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BlastPoint's Banking Scorecard

First Security Bank - Canby

under $100M Specialty: Agricultural MN FDIC cert 5107

Designations: Community bank

Canby, MN

2 branches across MN

541 banks in the under $100M peer group nationally 55 in MN
View under $100M leaderboard (MN) →

First Security Bank - Canby demonstrates 4 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Return on Assets 1.20% above tier average
  • + Efficiency Ratio 38.06% below tier average
  • + Net Interest Margin 0.18% above tier average
  • + Delinquency Rate 1.32% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MN) National Avg Tier Percentile
Total Assets ? $86.0M
+4.9% YoY +0.8% QoQ
+$23.9M $62.2M
-0.6% YoY
$512.9M
+5.5% YoY
$6.2B
+9.1% YoY
80%
Total Loans ? $35.9M
-5.7% YoY -6.3% QoQ
+$1.7M $34.2M
-1.4% YoY
$288.3M
+6.9% YoY
$3.2B
+10.8% YoY
56%
Total Deposits ? $73.9M
+4.1% YoY +0.6% QoQ
+$22.1M $51.7M
-0.7% YoY
$443.8M
+5.0% YoY
$4.8B
+8.2% YoY
81%
Return on Assets ? 2.04%
+37.3% YoY +12.2% QoQ
+1.20% 0.84%
-2.3% YoY
1.13%
+10.7% YoY
1.23%
+13.4% YoY
Top 9.1% in tier
Net Interest Margin ? 4.04%
+9.0% YoY +1.5% QoQ
+0.18% 3.86%
+2.8% YoY
3.93%
+7.5% YoY
3.89%
+5.7% YoY
61%
Efficiency Ratio ? 50.28%
-13.8% YoY -1.4% QoQ
-38.06% 88.34%
+0.3% YoY
64.77%
-3.3% YoY
66.95%
-4.1% YoY
Top 9.6% in tier
Delinquency Rate ? 0.05%
-98.0% YoY +6.7% QoQ
-1.32% 1.37%
+33.8% YoY
1.04%
+28.9% YoY
0.95%
+18.8% YoY
67%
Loan-to-Deposit Ratio ? 48.65%
-9.4% YoY -6.9% QoQ
-15.57% 64.22%
-0.7% YoY
76.69%
-0.4% YoY
76.70%
+0.9% YoY
71%
Non-Interest-Bearing Deposit Share ? 38.05%
-3.8% YoY -3.6% QoQ
+14.33% 23.71%
+0.3% YoY
21.87%
-0.9% YoY
22.01%
-1.2% YoY
Top 10.7% in tier
Nonperforming Asset Ratio ? 0.02%
-98.2% YoY -0.8% QoQ
-0.77% 0.79%
+28.2% YoY
0.77%
+27.1% YoY
0.67%
+19.3% YoY
68%
Tier 1 Capital Ratio ? 24.30%
+30.8% YoY +7.9% QoQ
-2.38% 26.68%
+2.0% YoY
15.37%
+0.7% YoY
17.06%
+0.8% YoY
79%
Non-Interest Income / Assets ? 0.08%
-10.1% YoY -84.1% QoQ
-0.59% 0.67%
+1.9% YoY
0.16%
+5.0% YoY
0.32%
+4.1% YoY
60%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (6 metrics)

50
Return on Assets
profitability
Value: 2.04%
Peer Median: 0.84%
#50 of 541 Top 9.1% in under $100M
53
Efficiency Ratio
profitability
Value: 50.28%
Peer Median: 88.34%
#53 of 541 Top 9.6% in under $100M
59
Non-Interest-Bearing Deposit Share
funding
Value: 38.05%
Peer Median: 23.71%
#59 of 541 Top 10.7% in under $100M
106
Total Deposits
size
Value: $73.89M
Peer Median: $51.74M
#106 of 541 Top 19.4% in under $100M
110
Total Assets
size
Value: $86.02M
Peer Median: $62.16M
#110 of 541 Top 20.1% in under $100M
117
Tier 1 Capital Ratio
capital
Value: 24.30%
Peer Median: 26.68%
#117 of 541 Top 21.4% in under $100M

Top Weaknesses (0 metrics)

No weakness rankings available
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