BlastPoint's Banking Scorecard
The First National Bank of Nevada, Missouri
Nevada, MO
The First National Bank of Nevada, Missouri has 1 strength but faces 5 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Efficiency Ratio 1.60% below tier average
Key Concerns
Areas that may need attention
- - Deposit Outflow: Bottom 14.2% in tier
- - Flatlined Growth: Bottom 28.5% in tier
- - ROA 0.50% below tier average
- - Net Interest Margin 0.73% below tier average
- - Delinquency Rate 0.58% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$116.9M
+0.6% YoY
+2.0% QoQ
|
-$269.1M |
$386.1M
+0.5% YoY
|
$1.6B
+6.5% YoY
|
$6.2B
+9.1% YoY
|
Bottom 5.0% in tier |
| Total Loans ? |
$53.9M
+13.5% YoY
+4.2% QoQ
|
-$201.8M |
$255.7M
+1.1% YoY
|
$1.0B
+8.5% YoY
|
$3.2B
+10.8% YoY
|
Bottom 3.8% in tier |
| Total Deposits ? |
$99.9M
-1.2% YoY
+2.7% QoQ
|
-$228.1M |
$328.0M
+0.1% YoY
|
$1.3B
+6.1% YoY
|
$4.8B
+8.2% YoY
|
Bottom 5.7% in tier |
| Return on Assets ? |
0.77%
+49.8% YoY
-7.6% QoQ
|
-0.50% |
1.27%
+12.9% YoY
|
1.43%
+10.8% YoY
|
1.23%
+13.4% YoY
|
25% |
| Net Interest Margin ? |
3.20%
+13.8% YoY
+2.4% QoQ
|
-0.73% |
3.93%
+6.0% YoY
|
4.51%
+2.1% YoY
|
3.89%
+5.7% YoY
|
18% |
| Efficiency Ratio ? |
63.69%
-18.4% YoY
-3.5% QoQ
|
-1.60% |
65.29%
-4.5% YoY
|
59.97%
-5.2% YoY
|
66.95%
-4.1% YoY
|
49% |
| Delinquency Rate ? |
1.47%
+123.8% YoY
+63.4% QoQ
|
+0.58% |
0.89%
+18.8% YoY
|
0.83%
+18.3% YoY
|
0.95%
+18.8% YoY
|
19% |
| Loan-to-Deposit Ratio ? |
53.96%
+14.9% YoY
+1.4% QoQ
|
-22.68% |
76.64%
+0.8% YoY
|
79.48%
+1.6% YoY
|
76.70%
+0.9% YoY
|
Top 12.7% in tier |
| Non-Interest-Bearing Deposit Share ? |
24.61%
-11.5% YoY
+5.6% QoQ
|
+2.59% |
22.02%
-1.0% YoY
|
20.72%
+0.3% YoY
|
22.01%
-1.2% YoY
|
65% |
| Nonperforming Asset Ratio ? |
0.68%
+152.6% YoY
+66.9% QoQ
|
+0.04% |
0.64%
+19.7% YoY
|
0.67%
+20.5% YoY
|
0.67%
+19.3% YoY
|
30% |
| Tier 1 Capital Ratio ? |
23.09%
+3.7% YoY
-1.1% QoQ
|
+7.26% |
15.83%
+1.5% YoY
|
15.44%
-0.4% YoY
|
17.06%
+0.8% YoY
|
Top 8.3% in tier |
| Non-Interest Income / Assets ? |
0.04%
-22.3% YoY
-77.9% QoQ
|
-0.24% |
0.28%
+9.3% YoY
|
0.29%
+5.6% YoY
|
0.32%
+4.1% YoY
|
Bottom 11.6% in tier |
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Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (2)
Deposit Outflow
declineDeposits down 0.5%+ YoY. Funding base eroding - rate competition or franchise weakness.
Flatlined Growth
riskAsset growth stalled (-2% to +2% YoY) despite healthy profitability (>0.25% ROA). Suggests untapped opportunity or strategic drift worth investigating.
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.