
Nonperforming Asset Ratio ? 0.11%
-20.1% YoY +85.7% QoQ
-0.56% 0.67%
+16.4% YoY
0.84%
+30.0% YoY
0.69%
+15.8% YoY
70%
Tier 1 Capital Ratio ? 29.84%
+2.6% YoY -1.4% QoQ
+13.93% 15.91%
+1.4% YoY
13.64%
+0.9% YoY
17.09%
+0.8% YoY
Top 4.0% in tier
Non-Interest Income / Assets ? 0.03%
-45.8% YoY +220.3% QoQ
-0.54% 0.57%
+7.6% YoY
0.36%
-4.6% YoY
0.66%
+5.2% YoY
Bottom 2.4% in tier

Additional Detail

Deposit mix, loan mix, capital, efficiency, asset quality & profitability · As of 2026-Q2

Deposit Composition

% of total deposits

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Noninterest-Bearing 24.9%
+2.0pp YoY
-0.3pp QoQ
 +2.8pp 22.1% 19.6% 22.2% 65%
Brokered Deposits n/a n/a 7.9% 7.2% 8.5% n/a

Loan Composition

% of total loans & leases

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
C&I 9.3%
-0.8pp YoY
-0.4pp QoQ
 -2.3pp 11.6% 12.7% 12.5% 48%
CRE n/a n/a 39.5% 41.0% 41.4% n/a
1-4 Family 49.5%
+2.2pp YoY
+1.1pp QoQ
 +16.8pp 32.6% 28.1% 31.3% 82%
Consumer 23.3%
-1.0pp YoY
-0.7pp QoQ
 +19.2pp 4.1% 4.5% 5.0% 98%

Capital

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
CET1 Ratio 29.8%
+0.8pp YoY
-0.4pp QoQ
 +11.0pp 18.8% 15.1% 19.7% 93%
Leverage Ratio 16.9%
+0.1pp YoY
-0.3pp QoQ
 +4.7pp 12.2% 11.9% 12.6% 93%
Total Capital Ratio 31.1%
+0.9pp YoY
-0.4pp QoQ
 +11.2pp 19.9% 16.3% 20.8% 93%

Efficiency & Staffing

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Full-Time Employees 14
0 YoY
+2 (+16.7%) QoQ
 -45 58 315 482 3%
Assets per Employee ($) $8.6M
+3.2% YoY
-11.7% QoQ
 +$1.1M $7.5M $6.7M $8.8M 76%
Branch Count 2
0 YoY
0 QoQ
 -3 4 25 18 11%

Asset Quality

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Past Due 90+ Days 0.1%
0.0pp YoY
+0.1pp QoQ
 -0.2pp 0.3% 0.1% 0.4% 48%
Nonaccrual 0.1%
-0.1pp YoY
0.0pp QoQ
 -0.8pp 0.9% 1.1% 1.0% 18%
Allowance Coverage 6.81x
+42.3% YoY
-43.4% QoQ
 -17.34x 24.15x 4.69x 20.23x 76%
Net Charge-off Rate (YTD) 0.0%
-0.3pp YoY
0.0pp QoQ
 -0.1pp 0.1% 0.2% 0.2% 62%

Profitability

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
ROE 7.7%
+1.6pp YoY
-0.2pp QoQ
 -4.5pp 12.2% 12.3% 11.6% 24%
Cost of Funds (YTD) 1.6%
-0.4pp YoY
0.0pp QoQ
 -0.1pp 1.7% 2.0% 1.7% 42%
Net Income ($, YTD) $739,000
+34.9% YoY
— QoQ
 -$1.8M $2.6M $16.0M $40.4M 18%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (1)

Liquidity Overhang

risk
#94 of 742 • Bottom 12.5% in tier

Exceptional capital position (Tier 1 >= 16%, top quartile). Strong fundamentals - opportunity to deploy capital more productively.

Why this signature
Tier 1 Capital Ratio: 29.84%
(Tier: 15.91%, National: 17.09%)
better than tier avg
Loan-to-Deposit Ratio: 72.12%
(Tier: 77.95%, National: 79.03%)
better than tier avg
742 of 742 Community banks match · 940 nationally
→ Stable +7 banks QoQ | QoQ rank declining

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2643 peers in $100M-$1B

Top Strengths (2 metrics)

108
Tier 1 Capital Ratio
capital
Value: 29.84%
Peer Median: 15.91%
#108 of 2643 Top 4.0% in $100M-$1B
463
Efficiency Ratio
profitability
Value: 50.28%
Peer Median: 64.48%
#463 of 2643 Top 17.5% in $100M-$1B

Top Weaknesses (4 metrics)

2581
Non-Interest Income / Assets
revenue_mix
Value: 0.03%
Peer Median: 0.57%
#2581 of 2643 Bottom 2.4% in $100M-$1B
2494
Total Deposits
size
Value: $101.02M
Peer Median: $326.73M
#2494 of 2643 Bottom 5.7% in $100M-$1B
2489
Total Assets
size
Value: $120.83M
Peer Median: $386.57M
#2489 of 2643 Bottom 5.9% in $100M-$1B
2432
Total Loans
size
Value: $72.85M
Peer Median: $258.35M
#2432 of 2643 Bottom 8.0% in $100M-$1B
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