BlastPoint's Banking Scorecard
The First National Bank of Primghar
Designations: ✓ Community bank
Primghar, IA
The First National Bank of Primghar has 3 strengths but faces 3 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Delinquency Rate 1.37% below tier average
- + Nonperforming Asset Ratio 0.79% below tier average
- + Efficiency Ratio 17.85% below tier average
Key Concerns
Areas that may need attention
- - Non-Interest Income / Assets 0.65% below tier average
- - ROA 0.06% below tier average
- - Net Interest Margin 0.40% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$37.9M
+0.5% YoY
-1.4% QoQ
|
-$24.2M |
$62.2M
-0.6% YoY
|
$560.1M
+4.8% YoY
|
$6.2B
+9.1% YoY
|
18% |
| Total Loans ? |
$27.5M
+11.1% YoY
+1.8% QoQ
|
-$6.7M |
$34.2M
-1.4% YoY
|
$379.9M
+5.0% YoY
|
$3.2B
+10.8% YoY
|
40% |
| Total Deposits ? |
$30.9M
+3.3% YoY
+1.7% QoQ
|
-$20.8M |
$51.7M
-0.7% YoY
|
$469.6M
+4.4% YoY
|
$4.8B
+8.2% YoY
|
20% |
| Return on Assets ? |
0.77%
-37.6% YoY
+50.5% QoQ
|
-0.06% |
0.84%
-2.3% YoY
|
1.31%
+22.6% YoY
|
1.23%
+13.4% YoY
|
41% |
| Net Interest Margin ? |
3.46%
+33.2% YoY
+15.9% QoQ
|
-0.40% |
3.86%
+2.8% YoY
|
3.52%
+10.3% YoY
|
3.89%
+5.7% YoY
|
30% |
| Efficiency Ratio ? |
70.50%
+11.2% YoY
-8.1% QoQ
|
-17.85% |
88.34%
+0.3% YoY
|
58.40%
-7.6% YoY
|
66.95%
-4.1% YoY
|
52% |
| Delinquency Rate ? | 0.00% | -1.37% |
1.37%
+33.8% YoY
|
0.92%
+14.5% YoY
|
0.95%
+18.8% YoY
|
Top 0.1% in tier |
| Loan-to-Deposit Ratio ? |
89.01%
+7.6% YoY
+0.1% QoQ
|
+24.79% |
64.22%
-0.7% YoY
|
77.40%
+1.1% YoY
|
76.70%
+0.9% YoY
|
16% |
| Non-Interest-Bearing Deposit Share ? |
18.45%
-19.1% YoY
-21.2% QoQ
|
-5.26% |
23.71%
+0.3% YoY
|
17.87%
+0.7% YoY
|
22.01%
-1.2% YoY
|
35% |
| Nonperforming Asset Ratio ? | 0.00% | -0.79% |
0.79%
+28.2% YoY
|
0.58%
+11.7% YoY
|
0.67%
+19.3% YoY
|
Top 0.1% in tier |
| Tier 1 Capital Ratio ? |
15.81%
-2.8% YoY
+2.3% QoQ
|
-10.88% |
26.68%
+2.0% YoY
|
14.34%
+1.8% YoY
|
17.06%
+0.8% YoY
|
53% |
| Non-Interest Income / Assets ? |
0.01%
-96.1% YoY
-96.8% QoQ
|
-0.65% |
0.67%
+1.9% YoY
|
0.12%
+10.7% YoY
|
0.32%
+4.1% YoY
|
Bottom 8.1% in tier |
Get Full Access to The First National Bank of Primghar
Unlock complete metrics, peer benchmarks, and signature insights for this and every other FDIC-insured bank - always free
Check your email at - link expires in 72 hours
Want to see an example first? Preview JPMorgan Chase's scorecard →
Signature Analysis
Composite behavioral patterns that combine multiple metrics to identify what stands out about this bank. Matched signatures only; metric-level callouts appear in the Key Strengths / Key Concerns summary above.
Strengths (0)
Concerns (0)
Metric Rankings
See how this bank ranks across all tracked metrics compared to peers.