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BlastPoint's Banking Scorecard

Security Bank of Kansas City

$1B-$10B Specialty: Commercial KS FDIC cert 4705

Designations: Community bank

Kansas City, KS

36 branches across KS · MO

884 banks in the $1B-$10B peer group nationally 20 in KS
View $1B-$10B leaderboard (KS) →

Security Bank of Kansas City has 3 strengths but faces 1 concern

Key Strengths include matched growth signatures, metrics ranked in the top 10%, and values meaningfully above the tier average.
Key Concerns include matched risk or decline signatures, metrics ranked in the bottom 10%, and values meaningfully below the tier average.

Key Strengths

Areas where this bank excels compared to peers

  • + Delinquency Rate 0.89% below tier average
  • + Nonperforming Asset Ratio 0.67% below tier average
  • + Efficiency Ratio 12.52% below tier average

Key Concerns

Areas that may need attention

  • - Net Interest Margin 0.58% below tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Total Assets ? $3.8B
+5.1% YoY +1.1% QoQ
+$1.0B $2.8B
-0.1% YoY
$509.2M
+7.2% YoY
$6.2B
+9.1% YoY
79%
Total Loans ? $2.1B
+6.7% YoY +2.4% QoQ
+$149.1M $2.0B
+0.6% YoY
$338.5M
+8.8% YoY
$3.2B
+10.8% YoY
70%
Total Deposits ? $3.2B
+6.9% YoY +1.6% QoQ
+$834.9M $2.3B
-0.3% YoY
$424.4M
+7.3% YoY
$4.8B
+8.2% YoY
79%
Return on Assets ? 1.39%
+10.7% YoY +1.5% QoQ
+0.03% 1.37%
+19.6% YoY
1.40%
+19.8% YoY
1.23%
+13.4% YoY
64%
Net Interest Margin ? 3.24%
+4.2% YoY +0.5% QoQ
-0.58% 3.82%
+6.9% YoY
3.92%
+4.5% YoY
3.89%
+5.7% YoY
26%
Efficiency Ratio ? 48.54%
-7.5% YoY -2.8% QoQ
-12.52% 61.06%
-4.6% YoY
62.29%
-5.0% YoY
66.95%
-4.1% YoY
82%
Delinquency Rate ? 0.00%
-55.6% YoY +1.8% QoQ
-0.89% 0.89%
+14.1% YoY
0.77%
+10.4% YoY
0.95%
+18.8% YoY
Top 2.6% in tier
Loan-to-Deposit Ratio ? 66.51%
-0.2% YoY +0.8% QoQ
-17.69% 84.20%
+0.3% YoY
71.79%
+1.2% YoY
76.70%
+0.9% YoY
Top 13.7% in tier
Non-Interest-Bearing Deposit Share ? 26.33%
+0.3% YoY -5.2% QoQ
+5.04% 21.29%
-2.5% YoY
22.83%
-2.0% YoY
22.01%
-1.2% YoY
74%
Nonperforming Asset Ratio ? 0.00%
-92.5% YoY +3.1% QoQ
-0.67% 0.67%
+15.6% YoY
0.51%
+12.5% YoY
0.67%
+19.3% YoY
Top 2.7% in tier
Tier 1 Capital Ratio ? 12.80%
+0.4% YoY +0.9% QoQ
-2.36% 15.16%
+2.0% YoY
17.98%
-0.9% YoY
17.06%
+0.8% YoY
45%
Non-Interest Income / Assets ? 0.16%
+20.9% YoY -69.7% QoQ
-0.10% 0.26%
+1.6% YoY
0.28%
-1.8% YoY
0.32%
+4.1% YoY
57%

Signature Analysis

Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.

Strengths are growth signatures this bank matches (e.g. Revenue Diversifier, Profitability Leader).
Concerns are risk or decline signatures this bank matches (e.g. Margin Compression, Credit Quality Pressure).

Strengths (0)

No matched strength signatures this quarter

Concerns (0)

No matched concern signatures this quarter

Metric Rankings

See how this bank ranks across all tracked metrics compared to peers.

Strengths are metrics in the top 25% (75th percentile or higher).
Concerns are metrics in the bottom 25% (25th percentile or lower).
Comparing against 884 peers in $1B-$10B

Top Strengths (6 metrics)

24
Delinquency Rate
credit_quality
Value: 0.00%
Peer Median: 0.89%
#24 of 880 Top 2.6% in $1B-$10B
25
Nonperforming Asset Ratio
credit_quality
Value: 0.00%
Peer Median: 0.67%
#25 of 884 Top 2.7% in $1B-$10B
122
Loan-to-Deposit Ratio
liquidity
Value: 66.51%
Peer Median: 84.20%
#122 of 884 Top 13.7% in $1B-$10B
159
Efficiency Ratio
profitability
Value: 48.54%
Peer Median: 61.06%
#159 of 884 Top 17.9% in $1B-$10B
187
Total Assets
size
Value: $3.82B
Peer Median: $2.82B
#187 of 884 Top 21.0% in $1B-$10B
187
Total Deposits
size
Value: $3.18B
Peer Median: $2.34B
#187 of 884 Top 21.0% in $1B-$10B

Top Weaknesses (0 metrics)

No weakness rankings available
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