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First Northeast Bank of Nebraska

$100M-$1B Specialty: Agricultural NE FDIC cert 5432

Lyons, NE

8 branches across NE

2664 banks in the $100M-$1B peer group nationally 82 in NE
View $100M-$1B leaderboard (NE) →

First Northeast Bank of Nebraska has 2 strengths but faces 2 concerns

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Efficiency Ratio 16.17% below tier average
  • + Delinquency Rate 0.66% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.99% below tier average
  • - Non-Interest Income / Assets 0.25% below tier average
Get updates when First Northeast Bank of Nebraska releases new data →

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Total Assets ? $501.2M
+4.6% YoY +4.3% QoQ
+$115.1M $386.1M
+0.5% YoY
$791.1M
+6.6% YoY
$6.2B
+9.1% YoY
72%
Total Loans ? $182.0M
-5.0% YoY -6.3% QoQ
-$73.7M $255.7M
+1.1% YoY
$551.6M
+6.9% YoY
$3.2B
+10.8% YoY
45%
Total Deposits ? $362.8M
-2.1% YoY +8.8% QoQ
+$34.8M $328.0M
+0.1% YoY
$661.1M
+6.6% YoY
$4.8B
+8.2% YoY
64%
Return on Assets ? 1.26%
-0.2% YoY -12.1% QoQ
-0.01% 1.27%
+12.9% YoY
1.36%
+20.0% YoY
1.23%
+13.4% YoY
53%
Net Interest Margin ? 2.94%
-1.4% YoY -4.5% QoQ
-0.99% 3.93%
+6.0% YoY
3.79%
+6.5% YoY
3.89%
+5.7% YoY
Bottom 9.8% in tier
Efficiency Ratio ? 49.12%
+3.8% YoY +7.6% QoQ
-16.17% 65.29%
-4.5% YoY
60.11%
-6.9% YoY
66.95%
-4.1% YoY
Top 14.5% in tier
Delinquency Rate ? 0.23%
-2.2% YoY +5.7% QoQ
-0.66% 0.89%
+18.8% YoY
0.72%
+6.8% YoY
0.95%
+18.8% YoY
62%
Loan-to-Deposit Ratio ? 50.16%
-3.0% YoY -13.8% QoQ
-26.48% 76.64%
+0.8% YoY
79.63%
+0.4% YoY
76.70%
+0.9% YoY
Top 9.5% in tier
Non-Interest-Bearing Deposit Share ? 19.90%
+8.5% YoY -0.5% QoQ
-2.12% 22.02%
-1.0% YoY
17.92%
-1.5% YoY
22.01%
-1.2% YoY
45%
Nonperforming Asset Ratio ? 0.08%
-11.2% YoY -5.0% QoQ
-0.55% 0.64%
+19.7% YoY
0.55%
+6.0% YoY
0.67%
+19.3% YoY
73%
Tier 1 Capital Ratio ? 13.20%
+5.1% YoY -1.5% QoQ
-2.63% 15.83%
+1.5% YoY
14.10%
+3.9% YoY
17.06%
+0.8% YoY
49%
Non-Interest Income / Assets ? 0.03%
-11.8% YoY -77.0% QoQ
-0.25% 0.28%
+9.3% YoY
0.12%
+3.0% YoY
0.32%
+4.1% YoY
Bottom 7.2% in tier

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 2664 peers in $100M-$1B

Top Strengths (2 metrics)

255
Loan-to-Deposit Ratio
liquidity
Value: 50.16%
Peer Median: 76.64%
#255 of 2664 Top 9.5% in $100M-$1B
387
Efficiency Ratio
profitability
Value: 49.12%
Peer Median: 65.29%
#387 of 2664 Top 14.5% in $100M-$1B

Top Weaknesses (2 metrics)

2472
Non-Interest Income / Assets
revenue_mix
Value: 0.03%
Peer Median: 0.28%
#2472 of 2664 Bottom 7.2% in $100M-$1B
2404
Net Interest Margin
profitability
Value: 2.94%
Peer Median: 3.93%
#2404 of 2664 Bottom 9.8% in $100M-$1B
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