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BlastPoint's Banking Scorecard

The Marion National Bank

under $100M Specialty: Agricultural KS FDIC cert 4728

Designations: Community bank

Marion, KS

541 banks in the under $100M peer group nationally 48 in KS
View under $100M leaderboard (KS) →

The Marion National Bank demonstrates 5 strengths

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 1.37% below tier average
  • + Nonperforming Asset Ratio 0.79% below tier average
  • + ROA 0.65% above tier average
  • + Net Interest Margin 0.28% above tier average
  • + Efficiency Ratio 24.85% below tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $34.9M
+5.0% YoY +6.4% QoQ
-$27.2M $62.2M
-0.6% YoY
$509.2M
+7.2% YoY
$6.2B
+9.1% YoY
16%
Total Loans ? $15.2M
+31.5% YoY -1.2% QoQ
-$19.0M $34.2M
-1.4% YoY
$338.5M
+8.8% YoY
$3.2B
+10.8% YoY
20%
Total Deposits ? $29.3M
+4.3% YoY +7.3% QoQ
-$22.4M $51.7M
-0.7% YoY
$424.4M
+7.3% YoY
$4.8B
+8.2% YoY
18%
Return on Assets ? 1.49%
+40.4% YoY +51.1% QoQ
+0.65% 0.84%
-2.3% YoY
1.40%
+19.8% YoY
1.23%
+13.4% YoY
77%
Net Interest Margin ? 4.14%
+20.9% YoY +9.0% QoQ
+0.28% 3.86%
+2.8% YoY
3.92%
+4.5% YoY
3.89%
+5.7% YoY
64%
Efficiency Ratio ? 63.50%
+6.4% YoY -4.0% QoQ
-24.85% 88.34%
+0.3% YoY
62.29%
-5.0% YoY
66.95%
-4.1% YoY
68%
Delinquency Rate ? 0.00% -1.37% 1.37%
+33.8% YoY
0.77%
+10.4% YoY
0.95%
+18.8% YoY
Top 0.1% in tier
Loan-to-Deposit Ratio ? 51.95%
+26.0% YoY -8.0% QoQ
-12.26% 64.22%
-0.7% YoY
71.79%
+1.2% YoY
76.70%
+0.9% YoY
68%
Non-Interest-Bearing Deposit Share ? 26.85%
+7.4% YoY +11.0% QoQ
+3.14% 23.71%
+0.3% YoY
22.83%
-2.0% YoY
22.01%
-1.2% YoY
63%
Nonperforming Asset Ratio ? 0.00% -0.79% 0.79%
+28.2% YoY
0.51%
+12.5% YoY
0.67%
+19.3% YoY
Top 0.1% in tier
Tier 1 Capital Ratio ? 13.62%
+5.2% YoY -2.6% QoQ
-13.07% 26.68%
+2.0% YoY
17.98%
-0.9% YoY
17.06%
+0.8% YoY
37%
Non-Interest Income / Assets ? 0.02%
+52.4% YoY -74.9% QoQ
-0.64% 0.67%
+1.9% YoY
0.28%
-1.8% YoY
0.32%
+4.1% YoY
17%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 541 peers in under $100M

Top Strengths (3 metrics)

1
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 1.37%
#1 of 521 Top 0.1% in under $100M
1
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.79%
#1 of 541 Top 0.1% in under $100M
125
Return on Assets
profitability
Value: 1.49%
Peer Median: 0.84%
#125 of 541 Top 22.9% in under $100M

Top Weaknesses (4 metrics)

455
Total Assets
size
Value: $34.91M
Peer Median: $62.16M
#455 of 541 Bottom 16.1% in under $100M
449
Non-Interest Income / Assets
revenue_mix
Value: 0.02%
Peer Median: 0.67%
#449 of 541 Bottom 17.2% in under $100M
442
Total Deposits
size
Value: $29.35M
Peer Median: $51.74M
#442 of 541 Bottom 18.5% in under $100M
435
Total Loans
size
Value: $15.25M
Peer Median: $34.25M
#435 of 541 Bottom 19.8% in under $100M
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